California Coast Credit Union San Diego CA | Reliable ATM Access & Fast Auto Loans

Introduction

Welcome to California Coast, a trusted partner for financial growth in our vibrant community of San Diego, CA. Located at 9201 Spectrum Center Blvd, we have been serving our members since 1929. With over 206,000 members and an impressive $3.4 billion in total assets, we are committed to providing personalized service and innovative financial solutions tailored to your needs. At California Coast, we pride ourselves on building strong relationships within the community. Our dedicated team of 556 employees is here to support you every step of the way, whether you're looking to secure a loan or manage your savings effectively. Under the leadership of our CEO, Todd Lane, and Board President, Steve McMahon, we aim to make your banking experience as smooth and rewarding as possible. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: P.O. BOX 502080, San Diego, CA 92150-2080. With total loans amounting to 110,750, and total deposits reaching $210 million, we focus on empowering our members financially while ensuring a strong foundation for future growth. Our net worth stands at an impressive $440 million, further highlighting our stability and reliability in the financial landscape. Join us at California Coast today! For inquiries or assistance, don't hesitate to call us at 877-495-1600. We look forward to welcoming you into our family and helping you achieve your financial goals! Visit us online at calcoastcu.org for more information on our services and membership benefits.

Branch History & Mission

Welcome to California Coast, a credit union that has been serving the San Diego community since 1929. Nestled at 9201 Spectrum Center Blvd, San Diego, CA 92123, our branch has grown alongside the vibrant city it calls home. With a legacy of over nine decades, California Coast has cultivated a strong relationship with its members, fostering a sense of belonging and trust. From our humble beginnings, we have expanded significantly, now boasting a total membership of over 206,000 and assets exceeding $3.4 billion. This growth reflects our commitment to providing exceptional financial services tailored to meet the diverse needs of our community. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. BOX 502080, San Diego, CA 92150-2080. At California Coast, our mission is clear: we aim to empower individuals and families through accessible financial services while actively supporting our local community. We believe that banking should be more than just transactions; it should be about building relationships and making a positive impact on people's lives. Our dedicated team works tirelessly to ensure that every member feels valued and supported in their financial journey. Our branch operates Monday through Friday from 8 AM to 5 PM and offers convenient ATM services for quick transactions. Although we do not have drive-thru banking or shared service centers, we pride ourselves on the personal touch we provide during every interaction. In addition to traditional banking services, we embrace technological advancements to enhance member experience. With features like online banking and mobile payments available, we strive to make managing finances as easy as possible for everyone. Throughout our history, California Coast has engaged in numerous community outreach efforts and partnerships aimed at uplifting those around us. We understand that when our community thrives, we all benefit together. We invite you to join California Coast and experience the difference of being part of a credit union that truly cares about its members and the community. Discover how we can help you achieve your financial goals while contributing positively to San Diego's growth and well-being! For more information or to become a member today, call us at 877-495-1600 or visit our website.

Branch Location & Accessibility

Welcome to California Coast, located at 9201 Spectrum Center Blvd in beautiful San Diego, CA. Our branch is easily accessible and positioned near popular landmarks, making it a convenient stop for all your banking needs. Whether you're coming from the nearby shopping centers or just passing through the area, we're here to serve you. At California Coast, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can visit us comfortably. We also offer ample parking space to make your visit hassle-free. Our operating hours are designed to fit your busy schedule: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. If you have any questions or need assistance, don't hesitate to call us at 877-495-1600. For those who prefer self-service options, we have ATM availability on-site, allowing you to withdraw cash or check your balance quickly and conveniently. While we currently do not offer drive-thru services, our friendly staff is always ready to assist you inside. If you need to send any official correspondence, please note that our mailing address is P.O. Box 502080, San Diego, CA 92150-2080. We invite you to stop by California Coast today! Experience firsthand how we can help meet your financial needs with personalized service and expert advice. Your journey towards better banking starts here!

Member Eligibility

Becoming a member of California Coast is like joining a family that genuinely cares about your financial well-being. If you live, work, or go to school in the San Diego area, you're already on the right track! We welcome anyone who shares our passion for community and support. Whether you're looking to save for a big purchase, get a loan, or just want to manage your finances better, our membership opens the door to exclusive benefits designed just for you. Ready to take the next step? The process is simple! You can find detailed eligibility criteria and learn more about what it means to be part of California Coast by visiting us at http://www.calcoastcu.org/membership-benefits/. When you're ready to open your account, just head over to https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707 or give us a call at (877) 495-1600. We're excited to have you join our community at 9201 Spectrum Center Blvd San Diego Ca 92123, where we'll help you achieve your financial goals together!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits that can streamline your operations. Imagine accepting payments easily from customers through various channels online or in-person helping you enhance customer satisfaction while boosting your sales. Located at 9201 Spectrum Center Blvd San Diego Ca 92123 in San Diego, CA, we're here for all your business banking needs. For more information, call us at (877) 495-1600 or visit our website at Spectrum Center. Your success is our priority!

Comprehensive List Of Services

Banking Made Simple

For those who prefer the convenience of banking on the go, we offer ATM Services Only. This means you have access to basic ATM functions such as withdrawals and balance checks whenever you need them. Imagine being out and about in beautiful San Diego and needing cash or wanting to check your account balance; with our ATMs, it's as simple as tapping a button.

Join Us Today!

Join the California Coast family today! Explore how our services can support your financial journey. Visit us at 9201 Spectrum Center Blvd, or check out our website at calcoastcu.org for more details. Whether you're looking for basic services or advanced digital features, we're here for you every step of the way!

Stay Connected Digitally

At California Coast, we embrace technology to enhance your banking experience. Our digital banking features allow you to manage your accounts from anywhere. You can perform transactions easily through our online banking platform or mobile application. With these tools, checking your balance or transferring funds becomes hassle-free. If you're considering becoming a member or want more information about what we offer, feel free to reach out to us at 877-495-1600. Our team is ready to help you navigate through all the options available.

Your Financial Partner

In addition to our ATM services, we pride ourselves on being a reliable financial partner for our members. Our friendly staff is always ready to assist you with any questions or concerns you may have regarding your finances. We understand that managing money can sometimes be overwhelming, so we're here to simplify the process for you.

Digital & Online Banking

Key Services

Imagine checking your balance, paying bills, or transferring money from the comfort of your home or on the go. With our mobile application available for download, you can enjoy all these features right from your smartphone. Plus, our electronic signature authorization makes signing documents a breeze no need for paperwork! Are you tired of waiting for paper statements? Say goodbye to clutter with our e-statements option. You'll receive your statements electronically, which not only saves trees but also allows for quick and easy access whenever you need them.

Security and Convenience

Your security is our top priority. Our online banking platform is designed with robust security features to protect your personal information while ensuring ease of use. Whether you're making person-to-person transfers or using mobile payments, you can rest assured that your transactions are safe. We know life gets busy, so we strive to provide you with real-time account management tools. Whether you're keeping track of expenses or sending money to friends, our services offer the flexibility and convenience you need. Embrace a simpler way to bank with California Coast where convenience meets security. Visit us at https://www.calcoastcu.org/ to learn more about how we can help simplify your financial journey!

Financial Strength

Growing Together

The strength of our credit union is also evident in our member base, with a total of 461,358 share and deposit accounts. This growing community shows that more people are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 9201 Spectrum Center Blvd San Diego Ca 92123 or call (877) 495-1600 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial goals is further reflected in our total loans and leases amounting to $2,285,428,185, which includes $24,022 dedicated specifically to used auto loans.

Member-Centric Savings Options

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundations

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we have options designed to fit your budget and lifestyle.

Credit Lines

Our credit lines are another excellent option for those who want access to funds as needed. With total credit lines reaching $1,747,051,904, our products can help smooth out cash flow challenges and provide peace of mind during unexpected expenses. For business owners looking for growth opportunities, our outstanding commercial loans totaling $273,626,903 provide the capital needed to expand operations or invest in new projects. If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is here to assist you every step of the way. For more information on any of these loan offerings or to discuss which product may be best for you, feel free to reach out at 877-495-1600 or visit us at 9201 Spectrum Center Blvd San Diego Ca 92123. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide personalized service to guide you through the process and help you secure a mortgage that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without tying up your savings.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the loan offers displayed are fair and transparent.