California Coast Credit Union San Diego CA | Best Auto Loans & ATM Services

Introduction

Welcome to California Coast, your trusted financial partner located at 440 Beech St, San Diego, CA 92101. Since our establishment in 1929, we have proudly served our members, growing to a community of over 206,000 individuals who rely on us for their financial needs. With total assets of $3,400,571,279 and total deposits reaching $210,204,145, we are committed to providing secure and accessible banking solutions. At California Coast, we understand that banking goes beyond numbers; it's about building relationships and making a positive impact in our community. Our leadership team is dedicated to ensuring you receive the best service possible. Under the guidance of CEO Todd Lane and Board President Steve McMahon, our experienced staff of 556 employees is here to assist you every step of the way. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We also provide online and mobile banking options for your convenience. While members can visit us at our branch location for face-to-face support or use our drive-thru services for quick transactions, official correspondence should be sent to our mailing address: 440 Beech St, San Diego, CA 92101. We invite you to explore how California Coast can help you achieve your financial goals. Feel free to give us a call at 858-495-1600 or visit our website at www.calcoastcu.org to learn more about membership benefits and open an account today!

Branch History & Mission

Welcome to the heart of San Diego, where the legacy of California Coast has flourished since its founding in 1929. Nestled at 440 Beech St, San Diego, CA 92101, this branch stands as a beacon of community support and financial empowerment. Over the decades, we have grown from humble beginnings into a trusted institution with over 206,000 members and total assets exceeding $3.4 billion. At California Coast, our mission is clear: to provide accessible financial services that empower individuals and families in our community. We believe in putting people first offering personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. Our commitment extends beyond just transactions; it's about building relationships and fostering a sense of belonging among our members. Throughout our journey, we have embraced innovation while staying true to our roots. We offer modern conveniences such as online banking, mobile payments, and ATM access for easy transactions. Our branch also features a drive-thru for quick service and a shared service center to assist members from partner credit unions. As we look toward the future, we remain dedicated to enhancing our community outreach efforts. From financial education programs to local partnerships aimed at supporting those in need, California Coast is here to make a positive impact. Our doors are open during the week Monday through Thursday from 9 AM to 5 PM and Friday from 8:30 AM to 5:30 PM ready to serve you. While members can visit us at 440 Beech St, official correspondence should be sent to the same address. If you're looking for a credit union that values your needs and strives to make a difference in your life, consider joining California Coast today! Experience firsthand how we can help you achieve your financial goals while being an active part of our vibrant community. For more information or to become a member, call us at (858) 495-1600 or visit our website at California Coast. Join us in building a brighter future together!

Branch Location & Accessibility

Welcome to California Coast, your friendly neighborhood credit union located conveniently at 440 Beech St in the heart of San Diego, CA. Whether you're a long-time member or new to our community, we're here to make your banking experience easy and accessible. Situated near popular landmarks and local attractions, finding us is a breeze! At our branch, we take pride in ensuring that everyone can access our services comfortably. We have ample parking available for our members, and our facility is ADA-compliant, featuring ramps and accessible entrances so that everyone feels welcome. Our operating hours are designed with your convenience in mind. You can visit us Monday through Thursday from 9 AM to 5 PM and Fridays from 8:30 AM to 5:30 PM. If you prefer banking on the go, we also offer an ATM on-site for quick withdrawals and balance checks. For those who enjoy the ease of drive-thru banking, we have that too! Our drive-thru service allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, as part of a shared service center network, members can also perform basic transactions at partner credit unions. If you need assistance or have any questions about our services ranging from personal loans to business banking don't hesitate to give us a call at 858-495-1600. We look forward to seeing you soon at California Coast!

Member Eligibility

At California Coast, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of this welcoming community, the process is straightforward! You can become a member if you live, work, worship, or attend school in certain areas of San Diego County. Additionally, anyone with a family member who is already part of our credit union can join as well. This inclusive approach means that many people are eligible to enjoy the benefits of being part of California Coast. For detailed eligibility information, feel free to check out our website at http://www.calcoastcu.org/membership-benefits/. Once you confirm your eligibility, opening an account is a breeze! You can easily start the process by visiting us at our branch located at 440 Beech St, San Diego, CA 92101 or by calling us at 858-495-1600. We're here to help you every step of the way and ensure that your membership journey is as smooth as possible. Whether you're looking for personal banking options or exploring loans and credit services, being a member at California Coast opens up a world of financial possibilities just for you!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we provide robust merchant services that simplify payment processing. Whether you're running a retail shop or an online store, our tools help you accept payments easily and securely. This means less time worrying about transactions and more time focusing on what you do best growing your business. Visit us at 440 Beech St San Diego Ca 92101 in San Diego, CA or call us at (858) 495-1600 to learn how we can partner with you for success.

Comprehensive List Of Services

Business Banking Solutions

We also cater to small businesses through our business banking services. From merchant services that facilitate transactions for your customers to business loans designed to help you expand or manage cash flow, California Coast is committed to supporting local entrepreneurs.

Credit Cards and Rewards

For those who love rewards, our credit cards come with perks that make spending more rewarding. You can earn points while shopping or traveling, turning everyday purchases into exciting benefits.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking allows for quick deposits and withdrawals. Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here at California Coast. Our branch is equipped with an ATM for quick access to cash and balance checks as well.

Join Us Today!

With so many services designed with you in mind, California Coast is ready to assist you on your financial journey. If you're interested in learning more about how we can help or want to become a member, give us a call at 858-495-1600 or visit us at calcoastcu.org. Your financial future starts here!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere with ease. Whether it's checking your balance, making transfers, or paying bills online, we put control in your hands. Additionally, our ATM and cash withdrawal services ensure you have access to your funds whenever necessary.

Personal Banking Services

When it comes to personal banking, we offer a variety of options that can fit into anyone's lifestyle. Whether you're looking for checking and savings accounts that help you manage your daily expenses or an auto loan that makes getting behind the wheel easy, we've got you covered. Our auto loans and vehicle financing options ensure that you can find the right vehicle without breaking the bank. If homeownership is on your horizon, explore our mortgage loans and refinancing options tailored to make the process straightforward and affordable. For those unexpected expenses, our personal loans and debt consolidation services can provide a lifeline when you need it most.

Digital & Online Banking

Convenient Access Anytime

Our 24/7 online banking services at https://www.calcoastcu.org/ allow you to check your balance, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can stay connected to your finances without any hassle. Plus, our mobile application makes it even easier to manage your accounts right from your smartphone.

Effortless Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do so instantly, making it simple to share expenses or settle up after a dinner. Additionally, our mobile payments feature lets you make purchases directly from your phone no cash or cards needed! At California Coast, we believe that managing your money should be easy and straightforward. Our digital banking services are designed with you in mind, ensuring that you have all the tools necessary for real-time account management right at your fingertips. Experience the convenience of online banking today!

Safe and Secure Transactions

Security is our top priority. With features like electronic signature authorization, you can sign documents safely online, giving you peace of mind when making important transactions. We also offer e-statements, which help keep your financial information organized and accessible while reducing paper clutter.

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services and fostering your financial well-being. Our net worth of $440,048,118 shows that we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 1292 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $344,339,647 in undivided earnings that allow us to reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust with $22,854,218 in total loans and leases, including $24,022 in used auto loans. This supports our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 531 full-time employees and 25 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 461,358, showcasing a strong and growing member base that trusts us with their finances. This trust is the bedrock of everything we do at California Coast. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 440 Beech St San Diego CA 92101 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Our auto loans provide flexible terms tailored to your budget. Whether you're considering a brand-new model or a reliable used vehicle, we've got you covered with some of the lowest rates in the industry. With $48044 in total auto loans already disbursed, many of our members have taken advantage of these fantastic opportunities.

Business Financing

For business owners looking to expand or invest in their operations, our outstanding commercial loans total $273,626,903. These funds can provide the necessary capital for growth and innovation within your business.

Credit Card Loans

Managing day-to-day expenses is straightforward with our unsecured credit card loans. We currently offer flexible terms on these loans with a total of $81,737,644 disbursed. This helps our members effectively manage their finances and navigate any unexpected costs that may arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, making it easier than ever to secure the funding you need for your dream home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we encourage you to reach out to discuss eligibility options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At California Coast, we're committed to providing personalized services that align with your unique financial journey. Visit us today or check out our website at calcoastcu.org to learn more about how we can assist you!

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