California Coast Credit Union San Diego CA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to California Coast, your trusted credit union located at 4470 Park Blvd, San Diego, CA 92116. Established in 1929, we have proudly served our community for over nine decades, offering a wide range of financial services designed to support you and your family. With over 206,000 members and assets totaling an impressive $3.4 billion, we are committed to providing personalized banking solutions that meet your needs. At California Coast, we understand that financial matters can be overwhelming. That's why our friendly team is here to guide you every step of the way. Whether you're looking for a checking account, auto loans, or mortgage options, we've got you covered. Our total deposits stand at $210 million, reflecting the trust our members place in us. Our leadership team, headed by CEO Todd Lane and Board President Steve McMahon, is dedicated to maintaining the highest standards of service and integrity. We believe in fostering strong relationships with our members and contributing positively to our community. While members can visit us at our branch location, official correspondence should be sent to the same address: 4470 Park Blvd, San Diego, CA 92116. If you have any questions or need assistance, feel free to reach out at (858) 495-1600. Explore how California Coast can help you achieve your financial goals today! Visit our website at calcoastcu.org or stop by our branch for more information on membership benefits and services tailored just for you. Your journey toward financial success starts here!

Branch History & Mission

Community Focus

Our roots run deep in San Diego, where we actively participate in various community events and partnerships aimed at enhancing local lives. We are committed to being a resource for education, financial literacy, and assistance for those in need. While you can visit us at 4470 Park Blvd, official correspondence should be directed to our mailing address: 4470 Park Blvd, San Diego, CA 92116. Should you have any questions or need assistance, please do not hesitate to reach out at (858) 495-1600. As we look ahead, California Coast remains dedicated to innovation and excellence in serving our members. We invite you to join us on this journey experience the difference with California Coast today! Discover how we can help you achieve your financial dreams by visiting us online at calcoastcu.org.

Our Journey

The journey of California Coast began nearly a century ago, when a group of forward-thinking individuals recognized the need for accessible banking solutions tailored to the community's needs. From our first branch at 4470 Park Blvd, we have continuously adapted and expanded our offerings, ensuring that we meet the evolving demands of our members. Over the years, we have embraced technology while maintaining our commitment to personalized service. Our modern facilities include an ATM and drive-thru banking options, making it easier for members to access their funds and manage their accounts conveniently.

Our Mission

At California Coast, our mission is simple yet profound: to provide financial services that empower our members while fostering community growth and well-being. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. That's why we focus on not only offering competitive rates on loans and savings accounts but also engaging in local outreach initiatives that uplift our community. We understand that every member's journey is unique. Whether you are looking to purchase your first home, finance a vehicle, or simply save for the future, we are here to provide guidance and support every step of the way.

Branch Location & Accessibility

Accessibility Features

At California Coast, we prioritize accessibility for all members. Our branch is ADA-compliant, featuring ramps and ample parking to ensure everyone can visit us comfortably. If you're looking for a quick stop, take advantage of our drive-thru service for simple transactions without leaving your car.

Call to Action

We invite you to come by and experience the welcoming environment at California Coast. Whether you're opening a new account or just stopping by for a question, our team looks forward to serving you soon!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are crafted to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. Feel free to call us at 858-495-1600 if you have questions or need assistance we're here to help!

Services Offered

Whether you're interested in personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we've got you covered. Our ATM availability means you can access cash whenever you need it, and our friendly team is always ready to assist with any inquiries. While members can visit us at 4470 Park Blvd San Diego Ca 92116, official correspondence should be sent to our mailing address: 4470 Park Blvd, San Diego, CA 92116.

Member Eligibility

Becoming a member of California Coast means joining a supportive community that values your financial well-being. To be eligible, you simply need to live, work, or attend school in the areas we serve, or have a family member who is already a member. This makes it easy for many people to join us! Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to innovative banking solutions designed to meet your needs. If you're curious about the specifics of membership eligibility, feel free to check out more details at http://www.calcoastcu.org/membership-benefits/. Ready to take the next step? Opening an account at California Coast is straightforward and welcoming. You can start your application online through this link: https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. If you have any questions or need assistance, don't hesitate to reach out at (858) 495-1600. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services

But it doesn't stop at loans. Our merchant services are designed to simplify daily operations. Imagine processing payments quickly and securely, allowing you to focus on what truly matters growing your business. From credit card processing to online payment solutions, we've got you covered. Located at 4470 Park Blvd San Diego Ca 92116, San Diego, CA, we're here to support your vision and help your business thrive. Reach out to us at (858) 495-1600 for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we offer tailored business banking solutions, including merchant services and business loans to support your entrepreneurial journey. Our dedicated team understands the unique challenges faced by businesses today and is here to help.

Credit Options

Managing debt can be challenging, but with our personal loans and debt consolidation options, we aim to make it easier for you to regain control over your finances. Plus, don't forget about our credit cards with rewards, which not only simplify your spending but also offer valuable benefits as you earn points on everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize ease of access through our robust online and mobile banking services. With features like ATM access for quick withdrawals and balance checks, along with person-to-person payment options, managing your finances has never been easier. You can stay connected with your accounts anytime and anywhere.

Drive-Thru & ATM Services

We also provide essential services at our branch location such as basic drive-thru banking for deposits, withdrawals, and simple transactions ideal for those busy days when you're on the go. For added convenience, our ATM offers cash withdrawal services that are accessible whenever you need them. At California Coast, we understand that every member has unique financial needs. Whether you're saving for a big purchase or exploring ways to grow your wealth, we're here to help you every step of the way. If you'd like to learn more about how we can assist you or if you're ready to take advantage of our services, please don't hesitate to reach out at 858-495-1600 or visit us online at www.calcoastcu.org. We look forward to serving you!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you save for both short-term goals and long-term dreams. For those considering purchasing a car, our auto loans and vehicle financing options provide competitive rates and flexible terms that fit your budget. If homeownership is in your sights, our mortgage loans and refinancing solutions can make that dream a reality, offering personalized guidance every step of the way.

Digital & Online Banking

Key Services Available

With our easy-to-use online banking portal available at https://www.calcoastcu.org/, you can manage your accounts 24/7. Say goodbye to long lines and waiting times; now you can view your account balances, pay bills, and even set up e-statements with just a few clicks. Plus, if you're someone who prefers the mobile experience, our mobile application makes banking on-the-go even simpler. We understand that security is a top priority for our members. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also enjoy the benefits of e-statements, allowing you to keep track of your finances without the clutter of paper statements.

Stay Connected Anytime

Need to send money to a friend? Our person-to-person transfer feature lets you easily send funds directly from your account. Plus, if you're someone who loves using digital wallets, we support mobile payments so you can shop securely using your smartphone. At California Coast, we're committed to providing an accessible and user-friendly online banking experience. With real-time account management at your fingertips, handling your finances has never been easier. Visit us today at https://www.calcoastcu.org/ and take control of your banking needs!

Financial Strength

Commitment to Growth

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,854,185 in total loans and leases and $24,022 in used auto loans.

Growing Member Base

Total Share Accounts stand at 461,358, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to building lasting relationships with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 4470 Park Blvd San Diego Ca 92116 or call 858-495-1600 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency during these challenging times while maintaining competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're considering financing a new vehicle or need assistance with a used one, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your business. We're committed to supporting local enterprises as they thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your unique situation.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our team is here to help guide you through your options. We can assist you in finding solutions that work best for your financial situation. We invite you to visit us at our branch located at 4470 Park Blvd San Diego Ca 92116, or give us a call at 858-495-1600 for more information about our loan products and eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how California Coast can help you take the next step in your financial journey today!

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans available. This option helps our members navigate unexpected expenses without the burden of high-interest rates.

Loan Aggregator

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