California Coast Credit Union San Diego CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Coast, your trusted partner in financial services right here at 777 J St, San Diego, CA 92101. Since our establishment in 1929, we have been dedicated to serving our community with a strong commitment to excellence and member satisfaction. With a growing membership of 206,167, we pride ourselves on being more than just a financial institution; we're a community where people come together to support one another. At California Coast, we manage total assets of over $3.4 billion, ensuring that your hard-earned money is in safe hands. Our focus is on empowering you through a wide range of services including personal banking, auto loans, mortgages, and business financing. With total deposits amounting to $210,204,145, our members can trust us for secure savings and investment opportunities. Under the leadership of our CEO, Todd Lane, and Board President, Steve McMahon, our team of over 550 employees works tirelessly to provide you with personalized service. We believe in fostering relationships built on trust and transparency. Whether you're looking for an auto loan or need assistance with your mortgage, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 777 J St, San Diego, CA 92101. For any inquiries or assistance, don't hesitate to call us at 858-495-1600. Join us today at California Coast Credit Union by visiting our website at calcoastcu.org. Experience the difference that comes from being part of a community-focused credit union where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

We take pride in being an integral part of the San Diego community. Our commitment extends to engaging in various outreach initiatives that contribute to local causes and support those in need. By partnering with schools, nonprofits, and other organizations, we work together to create a positive impact in the lives of many. We embrace modern advancements while ensuring accessibility for all members. With online and mobile banking options available, you can manage your finances easily from anywhere. Our branch is dedicated to maintaining ADA compliance so that everyone feels welcome here.

Join Us

As we look toward the future, we invite you to become part of our story at California Coast. Experience firsthand the benefits of membership with a credit union that truly cares about its community. Whether you're seeking assistance with personal finances or looking for ways to enhance your business operations, we're here for you every step of the way. Reach out today at 858-495-1600 or visit us online at California Coast for more information on how you can join our thriving family!

Our Journey

From our humble beginnings nearly a century ago, California Coast has evolved to meet the changing needs of our members and the broader community. We started with a simple mission: to provide accessible financial services while fostering a sense of belonging among our members. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our journey has not only been about growing our services but also about deepening our community connections. As we've expanded our reach across San Diego County and beyond, we've remained steadfast in our dedication to local partnerships and outreach programs that uplift those around us.

Our Mission

At California Coast, our mission goes beyond providing financial services; we aim to empower individuals and families to achieve their financial goals. We believe that everyone deserves access to quality banking options and resources that can help them thrive. Our focus on member education and personalized service ensures that each individual receives the support they need on their financial journey. While members can visit us at 777 J St for all their banking needs, official correspondence should be sent to the same address. We also offer convenient ATM availability for easy access to your funds anytime you need them.

Branch Location & Accessibility

Welcome to California Coast's East Village branch! Conveniently located at 777 J St, San Diego, CA 92101, our branch is nestled in a vibrant area close to local landmarks such as Petco Park and the bustling Gaslamp Quarter. Whether you're running errands or exploring downtown, we're just a hop away for all your banking needs. At California Coast, we prioritize accessibility for all members. Our branch features ADA-compliant facilities with ramps and ample parking available nearby, ensuring that everyone can visit us with ease. Plus, you can count on us being there when you need us our lobby hours are welcoming, open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. For your convenience, we offer ATM services right at the branch, allowing for quick cash withdrawals and balance checks whenever you need them. While we do not have drive-thru service at this location, our friendly staff is always ready to assist you inside the branch. If you wish to send any official correspondence, please use our mailing address: 777 J St, San Diego, CA 92101. We invite you to stop by or give us a call at 858-495-1600. Our team is eager to help you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. Come visit us at California Coast's East Village branch we're here to make your banking experience as smooth and enjoyable as possible!

Member Eligibility

Joining the California Coast family means becoming part of a community that values you and your financial well-being. At our branch located at 777 J St, San Diego, CA 92101, we warmly welcome individuals who live, work, or attend school in California. We also extend our hands to those who have family members already enjoying the benefits of membership with us. The process is straightforward and designed to be inclusive, so you can quickly start accessing our range of services tailored just for you. To explore the specifics of eligibility and ensure you meet the criteria, feel free to visit our detailed resource at this link. Once you're ready to take the next step, opening an account is just as easy! You can find all the information you need on how to get started here. If you have any questions or need assistance, don't hesitate to call us at 858-495-1600. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Navigating payments can be daunting for any business owner. That's why our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine having the ability to accept payments quickly and securely, whether online or in-store. Our solutions help streamline your operations, enhance customer satisfaction, and ultimately boost your bottom line. Located conveniently at 777 J St San Diego Ca 92101 in San Diego, CA, we're here to support your business every step of the way. Reach out to us at (858) 495-1600 and discover how we can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy access to ATMs for withdrawals and balance checks whenever you need them. With ATMs available at various locations, getting cash has never been more convenient. At California Coast, we are committed to enhancing your banking experience with services that cater to your needs. If you'd like more information about any of our offerings or wish to start banking with us today, don't hesitate to reach out at (858) 495-1600 or visit us online at https://www.calcoastcu.org/. Join our community of satisfied members who trust us for their financial needs!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it simple to get behind the wheel. We provide competitive rates and flexible terms that fit your budget. Picture yourself driving off in your dream car while enjoying manageable monthly payments.

Business Banking Services

For our entrepreneurial members, we offer specialized Business Banking solutions including Merchant Services and Business Loans. From managing transactions to securing funding for growth, our goal is to help your business thrive.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to earning benefits like cash back or travel rewards. This means that while you're shopping for groceries or fuel, you're also making progress toward exciting perks.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills through our mobile app or online portal, you'll find banking made easy right at your fingertips.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, we have comprehensive Mortgage Loans & Refinancing options available. Our experienced staff will guide you through the process, ensuring you understand every step. Whether it's your first home or an investment property, we're here to help make it happen.

Personal Banking Solutions

We understand that managing finances can be overwhelming. That's why we offer Personal Banking options like Checking and Savings Accounts that help you keep track of your money effortlessly. Imagine having a savings account that not only helps you set aside funds but also earns interest over time. Our accounts are designed with your needs in mind, offering easy access and great features.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the relief you need. With straightforward terms and conditions, these loans can help simplify your finances, allowing you to focus on what truly matters.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your account, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with electronic signature authorization, you can complete important transactions securely without the hassle of paperwork.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application is designed for ease of use. You can enjoy mobile payments, allowing you to make purchases directly from your device. And if you opt for e-statements, you'll receive all your financial information digitally no more clutter from paper statements.

Security First

We prioritize your safety by implementing robust security measures throughout our digital services. Your data is protected so that you can manage your finances confidently. With real-time account management, you'll always have up-to-date information at your fingertips. Experience the convenience of modern banking with California Coast. Explore our digital and online banking services today!

Financial Strength

A Growing Member Base

With a total of 461,358, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares amounting to $0 highlight funds available for lending and investments, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 777 J St San Diego Ca 92101 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 showcases our operational efficiency. This healthy income enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to growth is reflected in our $344,339,647 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,022 in used auto loans and $2,285,428,185 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Metrics

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further demonstrated by our net worth ratio of $1,292, which ensures that we have the capital needed to provide loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road, we make financing your next vehicle simple and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. That's why we're here to support you with customized financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, making buying or refinancing straightforward. We provide personalized guidance through every step of the process to ensure you find the right mortgage solution for your situation.

Refinancing Options

If you're looking to refinance any existing loans or need assistance with eligibility options for our loan products, our team is ready to help you explore all available pathways. We believe in transparent communication and will guide you through each step of the refinancing process. The financial figures mentioned above are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are whether it's securing an auto loan or exploring mortgage options California Coast is here to assist you every step of the way. Visit us today or contact us at 858-495-1600 for more information about how we can help you achieve your aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members effectively manage their finances. Our credit cards come with competitive rates and rewards programs tailored to fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool takes the guesswork out of finding the right loan by delivering clear and concise information that empowers users to make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that users can trust they are receiving fair and transparent offers tailored to their financial needs. The benefits of using LendMesh include: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh is dedicated to providing unbiased results without any hidden agendas. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, which helps them make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this powerful tool. If you're ready to explore your options and find competitive rates, compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*