California Coast Credit Union National City CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Coast, your trusted partner in financial well-being, located at 1704 Sweetwater Rd, National City, CA 91950. Since our establishment in 1929, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 206,167 members and total assets exceeding $3.4 billion, we are here to support you on your financial journey. At California Coast, we understand that financial decisions can be daunting. That's why our dedicated team of 556 employees, led by CEO Todd Lane and Board President Steve McMahon, is ready to assist you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, our extensive range of services is designed with you in mind. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1704 Sweetwater Rd, National City, CA 91950. Our focus on community means we are deeply invested in helping you achieve your goals. With a solid net worth of $440 million and robust total deposits of $210 million, California Coast stands out as a reliable choice for your financial needs. We also hold over $23 million in cash reserves, ensuring that we remain stable and secure even during uncertain times. Join us today to discover how we can help you thrive financially! For more information or assistance, feel free to reach out at (858) 495-1600 or visit our website at calcoastcu.org. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

California Coast is not just about transactions; it's about relationships. We actively engage in partnerships with local organizations and host community outreach programs aimed at improving financial wellness for everyone. From workshops on budgeting to seminars on home buying, we work tirelessly to educate and uplift those around us.

Join Us

As we continue this journey together, we invite you to be part of our story. Explore how California Coast can help you achieve your financial dreams by visiting us or calling (858) 495-1600 today. Experience the benefits of being a member-focused credit union where your financial well-being is our top priority!

Our Mission

Our mission at California Coast goes beyond just providing financial services. We aim to empower individuals by promoting financial literacy and fostering a sense of belonging within our community. We understand that each member's journey is different; therefore, we strive to offer personalized support and resources that help them navigate their financial paths effectively. While members can visit us at 1704 Sweetwater Rd, official correspondence should be sent to the same address. Our branch operates with convenience in mind, featuring an ATM for easy access to cash and drive-thru services for quick transactions.

Our Story

At California Coast, we believe in the power of community. Our branch at 1704 Sweetwater Rd, National City, CA 91950 has become a vital resource for local residents seeking trustworthy financial services. Whether it's through personal banking options like checking and savings accounts or offering competitive auto loans and mortgages, we are dedicated to providing comprehensive financial solutions tailored to the unique needs of our members. Over the years, we've embraced growth and innovation while remaining true to our mission: to enhance the lives of our members and contribute positively to the communities we serve. This commitment is reflected in our diverse range of services, including business banking solutions and online banking features that make managing finances easier than ever.

Branch Location & Accessibility

Welcome to the California Coast branch located at 1704 Sweetwater Rd in National City, CA! Our friendly team is here to make your banking experience as convenient as possible. Nestled in a vibrant area, our branch is close to key landmarks, making it easy for you to pop in during your busy day. While members can visit us at 1704 Sweetwater Rd, official correspondence should be sent to the same address. We take pride in providing ample parking and have designed our space with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Our operating hours are designed around your schedule. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking or business services, our dedicated staff is here to assist you during these hours. For those who prefer banking on the go, we offer ATM services that are available for quick cash withdrawals and balance checks. Additionally, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for those days when you're short on time! If you're looking for shared services, please note that we currently do not offer this feature at this location. However, we invite you to explore a range of personal and business banking options tailored just for you. Feel free to call us at 858-495-1600 if you have any questions or need assistance. We're excited to help you achieve your financial goals! Visit us today at California Coast where community meets convenience!

Member Eligibility

At California Coast, we believe in building a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in our service areas, as well as their family members. We're here to support you with a variety of financial products tailored to your needs, whether you're looking for personal banking options, auto loans, or business services. To see the full eligibility criteria, feel free to check out our detailed information at http://www.calcoastcu.org/membership-benefits/. When you're ready to join us, opening an account is just a click away at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. If you have any questions or need assistance, don't hesitate to reach out to us at (858) 495-1600. We look forward to welcoming you into the California Coast family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial. Our merchant services allow you to accept payments quickly and securely, whether in-store or online. Picture this: a customer walks into your shop and makes a purchase effortlessly with their credit card or mobile payment app. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 1704 Sweetwater Rd National City Ca 91950 in National City, CA, we are here to partner with you on your business journey. Reach out today at (858) 495-1600 to discover how we can help your business flourish!

Comprehensive List Of Services

Business Banking

Running a business? We've got you covered there too! Our business banking services include merchant services and business loans that help streamline operations while providing the financial backing necessary for growth.

Convenience at Your Fingertips

Located at 1704 Sweetwater Rd National City Ca 91950, our branch offers basic drive-thru banking services for deposits, withdrawals, and other simple transactions perfect for those on the go. With ATM access available nearby, you can withdraw cash or check balances anytime. To find out more about how California Coast can assist you with all your financial needs, please reach out at 858-495-1600. We invite you to visit us or explore our website at calcoastcu.org for more information on our full range of services. Let us help you achieve your financial goals today!

Home Financing

For those looking to purchase a home or refinance their mortgage, California Coast offers mortgage loans with various terms to meet your specific needs. Our experts will guide you through the process, ensuring you feel comfortable and informed at each step.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our online and mobile banking platforms. You can transfer money, pay bills, and even send money to friends with just a few taps on your phone! Plus, our credit cards come with rewards that let you earn points for everyday purchases. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options are designed with competitive rates to make that process smoother for you. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options provide flexibility and support when you need it most.

Digital & Online Banking

Mobile Banking Made Simple

For those on the go, our mobile application allows you to access your accounts from your smartphone. You can view transactions, deposit checks, and even make person-to-person transfers with just a few taps. Plus, if you're someone who enjoys using digital wallets, you'll love our mobile payments feature that makes transactions quick and hassle-free.

Online Banking Access

With our 24/7 online banking services, managing your accounts has never been easier. Whether you're checking balances, paying bills, or transferring funds, you can do it all anytime through our user-friendly platform at https://www.calcoastcu.org/.

Real-Time Management

Our digital banking tools empower you to manage your money in real-time. Need to send money to a friend? Our person-to-person transfer service is straightforward and efficient. And with e-statements available, you can keep track of your spending without the wait. At California Coast, we are committed to providing accessible and easy-to-use banking solutions that meet your needs. Explore all our online services today at https://www.calcoastcu.org/ and take advantage of everything we have to offer!

Secure and Efficient Transactions

We prioritize your security with features like electronic signature authorization for document approvals and e-statements for easy access to your financial documents. Say goodbye to paper clutter and hello to a more organized way of tracking your finances!

Financial Strength

A Solid Foundation

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to reinvest in our community is evident with $344,339,647 in undivided earnings. This enables us to enhance our banking tools, improve lending options, and bolster security measures for our members. With $24,022 in used auto loans and $2,285,428,185 in total loans and leases, our lending capacity supports your financial aspirations across various sectors.

Growing Together

With net shares available for lending and investments totaling $0, along with a strong member base demonstrated by 461,358 total share accounts, we are here to help you grow financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 1704 Sweetwater Rd National City Ca 91950 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a current net income of $0, which allows us to continue offering competitive loan rates and robust financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees ready to serve you with knowledge and dedication.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we've got options tailored for you.

Business Loans

For business owners looking to expand or grow their operations, we provide outstanding commercial loans totaling $273,626,903. These loans are designed to give you the capital necessary for growth while offering competitive terms and personalized service. If you're ready to take the next step towards achieving your financial goals or if you have questions about our products and services, don't hesitate to reach out! You can call us at 858-495-1600 during our operating hours: M-Th from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. For more information on eligibility and how to apply for any of our loan products, visit us at California Coast or check out our membership benefits at Membership Benefits. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let California Coast be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, designed to help you secure your dream home with ease. If you're interested in refinancing your current mortgage or exploring eligibility options for first-time buyers, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $81,737,644 in loans available, we can help you manage your finances effectively and take control of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Each institution listed on LendMesh has been vetted for compliance, providing users with peace of mind knowing they are reviewing legitimate offers.