California Coast Credit Union Poway CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to California Coast in Poway, where we believe in building lasting relationships with our members! Located at 13616 Poway Rd Ste 200, Poway, CA 92064, our credit union has been serving the community since 1929. With a commitment to your financial well-being, we are proud to support over 206,000 members with a range of personalized banking services. At California Coast, we understand that every member's financial journey is unique. That's why we offer tailored solutions such as checking and savings accounts, auto loans, mortgage options, and business banking services. Our total assets exceed an impressive $3.4 billion, reflecting our strength and stability. We manage over $210 million in deposits and have extended loans totaling more than 110,000 leases and loans to help our members achieve their goals. Community matters to us. Our dedicated team of 556 employees, led by CEO Todd Lane and Board President Steve McMahon, works tirelessly to ensure that every member feels valued and supported. We pride ourselves on being approachable and responsive whether you visit us in person or connect through our website at calcoastcu.org. While you can reach us directly at (858) 495-1600, please note that any official correspondence should be sent to the same address as our branch location. We invite you to explore the many benefits of membership and see how we can assist you in achieving your financial aspirations. Join us today at California Coast we're here for you every step of the way!

Branch History & Mission

Welcome to California Coast, a beacon of financial support and community connection in Poway, CA. Founded in 1929, our branch has been dedicated to serving the needs of its members for over nine decades. As we reflect on our journey, we recognize how far we have come and the many lives we have touched along the way. Located at 13616 Poway Rd Ste 200, just a stone's throw away from local favorites like Lake Poway and Old Poway Park, our branch is conveniently situated to serve both longtime residents and newcomers alike. With a rich history rooted in community values, California Coast was established to provide accessible financial services that empower individuals and families. Over the years, we have grown significantly, boasting a total membership of over 206,000 and assets amounting to an impressive $3400571279. Our mission remains clear: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to quality financial services, which is why we offer a wide range of products tailored to meet diverse needs from checking accounts and auto loans to mortgages and business banking solutions. While members can visit us at 13616 Poway Rd Ste 200 Poway Ca 92064, official correspondence should be sent to 13616 Poway Rd, Ste 200, Poway, CA 92064. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you prefer face-to-face interactions or digital banking options, we've got you covered with ATM availability for quick transactions. As we embrace technology, California Coast stays committed to being ADA compliant and customer-friendly. We continually strive to enhance our services through online banking platforms and mobile applications that allow for easy account management on-the-go. Community outreach is at the heart of what we do. We partner with local organizations and participate in events that uplift our neighborhoods. From educational workshops on financial literacy to sponsorships that support youth programs, California Coast is more than just a credit union; we're a part of this vibrant community. Join us today at California Coast! Experience firsthand how our commitment to serving our members translates into real benefits for your financial journey. Whether you're looking for personal banking options or seeking support for your business endeavors, we're here every step of the way. Come visit us or explore more about our offerings at California Coast. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At California Coast, we prioritize your accessibility. Our branch is compliant with ADA standards, ensuring that everyone can enjoy our services comfortably. If you're driving in, you'll find ample parking available right outside, making your visit smooth and hassle-free. While we currently do not offer drive-thru banking, our friendly staff is here to assist you during your visit.

Let's Connect!

We invite you to visit us at our Poway branch or give us a call at 858-495-1600 if you have any questions or need assistance. Our team is eager to help you navigate your financial journey with ease. Join us today and experience the California Coast difference!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed for your convenience: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're stopping by after work or on the weekend, we're here when you need us.

Services Tailored for You

At California Coast, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, our goal is to help you achieve your financial dreams. Plus, with ATM access available on-site, you can easily manage your cash flow anytime.

Member Eligibility

Becoming a member of California Coast is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the San Diego area, you're likely eligible to join us! Our community welcomes individuals who share our values and commitment to supporting one another. You'll enjoy a range of benefits, from competitive rates on loans to personalized service that makes banking feel personal rather than corporate. For more detailed eligibility criteria, feel free to check out our website at http://www.calcoastcu.org/membership-benefits/. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at 13616 Poway Rd Ste 200 Poway Ca 92064, or give us a call at (858) 495-1600 for assistance. You can also start the process online through this link: https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. We're excited to welcome you into the California Coast family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services tailored for your operational needs. Imagine having a payment processing system that allows you to accept payments seamlessly from customers, whether they're shopping online or in-store. Our services simplify transactions, enabling you to focus on what matters most growing your business. Located at 13616 Poway Rd Ste 200 Poway Ca 92064 in Poway, CA, we're here to partner with you every step of the way. Contact us at (858) 495-1600 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

For those times when you need cash quickly, we provide convenient ATM & Cash Withdrawal Services with basic ATM access for withdrawals and balance checks ensuring you're never left without cash when you need it. At California Coast, we strive to make banking easier and more accessible for all our members. With each service designed around real-world needs, we want you to feel confident in making financial decisions that enhance your life. If you're ready to take the next step toward achieving your financial goals, give us a call at (858) 495-1600 or visit us at 13616 Poway Rd Ste 200 Poway Ca 92064 in Poway, CA. Our friendly team is here to assist you with any questions or concerns. Join us at Poway today!

Business Banking

If you're a business owner, we have tailored services just for you! Our Business Banking options, including Merchant Services and Business Loans, are designed to support your growth and success. We recognize the unique challenges businesses face and are dedicated to helping you navigate them.

Convenient Digital Banking

In today's fast-paced world, having access to your accounts at your fingertips is crucial. That's why we offer robust Online and Mobile Banking features that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, pay bills, or even send money directly to friends using our Person-to-Person payment service.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only provide convenience for everyday purchases but also earn you points that can be redeemed for exciting rewards perfect for those who love to travel or shop.

Personal Banking Solutions

We understand that managing finances can be overwhelming, which is why we offer a variety of personal banking services tailored to fit your lifestyle. Start with our Checking and Savings Accounts, designed to help you save for the future while giving you easy access to your funds whenever you need them. If you're considering purchasing a vehicle, our Auto Loans and Vehicle Financing options provide competitive rates and flexible terms to make your dream ride a reality. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans and Refinancing services ensure you get the best possible deal. We also offer Personal Loans and Debt Consolidation solutions for members seeking relief from high-interest debt or unexpected expenses.

Digital & Online Banking

At California Coast, we understand that convenience and security are essential when managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience smooth and efficient. With our online banking platform, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, everything is just a click away at https://www.calcoastcu.org/. If you prefer to handle things on the go, our mobile application puts all these features right in your pocket. From viewing transaction history to making payments, managing your finances has never been easier. One of the standout features of our digital services is the ability to set up e-statements. This not only helps you reduce paper clutter but also allows you to access your statements whenever you need them securely and conveniently. Plus, with our electronic signature authorization, signing documents online is quick and hassle-free. Need to send money to a friend? Our person-to-person transfers make it simple. You can easily send or receive money with just a few taps on your phone. And if you're looking for a way to pay without cash or cards, our mobile payments feature lets you use your smartphone for transactions at participating retailers. At California Coast, we're committed to providing you with 24/7 access to your finances through our online banking services. This means whether it's day or night, you can manage your accounts on your terms securely and effortlessly. In short, our digital and online banking options are designed with you in mind, offering flexibility, security, and ease-of-use so that you can focus on what matters most in life.

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, showcasing our commitment to your financial well-being. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $24,022 in used auto loans and an impressive $2,285,428,185 in total loans and leases supporting our members' financial goals across various sectors. Our $0 net income reflects our operational efficiency during this period. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 461,358, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 13616 Poway Rd Ste 200 Poway Ca 92064 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask. Our team is here to assist you with all your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At California Coast, we prioritize transparency and accessibility in all our services. Explore how our loan offerings can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your business operations. We understand the unique challenges entrepreneurs face and aim to support them every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We are committed to guiding you through the process and ensuring you have access to the funds needed for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes pride in sourcing its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results (Source: NCUA), ensuring fair and transparent offers for all users. By relying on verified data, LendMesh eliminates confusion and helps you see exactly what each lender has to offer.