California Coast Credit Union Murrieta CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to California Coast, your trusted partner in financial wellness located at 24716 Madison Ave, Murrieta, CA 92562. Since our establishment in 1929, we have been dedicated to serving the community with a member-focused approach that prioritizes your needs and goals. With over 206,000 members and total assets exceeding $3.4 billion, we are proud to be a reliable resource for all your banking requirements. At California Coast, we understand that financial decisions can shape your future. That's why we offer a variety of services designed to support you, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to transparency and trust is reflected in our strong financial standing, with total deposits reaching $210 million and a net worth of $440 million. Our leadership team is here to guide you every step of the way. Under the direction of CEO Todd Lane and Board President Steve McMahon, we strive to foster a supportive environment for our members. You can count on us not only for great products but also for exceptional service from our team of 556 employees. While members can visit us at our branch location, official correspondence should be sent to 24716 Madison Ave, Murrieta, CA 92562. We invite you to explore our offerings further by visiting our website at California Coast or giving us a call at 858-495-1600. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

We invite you to become part of the California Coast family. Experience firsthand how our member-focused approach sets us apart. Whether you're looking for a checking account or planning your dream home purchase, our knowledgeable staff is here to guide you every step of the way. For any correspondence, feel free to send it to our mailing address at 24716 Madison Ave, Murrieta, CA 92562. If you have questions or need assistance, please reach out at 858-495-1600. Join us today at California Coast you belong here! Visit our website for more information on membership benefits and how we can help you achieve your financial goals.

Mission Statement

At California Coast, our mission is clear: We strive to enhance the financial well-being of our members and the communities we serve. We do this not just through exceptional financial products but also by actively engaging in community outreach and support initiatives. Whether it's sponsoring local events or partnering with organizations that uplift those in need, we believe in giving back. Our drive-thru service and ATM availability make banking convenient for everyone. While members can visit us at our Murrieta location for personalized service during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM we are dedicated to meeting you where you are.

Our Journey

From our humble beginnings, California Coast has evolved significantly. We started with a vision to provide accessible financial services to individuals and families in our community. Throughout the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services always prioritizing the needs of our members. Today, we proudly manage total assets of over $3.4 billion. Our commitment to innovation has allowed us to embrace digital advancements while ensuring all members can access our services. We provide online banking, mobile payments, and e-statements to make managing finances easier than ever. Our branch also features ADA-compliant facilities to ensure everyone can benefit from our services.

Branch Location & Accessibility

Convenient Access

At our branch, we prioritize your convenience. With ample parking available, you can visit us without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can bank comfortably.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are tailored to meet your needs. Join us Monday through Thursday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. Whether you need to make a deposit or discuss your financial goals with our friendly staff, we're here to help during those hours.

Services at Your Fingertips

Our Murrieta Madison branch offers a range of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we have the tools you need for financial success. Plus, with our ATM available on-site and drive-thru banking options, managing your finances has never been easier! While members can visit us at 24716 Madison Ave for all their banking needs, please note that official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 858-495-1600. We invite you to stop by California Coast's Murrieta Madison branch today! Let us help you achieve your financial dreams in a friendly and welcoming atmosphere.

Member Eligibility

At California Coast, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in our local area, you're already on your way to joining us. We aim to create a space where you can enjoy all the financial benefits we offer, from personalized banking services to competitive loan rates. For detailed eligibility requirements, feel free to visit our website at http://www.calcoastcu.org/membership-benefits/. Once you see how simple it is to qualify, you can take the next step by opening an account online or visiting us at our branch located at 24716 Madison Ave Murrieta Ca 92562. If you have any questions or need assistance during the process, don't hesitate to reach out by calling us at (858) 495-1600. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Managing payments shouldn't be a hassle. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether it's accepting card payments or setting up online payment options, we provide tools that fit your needs and help streamline operations. Visit us at 24716 Madison Ave Murrieta Ca 92562 in Murrieta, CA, or call us at (858) 495-1600 to learn more about how our business banking services can support your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is quick and easy. You can use our ATMs for withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it simple for you to drive off in your dream vehicle. With competitive rates and flexible terms, we ensure that financing your car is as stress-free as possible.

Business Banking

For small business owners, we offer specialized Business Banking services including merchant services and business loans. We're here to support your entrepreneurial efforts with tools and resources tailored for success.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points on everyday purchases. Whether you're planning a vacation or just want to enjoy some perks along the way, our rewards cards are designed to enhance your spending experience.

Drive-Thru and Basic Banking Services

For those who prefer face-to-face interactions but want to save time, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. It's a convenient option that fits into your busy schedule. At California Coast in Murrieta, we're committed to supporting you through every step of your financial journey. If you have questions or would like more information about any of our services, feel free to reach out at 858-495-1600 or visit us online at calcoastcu.org. Let us help you achieve your financial goals today!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive Mortgage Loans & Refinancing services. We provide various mortgage products to fit your budget and goals, whether you're buying your first home or looking to refinance an existing loan for better rates.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks using our mobile app making banking truly hassle-free.

Personal Banking

We understand that everyone's financial journey is unique. That's why we offer Personal Banking options, including checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just want a reliable account for everyday expenses, our team can assist you in choosing the right account that suits your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need assistance managing debt, our Personal Loans & Debt Consolidation solutions can offer relief. We provide personalized loan options that can help simplify your financial obligations while keeping your payments manageable.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is accessible 24/7 at https://www.calcoastcu.org/. Here, you can check your account balances, transfer money between accounts, and pay bills all from the comfort of your home or on the go. We know that security is paramount; that's why we offer electronic signature authorization for your peace of mind when handling important transactions. You can also opt for e-statements to keep track of your finances without the clutter of paper. With e-statements available at California Coast, staying organized has never been easier. Plus, if you're someone who loves using mobile payments, you'll be happy to know that our services include this feature as well making it simple to make purchases right from your phone.

Stay Connected Anytime

For those who prefer managing their finances on the go, our mobile application makes banking even more accessible. Whether you're checking balances or making person-to-person transfers, everything you need is just a tap away. And if you ever have questions or need assistance, our support team is always ready to help. In a world where financial management should be straightforward and hassle-free, California Coast offers tools that fit seamlessly into your lifestyle. Enjoy easy access to all your banking needs while ensuring that your information remains safe and secure. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

Our dedication to your success is reflected in our $344,339,647 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,022 in used auto loans and $2,285,428,185 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 24716 Madison Ave Murrieta Ca 92562 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your ambitions.

Credit Lines

Our total credit lines amount to $1,747,051,904, offering members easy access to funds when needed. Whether it's for personal projects or unexpected bills, our credit lines are designed with your convenience in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, making buying or refinancing simple. We strive to make the process as straightforward as possible so that you can focus on turning your dream of homeownership into reality.

Refinancing Options

If you're considering refinancing any existing loans or need information on eligibility options, our team is ready to assist you. We believe in transparent processes and will guide you through every step. At California Coast, we're dedicated to helping our members succeed financially. For more information about our loan offerings or to see if you're eligible for one of our products, please call us at 858-495-1600 or visit us online at calcoastcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This option provides an excellent way for you to handle unexpected expenses or consolidate your debt.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures fair and transparent offers for users looking for loans. By pulling data from reputable institutions, LendMesh guarantees that users receive accurate and up-to-date information when comparing loan options.