California Coast Credit Union San Diego CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Coast, your trusted partner in financial well-being, located at 2200 Pacific Hwy, San Diego, CA 92101. Since our establishment in 1929, we have proudly served a growing community of over 206,000 members, providing them with the financial tools and support they need to thrive. With total assets of $3,400,571,279 and deposits amounting to $210,204,145, we are committed to maintaining a strong foundation that benefits all our members. At California Coast, we believe in more than just banking; we believe in building relationships. Our dedicated team of 556 employees, led by CEO Todd Lane and Board President Steve McMahon, works tirelessly to ensure you receive personalized service and attention. Whether you're looking for auto loans, mortgage solutions, or personal banking services, we've got you covered. While you can visit us at our branch for immediate assistance, official correspondence should be sent to our mailing address: 2200 Pacific Hwy, Bldg 8, San Diego, CA 92101-1745. Feel free to reach out at (858) 495-1600 if you have any questions or need further assistance. Join us as we continue to make a positive impact in the community and empower our members to achieve their financial goals. Explore our services online at calcoastcu.org and see how we can help you today!

Branch History & Mission

A Legacy of Community Focus

California Coast was founded with a mission: to provide accessible financial services to individuals and families in our community. From our humble beginnings, we have continually adapted to meet the needs of our members. We understand that life is full of challenges and opportunities; that's why we offer a wide array of services including personal banking, auto loans, mortgages, business banking, and online banking options. Our commitment is not just to your finances but also to fostering community connections. Over the years, we've embraced digital advancements to enhance member experiences while ensuring our services remain user-friendly and accessible. Whether it's through mobile payments or online banking, we strive to make your banking experience as smooth as possible.

Commitment to Accessibility

We recognize the importance of making our services available to everyone. That's why we have an ATM on-site for easy access to cash withdrawals and balance checks. Although we do not currently offer drive-thru service or shared service centers, our dedicated team is here during operating hours Tuesdays from 9 AM to 4:30 PM to assist you with all your banking needs.

Join Us Today!

As California Coast continues its mission of serving San Diego with integrity and dedication, we invite you to become part of our family. Experience the benefits of membership today by visiting us or checking out more information on our website. Together, let's build a brighter financial future!

Our Mission Statement

At California Coast, our mission is clear: we are dedicated to providing high-quality financial services while enriching the lives of our members and supporting the communities we serve. We believe in empowering individuals with the knowledge and resources they need to achieve their financial goals. This includes offering personalized guidance and community outreach initiatives that make a real difference in people's lives. While members can visit us at 2200 Pacific Hwy, official correspondence should be sent to 2200 Pacific Hwy, Bldg 8, San Diego, CA 92101-1745.

Branch Location & Accessibility

Accessibility Features

At California Coast, we prioritize accessibility. Our location features ADA-compliant entrances and ramps for easy access. We also offer ample parking options nearby to make your visit as hassle-free as possible.

Call to Action

We invite you to come by and see how we can assist you with your banking needs! If you have any questions or need assistance before visiting, feel free to give us a call at 858-495-1600. We look forward to welcoming you at California Coast!

Operating Hours

We're here for you on Tuesdays from 9 AM to 4:30 PM. Please note that our access is restricted to Solar Turbines employees during these hours, ensuring that your banking experience remains secure and efficient.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking accounts and auto loans to mortgage options and credit cards with rewards, we have something for everyone. Additionally, enjoy the convenience of ATM services right on-site for quick cash withdrawals and balance checks.

Member Eligibility

At California Coast, becoming a member is like joining a family that truly cares about your financial well-being. If you live or work in the San Diego area, or if you are affiliated with one of our partner organizations, you're already on your way to enjoying the benefits of membership! We welcome individuals from various backgrounds, making it easy for you to find a place here. For more detailed eligibility information, feel free to check out our resource at http://www.calcoastcu.org/membership-benefits/. Opening an account is just as simple and straightforward. You can start your journey towards membership by visiting us at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. If you have any questions along the way, don't hesitate to give us a call at (858) 495-1600. We're excited to support you in reaching your financial goals at our branch located at 2200 Pacific Hwy San Diego Ca 92101!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

But our support doesn't stop there. We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions.

Outstanding Loans

With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a reliable partner to handle payments effortlessly allowing you to focus on what matters most: growing your business. Visit us at 2200 Pacific Hwy San Diego Ca 92101 in San Diego, CA, or give us a call at (858) 495-1600 to learn more about how we can help your business succeed.

Comprehensive List Of Services

Business Banking Services

For business owners, California Coast offers essential business banking services including merchant services and business loans. We understand the challenges of running a business, so we strive to provide solutions that can help you grow and succeed.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They offer great benefits that can enhance your purchasing power while providing opportunities for savings on future purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage all these services from anywhere. You can check balances, transfer funds, and even deposit checks right from your smartphone. Plus, our ATM availability ensures that you have access to cash when you need it most.

Get Started Today!

With all these services at your fingertips, there's no better time to engage with California Coast. If you're ready to explore membership or want more information about how we can serve you better, please don't hesitate to reach out at (858) 495-1600. Experience the difference with us today!

Personal Banking Solutions

For those seeking personal banking options, we offer checking and savings accounts designed to help you manage your finances effectively. Imagine being able to open an account with just a few clicks online, and then easily access your funds via our ATM network or through our user-friendly mobile app. With features like online banking and mobile payments, managing your money has never been easier. If you're considering a new vehicle, our auto loans and vehicle financing services can help get you behind the wheel without breaking the bank. We understand that buying a car is a big decision, so we aim to provide competitive rates and flexible terms that fit your budget. For homebuyers, our mortgage loans and refinancing options are tailored to assist you in navigating the housing market. Picture yourself settling into your dream home with a mortgage plan that suits your financial situation perfectly. Should you find yourself in need of extra cash, our personal loans for debt consolidation can help streamline your finances. We believe that financial freedom starts with having the right tools at your disposal.

Digital & Online Banking

Key Services Available

With our online banking portal, accessible at https://www.calcoastcu.org/, you can check your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the freedom of managing your money on your schedule, whether you're at home or on the go. Our 24/7 online banking services ensure you have access whenever you need it.

User-Friendly Features

We know security is a top priority for our members. That's why we provide electronic signature authorization for various transactions, ensuring that your financial activities remain safe and secure. Plus, our e-statements give you quick access to your account statements without the hassle of paper clutter just another way we help simplify your life. If you're often on the move, our mobile application is here to help. With features like mobile payments and person-to-person transfers, making payments or sending money to friends has never been easier. Just use your smartphone to manage everything from your accounts to transactions right at your fingertips. In addition to these convenient tools, we also offer the option for e-statements so you can stay organized and reduce paper waste. Our commitment to making banking accessible means that everything is designed with ease-of-use in mind. In summary, at California Coast, our digital banking services empower you with real-time account management while keeping your information safe. Whether it's through our website or mobile app, managing your finances has never been more straightforward or secure!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our commitment to fostering your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 2200 Pacific Hwy San Diego Ca 92101 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,022 in used auto loans and $2,285,428,185 in total loans and leases.

Secured Member Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing options or want to check your eligibility for any of our loan products, visit our website at California Coast or give us a call at (858) 495-1600. Our team is ready to assist you every step of the way. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how California Coast can help you reach your financial objectives today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to help you navigate through them with suitable financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we have tailored solutions for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of our platform in aiding borrowers across various financial situations. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*