California Coast Credit Union San Diego CA | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to California Coast, your trusted financial partner located at 1060 University Ave Ste A101, San Diego, CA 92103. Since our establishment in 1929, we have been committed to providing exceptional banking services tailored to meet the unique needs of our 206,167 members. With a strong focus on community and member satisfaction, we have grown to manage over $3.4 billion in assets and offer total deposits of $210,204,145. At California Coast, we pride ourselves on our personalized service and comprehensive range of products, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our dedicated team of 556 employees, led by CEO Todd Lane and Board President Steve McMahon, is here to assist you every step of the way. While you can always visit us at our branch for face-to-face assistance, please note that official correspondence should be directed to the same address: 1060 University Ave, Ste A101, San Diego, CA 92103-7346. Explore how we can help you achieve your financial goals by visiting our website at calcoastcu.org. Whether you're looking for expert advice or simply need to access your accounts online or through mobile banking, we're here for you. Call us today at 858-495-1600 to learn more about what makes California Coast a reliable choice for all your banking needs!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the California Coast family. Experience firsthand how we blend traditional values with modern banking solutions tailored just for you. Whether you're looking for personal loans or business banking services, we're here to help you achieve your financial goals. Visit us online at California Coast or give us a call at 858-495-1600 today! Together, let's build a brighter future for you and our community.

Our Journey

Since opening our doors, California Coast has focused on meeting the needs of our members with dedication and care. Over the decades, we have adapted to the changing landscape of banking by introducing innovative services and technology that enhance the member experience. From offering personal banking solutions like checking and savings accounts to providing auto loans and mortgage financing, we have always prioritized accessibility and convenience for our members. Our commitment to excellence is evident in our operating hours, which accommodate various schedules: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. We understand that life can be busy, so we're here when you need us most. Additionally, we offer ATM access for quick transactions, ensuring you can manage your finances easily.

Our Mission

At California Coast, our mission is clear: to empower our members through quality financial services while actively supporting the communities we serve. We believe that strong financial health leads to stronger families and neighborhoods. That's why we engage in various outreach initiatives and partnerships aimed at improving lives in San Diego and beyond. While members can visit us at our branch location, official correspondence should be sent to 1060 University Ave, Ste A101, San Diego, CA 92103-7346. This ensures all communications are handled promptly and efficiently.

Branch Location & Accessibility

Convenient Access and Amenities

We prioritize accessibility for all our members. Our branch is equipped with features that ensure everyone can visit us comfortably. There's ample parking available for those who drive, and we are ADA compliant, making it easy for individuals with mobility challenges to access our services. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. We also welcome you on Saturday from 9 AM to 2 PM. If you need assistance outside of these hours, feel free to give us a call at 858-495-1600; our team is always ready to help!

Services Tailored for You

At California Coast, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you prefer banking on-the-go, take advantage of our online and mobile banking services. We also have an ATM available for quick cash withdrawals and balance checks. While our branch does not feature drive-thru service, our welcoming lobby is always open during business hours for your convenience. If you need official correspondence sent, please direct it to our mailing address: 1060 University Ave Ste A101, San Diego, CA 92103-7346. We invite you to visit us soon! Experience the friendly atmosphere and dedicated service that makes California Coast your community-focused credit union. Come see how we can assist you today!

Member Eligibility

At California Coast, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is easy and open to anyone who shares our values. To be eligible, you simply need to live, work, or go to school in the areas we serve. This includes San Diego and surrounding communities, making it simple for most people to join our family. Plus, if you're part of certain organizations or associations, you may also qualify! For more detailed information on the eligibility criteria, feel free to check out our membership benefits page. Joining us means you gain access to a range of financial products designed with your needs in mind, from checking and savings accounts to loans that help you achieve your dreams. We're here to support you every step of the way! Once you're ready to open an account, the process is straightforward just visit our account opening page or give us a call at (858) 495-1600. We can't wait to welcome you into the California Coast family at 1060 University Ave Ste A101 San Diego Ca 92103!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: your customers can pay easily with various options while you focus on what you do best running your business. Our goal is to provide practical solutions that enhance your operations and improve customer satisfaction. Located at 1060 University Ave Ste A101 San Diego Ca 92103 in San Diego, CA, we're here to partner with you every step of the way. Visit us or call us at (858) 495-1600 to learn more about how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or small business owner, we've got you covered too! Our business banking services include merchant services and business loans designed to support your growth. We understand the challenges of running a business, which is why we strive to offer flexible solutions that fit your unique needs.

Connect With Us Today!

Whether you're visiting us at our branch or accessing our digital platforms from home, California Coast is here for all your financial needs. If you have any questions or want to learn more about our services, don't hesitate to reach out! Call us at 858-495-1600 or explore more on our website calcoastcu.org. Join us today and discover how we can help you achieve your financial goals!

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. Plus, our ATM services provide basic access for withdrawals and balance checks when you're on the go. You can feel secure knowing that your banking experience is not only convenient but also safe.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why our personal banking options are designed with you in mind. We offer checking and savings accounts that help you keep your funds organized while earning interest over time. If you're considering buying a car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those looking to invest in a home, we provide mortgage loans and refinancing services tailored to fit various budgets and lifestyles. And if life throws unexpected expenses your way, our personal loans and debt consolidation options can help ease financial burdens.

Rewarding Credit Card Options

At California Coast, we know that credit cards can be more than just a payment tool; they can also offer rewards! Our credit cards come with perks that allow you to earn points on purchases, making everyday spending more rewarding.

Digital & Online Banking

Effortless Transactions and Security

Need to send money to a friend or family member? With our person-to-person transfers, sharing funds has never been easier. Just a few taps on your phone can get money where it needs to go without any hassle. At California Coast, we prioritize security alongside convenience. Our digital banking services are designed with robust security features so you can bank with confidence, knowing that your information is safe. With accessible tools for real-time account management and an emphasis on ease-of-use, California Coast offers everything you need for modern banking right from the comfort of home or while out and about. Experience the freedom of digital banking today!

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can stay connected to your finances on your schedule. Whether it's checking your balance, transferring funds, or paying bills, everything is right at your fingertips. Plus, our electronic signature authorization feature makes it easy to complete important transactions securely and efficiently. Want to keep track of your spending? Enroll in e-statements to receive monthly statements directly to your email. This not only helps the environment but also ensures you have quick access to your financial records without the clutter of paper statements. For those who are always on the go, our mobile application allows you to manage your accounts from the palm of your hand. And if you're interested in making payments quickly and easily, our mobile payments feature lets you use your smartphone for purchases no cash or cards needed.

Financial Strength

Committed Team

We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with ease.

Growing Membership Base

Total Share and Deposit Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. As we grow together, we remain focused on delivering exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 1060 University Ave Ste A101 San Diego Ca 92103 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-centric approach strengthens our community ties while enhancing your banking experience.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more value for you as a member.

Reinvestment in Services

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust empowers us to keep improving our services for your benefit.

Secure Savings Options

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Your deposits are crucial to our collective success, and we prioritize their security.

Solid Capital Foundation

Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong foundation allows us to focus on what matters most serving you.

Strong Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices means we are always ready to support your needs.

Supporting Your Financial Goals

With $24,022 in used auto loans and $2,285,428,185 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for a new car or planning a home renovation, we've got you covered.

Loan Offering

At California Coast, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of loan products designed to help you reach your goals, whether you're looking for a new car, planning to buy your first home, or need financial flexibility. Located at 1060 University Ave Ste A101, San Diego, CA 92103, our team is here to guide you every step of the way. You can reach us at (858) 495-1600. With over 110750 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382. This allows you to navigate the path to homeownership with confidence. If you're a business owner, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your business effectively. We also recognize that managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans as well. With a total of $81,737,644 in unsecured credit card loans available, we aim to help our members manage their expenses more effectively. Whether you are looking for auto financing or mortgage solutions or if you're interested in exploring refinancing options California Coast has something for everyone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or contact us today to explore how our loan offerings can fit into your financial plans!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs. By working exclusively with verified financial institutions, LendMesh guarantees that the information provided is not only accurate but also trustworthy.