California Coast Credit Union San Diego CA | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to California Coast, your trusted partner in financial wellness located at 3202 Governor Dr Ste 102, San Diego, CA 92122. Established in 1929, we have proudly served our community for over nine decades, building a strong foundation of trust and reliability. As of today, we are home to 206,167 members who benefit from our commitment to providing excellent service and innovative financial solutions. At California Coast, we understand that every member's needs are unique. That's why we offer a range of personalized services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With total assets exceeding $3.4 billion and total deposits amounting to $210,204,145, our financial strength allows us to support you in achieving your goals. Our dedicated team, led by CEO Todd Lane and Board President Steve McMahon, is here to ensure you receive the best possible experience. We employ 556 individuals who are passionate about helping you navigate your financial journey. Whether you're looking for assistance with loans or simply want to chat about your options, we're just a phone call away at 858-495-1600. While members can visit us at our branch location, official correspondence should be sent to the same address: 3202 Governor Dr Ste 102, San Diego, CA 92122. We invite you to explore our website at calcoastcu.org for more information on how we can serve you better. Join us as we continue to make a positive impact in our community and empower each member toward financial success! Visit us today or give us a call we're excited to help you on your financial journey!

Branch History & Mission

Commitment to Community

We understand that being a good neighbor goes beyond just providing financial services. That's why we actively engage in community outreach efforts and partnerships aimed at making a positive impact. Whether it's supporting local schools or participating in charitable events, California Coast believes in giving back and fostering connections within San Diego. We also prioritize accessibility; although we currently do not offer ATM or drive-thru services at this location, we ensure our facilities meet ADA compliance standards so all members can comfortably access our services.

Join Us!

As we look towards the future, we invite you to be part of our story. Experience the benefits of membership with California Coast by exploring our wide range of personal banking options tailored just for you. Visit us online at California Coast or call us at (858) 495-1600 for more information on how you can join today! Together, let's build a brighter financial future.

Our Mission

At California Coast, our mission is clear: we strive to improve the financial well-being of our members while actively contributing to the growth and strength of our community. We believe that everyone deserves access to quality financial services without barriers. This principle drives us to offer competitive rates on loans and savings products along with innovative digital banking solutions that make managing finances easier than ever. While members can visit us at 3202 Governor Dr Ste 102 San Diego Ca 92122, official correspondence should be sent to 3202 Governor Dr Ste 102, San Diego, CA 92122. Our operating hours are designed for your convenience; we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Our Story

California Coast began its journey nearly a century ago with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we have adapted to the changing needs of our community while maintaining our core commitment to excellence and support. Our branch in University City has been a pivotal part of this evolution, becoming a trusted resource for personal banking services such as checking and savings accounts, auto loans, mortgages, and more.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ADA-compliant features, including ramps and accessible parking spaces to ensure that everyone can comfortably access our services.

Call to Action

We invite you to visit us at our University City location or give us a call at 858-495-1600 if you have any questions or need assistance with your financial needs. Let California Coast be your partner in achieving your financial goals!

Operating Hours

We understand that life can get busy, which is why our lobby hours are tailored to fit your schedule. We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. If you're looking to stop by on Saturday, we're here from 9 AM to 2 PM. Our team is ready to assist you during these hours, so feel free to drop in!

Services Offered

At California Coast, we offer a variety of personal banking services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that cater to both individuals and businesses. Although we do not currently provide ATM or drive-thru services at this branch, our friendly staff is always available to help you with any transactions you may need.

Member Eligibility

Joining the family at California Coast is not just about opening an account; it's about becoming part of a community that values you and your financial journey. To be eligible for membership, you simply need to live, work, or attend school in certain areas or meet specific employment criteria. This means if you're a resident of San Diego or connected to the community in some way, we'd love to welcome you through our doors! You can find all the details regarding eligibility by visiting this link. Becoming a member opens up a world of benefits tailored just for you, including personalized banking services, competitive loan rates, and financial education resources. The process is straightforward just stop by our branch located at 3202 Governor Dr Ste 102 San Diego Ca 92122 or give us a call at (858) 495-1600 for guidance on how to get started. We're here to help you every step of the way, making sure you feel right at home with California Coast. For more information on how to open an account, check out our account opening details here.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Picture this: You've just received an order from a new client. With our merchant services, you can easily process payments on-site or online without hassle. Imagine the peace of mind knowing your transactions are secure while you focus on what you do best growing your business! Visit us at 3202 Governor Dr Ste 102 San Diego Ca 92122 in San Diego, CA or give us a call at (858) 495-1600 to learn how our business banking solutions can help turn your goals into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our competitive auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. With flexible terms and personalized rates, we help you find the best solution for your budget. Picture driving off in your new vehicle while enjoying manageable monthly payments.

Business Banking Options

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at California Coast. With our online and mobile banking services, accessing your accounts anytime is just a click away. You can send money to friends through person-to-person transfers or withdraw cash at ATMs conveniently located around town. If you're ready to experience all these benefits and more at California Coast, give us a call at 858-495-1600 or visit us in person! Our friendly staff is eager to assist you with any questions or needs you may have. Join us today for all your financial needs!

Home Financing Made Easy

When it's time to buy a home or refinance an existing mortgage, California Coast has got you covered. Our mortgage loans come with attractive rates and terms tailored to fit your financial situation. We guide you through each step of the process, ensuring that securing your dream home is as smooth as possible.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, California Coast provides personal banking options that fit every lifestyle. Our accounts come with no hidden fees and easy access through online and mobile banking, making it simple for you to manage your finances on the go. Imagine being able to check your balance, pay bills, and transfer funds all from the convenience of your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. We offer straightforward terms that allow you to focus on what matters most your life and goals. You can take control of your finances without stress.

Rewarding Credit Cards

Our credit cards not only come with rewards but also offer features that help you save money while making everyday purchases. Enjoy cash back on essentials or travel rewards when booking your next vacation. With easy management through our online platform, you'll always know where you stand financially.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enjoy the benefits of e-statements, which help you stay organized while reducing paper clutter. Plus, if you're on the go, our mobile application makes it easy to manage your accounts right from your smartphone. With features like electronic signature authorization, signing documents has never been simpler or more secure. You won't have to worry about printing or mailing anything just sign electronically and you're done!

Seamless Transactions Made Easy

Need to send money to a friend? Our person-to-person transfer feature lets you send and receive money quickly with just a few taps on your device. And if you're looking to pay for purchases without reaching for your wallet, our mobile payments feature has got you covered. Whether it's shopping or dining out, you can make payments securely using your mobile phone. At California Coast, we prioritize security and ease-of-use in all our digital services. Our robust systems ensure that your information is protected while giving you real-time access to your accounts. So whether you're at home or on the go, managing your finances has never been this simple. Explore all these features and more by visiting us at https://www.calcoastcu.org/. Experience the convenience of modern banking with California Coast today!

Financial Strength

A Strong Foundation

With a net worth of $440,048,118, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team to Support You

We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Our dedication to serving you is evident with a total of 461,358 share accounts held by our trusted members. This growing membership base showcases the confidence individuals have in California Coast, making it clear that we are here for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 3202 Governor Dr Ste 102 San Diego Ca 92122 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,022 in used auto loans and $2,285,428,185 in total loans and leases available.

Your Savings Are Secure

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easy.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand that running a business can be challenging; our loans can help ease some of that burden. At California Coast, we prioritize making the loan application process straightforward and transparent. You can learn more about eligibility options by visiting our website or give us a call at (858) 495-1600 if you have any questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're proud to serve our community from our branch located at 3202 Governor Dr Ste 102 San Diego Ca 92122, San Diego, CA CA. Explore how California Coast can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This product is great for those looking for convenient purchasing power without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, allowing users to compare loans with confidence. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not use sponsored listings; lenders are not prioritized based on paid promotions. This means that users receive unbiased results tailored to their needs. The platform also provides real-time rate comparisons from multiple institutions, helping users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.