California Coast Credit Union Murrieta CA | Quick Personal Loans & Business Banking

Introduction

Welcome to California Coast, your trusted financial partner located at 40230 Murrieta Hot Springs Rd, Murrieta, CA 92563. Established in 1929, we've been dedicated to serving our community for over 90 years, providing reliable banking solutions tailored to meet your needs. With a strong membership base of 206,167 members and total assets reaching an impressive $3,400,571,279, we strive to empower you with the resources necessary for achieving your financial goals. At California Coast, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to exceptional service is reflected in our total deposits of $210,204,145 and a net worth of $440,048,118. While members can visit us at our branch for face-to-face support and transactions, official correspondence should be sent to the same address: 40230 Murrieta Hot Springs Rd, Murrieta, CA 92563. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Todd Lane and Board President Steve McMahon, we continue to focus on enhancing member experiences and expanding our community impact. With over 556 employees, we're always ready to assist you. If you're looking for a place where your financial well-being is prioritized and where community matters, look no further! Feel free to reach out by calling us at (858) 495-1600 or visit our website at California Coast for more information on how we can help you thrive financially. Join us today and discover what it means to be part of a cooperative that truly cares about its members!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, California Coast embraces innovation through digital advancements like online banking and mobile payments. Our goal is to make banking as convenient as possible for you. With features like ATM access and drive-thru banking available at our branch, managing your finances has never been easier. As we look ahead, we remain committed to ensuring accessibility for all members by adhering to ADA compliance standards and continually enhancing our customer-centric initiatives. While members can visit us at 40230 Murrieta Hot Springs Rd, official correspondence should be sent to 40230 Murrieta Hot Springs Rd, Murrieta, CA 92563 if different from the branch address. Join us today at California Coast! Experience a credit union that prioritizes your needs while fostering a strong sense of community. For more information about becoming a member or exploring our services further, don't hesitate to contact us at 858-495-1600 or visit us online at California Coast Credit Union. Let's build a brighter financial future together!

Our Mission

At California Coast, our mission is simple: to enhance the lives of our members by providing them with affordable financial solutions and exceptional service. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. From personal banking services like checking and savings accounts to auto loans and mortgage options, we are here to support you every step of the way. Moreover, we are deeply committed to community outreach. Our partnerships with local organizations help us give back and make a positive impact in Murrieta and beyond. We understand that financial health is tied closely to overall well-being, which is why we actively engage in initiatives that support education, wellness, and economic development within our community.

Branch Location & Accessibility

Accessibility and Features

At California Coast, we prioritize making banking accessible for everyone. Our branch offers ample parking with easy access to our entrance, including ADA-compliant features like ramps for those who need them. If you're looking for a seamless banking experience, you'll be pleased to know that we also provide drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We are here to serve you during the week! Our lobby hours run from 9 AM to 5 PM Monday through Thursday and extend until 6 PM on Fridays. This means you can find time to visit us even with a busy schedule.

Services Available

When you visit us at California Coast, you'll discover a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we're equipped to help you with all your financial goals. Plus, we have an ATM available on-site for quick cash withdrawals or balance checks. While members can visit us at 40230 Murrieta Hot Springs Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 858-495-1600. We look forward to welcoming you into our branch soon!

Member Eligibility

At California Coast, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or attend school in the areas we serve, you can join our family of members who enjoy personalized banking services. Whether you're looking to open a checking account, secure a loan, or simply access our convenient online banking tools, we welcome you with open arms. You can find detailed eligibility criteria and explore all the benefits of membership by visiting http://www.calcoastcu.org/membership-benefits/. Getting started is simple! Just head over to our account opening page at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707, or give us a call at (858) 495-1600 if you have any questions. We're here to help you every step of the way as you take this exciting step toward financial empowerment at our branch located at 40230 Murrieta Hot Springs Rd Murrieta Ca 92563. Join us today and experience the difference that being part of California Coast can make in your life!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine this: you're running a bustling café and need a reliable way to process payments while managing inventory. Our merchant services simplify transactions and help you focus on what matters most your customers. From card processing to online payment solutions, we provide tools that streamline your operations, making daily management easier. Located conveniently at 40230 Murrieta Hot Springs Rd Murrieta Ca 92563 in Murrieta, CA, our team is ready to partner with you on your path to success. Contact us today at (858) 495-1600 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer comprehensive Business Banking services including merchant services and business loans tailored specifically for entrepreneurs. We recognize the hard work that goes into running a business and aim to provide the tools necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts anytime and anywhere from your smartphone or computer. Need cash on the go? Our ATM services ensure quick access to your funds, and our basic drive-thru banking helps facilitate deposits and withdrawals without leaving your car.

Credit Options that Reward You

Our Credit Cards with Rewards program allows you to earn while you spend. Enjoy perks like cashback or travel points that add value to your everyday purchases. Plus, with our competitive rates, you can manage your finances more effectively.

Get Started Today!

We invite you to experience all that California Coast has to offer! Our dedicated team is ready to assist you with any inquiries at (858) 495-1600. Visit us today at our branch in Murrieta or check out our website at calcoastcu.org for more information about opening an account or applying for loans. Your journey towards financial wellness starts here!

Home Financing Made Easy

If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll make. Our mortgage experts will help you find the right plan to suit your budget and dreams. And if you're looking to consolidate debt or manage unexpected expenses, our Personal Loans & Debt Consolidation options provide flexible solutions.

Personal Banking Solutions

Navigating your finances can be simple and rewarding with our Personal Banking options. We offer checking and savings accounts tailored to fit your lifestyle, whether you're saving for a vacation or managing daily expenses. For those in need of transportation, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where life takes you, managing your accounts has never been easier. Our services are designed to make banking accessible for everyone whether you're tech-savvy or just getting started with digital tools. With features like e-statements and real-time account management, keeping track of your finances is straightforward. Join us at California Coast today and discover how our digital banking solutions can enhance your financial experience!

Key Features

We also provide electronic statements, so you can view and manage your financial documents with ease. If you prefer the convenience of mobile banking, our mobile application allows you to do everything from tracking spending to making person-to-person transfers quickly and easily. Plus, with our mobile payments feature, paying for everyday purchases is simple and secure. Security is a top priority for us. We offer electronic signature authorization for transactions, which helps protect your information while providing a smooth experience. You can feel confident knowing that your personal data is safe with us.

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 461,358, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further highlighting our dedication to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 40230 Murrieta Hot Springs Rd Murrieta Ca 92563 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is evident through our lending capacity of $2,285,428,185 across various sectors including $24,022 in used auto loans.

Member-Focused Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that can fit your budget.

Business Financing

For business owners looking to grow their ventures, our outstanding commercial loans totaling $273,626,903 provide the capital needed to expand operations or invest in new opportunities. At California Coast, we are committed to serving our community by offering tailored loan solutions that meet your specific needs. You can reach us at 858-495-1600 for more information or to discuss eligibility options for any of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 40230 Murrieta Hot Springs Rd, Murrieta, CA 92563 or explore more online at calcoastcu.org. Let us help you take the next step toward achieving your financial dreams!

Credit Cards and Personal Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that can benefit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We also provide assistance with refinancing your existing mortgage to help you secure better terms and lower monthly payments.

Loan Aggregator

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Call to Action

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.