California Coast Credit Union La Mesa CA | Best Auto Loans & Personal Banking

Introduction

Welcome to California Coast, your trusted financial partner nestled in the heart of La Mesa, CA. Located at 8002 La Mesa Blvd, our branch has been serving the community since 1929. With a commitment to providing exceptional member services, we proudly support over 206,000 members with a diverse range of financial solutions tailored to meet their needs. At California Coast, we understand the importance of community and personal relationships. Our dedicated team of 556 employees, led by our CEO Todd Lane and Board President Steve McMahon, is here to help you navigate your financial journey with confidence. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. With total assets exceeding $3.4 billion and total deposits reaching $210 million, our credit union is built on a foundation of stability and trust. We offer a wide array of services, from business banking solutions to online and mobile banking options, ensuring that you can manage your finances wherever you are. While members can visit us at our La Mesa branch, official correspondence should be sent to the same address: 8002 La Mesa Blvd, La Mesa, CA 91942. For any inquiries or assistance, feel free to reach out to us at (858) 495-1600 or visit our website at California Coast. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Community

California Coast is dedicated not only to supporting individual financial success but also to giving back to the community. We engage in various outreach initiatives that help strengthen local programs and services. By partnering with organizations within La Mesa and surrounding areas, we aim to uplift those around us. We invite you to be part of this journey. Whether you're looking for a new bank or seeking ways to enhance your financial well-being, California Coast is here for you. Join us today and experience firsthand the benefits of being part of a cooperative organization that truly cares about its members! For more information or assistance, please contact us at 858-495-1600 or visit our website at calcoastcu.org.

Our Mission

At California Coast, our mission goes beyond just numbers; it's about making a meaningful impact in the lives of our members and the communities we serve. We strive to empower individuals by providing accessible financial education and resources that help them achieve their financial goals. Our focus is on building strong relationships with our members while fostering a spirit of community support. We understand the importance of convenience in today's fast-paced world. That's why we offer features such as online and mobile banking, ATM access, and drive-thru services to ensure you can manage your finances easily. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before visiting, don't hesitate to give us a call at 858-495-1600. Our friendly staff is ready to help you navigate your financial journey. We invite you to stop by our California Coast branch in La Mesa today we look forward to serving you!

Convenient Access

Getting to our branch is simple, with ample parking available right outside. We pride ourselves on being accessible to everyone, including those who may need extra assistance. Our facilities are ADA-compliant, featuring ramps and designated parking spots to ensure that all members can visit us comfortably. While you can find us at this location for all your banking activities, please note that any official correspondence should be directed to the same address: 8002 La Mesa Blvd, La Mesa, CA 91942.

Operating Hours and Services

We understand that life gets busy, which is why we offer flexible operating hours. You can visit us from Monday through Thursday between 9 AM and 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 2 PM. Whether you're stopping by for a quick transaction or discussing your financial goals with one of our representatives, we're here when you need us. Our branch features a drive-thru for quick deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing cash has never been easier! We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions.

Member Eligibility

At California Coast, we believe that everyone deserves the chance to be part of a community that truly cares about your financial well-being. Becoming a member is easy and welcoming! If you live, work, or attend school in our service area, you can join us at California Coast located at 8002 La Mesa Blvd La Mesa Ca 91942. We also invite family members of current members to apply. This inclusive approach means that whether you're just starting out or looking for more opportunities, there's a place for you here. To learn more about specific eligibility criteria, feel free to check out this resource: Membership Benefits. Joining California Coast opens up a world of benefits tailored just for you! From competitive rates on loans to personalized service that puts your needs first, we're dedicated to helping you achieve your financial goals. Ready to take the next step? Opening an account is simple! Just visit our Account Opening page or give us a call at (858) 495-1600 if you have any questions. We can't wait for you to join our family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local café effortlessly accepting card payments while serving customers quickly during the morning rush. Our solutions ensure you can focus on what you do best running your business while we handle the transactions smoothly. Located at 8002 La Mesa Blvd La Mesa Ca 91942 in La Mesa, CA, we're here to provide personalized service and expert guidance. Contact us at (858) 495-1600 to learn how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with tailored financial products.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. From making deposits to transferring funds between accounts, everything is just a click away! Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Drive-Thru & Basic Services

For those who prefer face-to-face interactions without the hassle of long waits, we offer basic drive-thru banking services for deposits and withdrawals. If you need quick access but can't come inside, our ATMs are always ready for simple transactions. Ready to explore all that California Coast has to offer? Give us a call at 858-495-1600 or visit us online at calcoastcu.org today! Your financial journey starts here.

Flexible Loan Options

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions designed to provide quick access to cash when you need it most. Whether it's for a home renovation or paying off high-interest debt, our loans are structured to give you peace of mind.

Home Financing Made Simple

Buying a home can be overwhelming, but at California Coast, we simplify the process with our mortgage loans and refinancing services. Picture yourself settling into your dream home with an affordable mortgage that suits your budget. Our expert team will work closely with you to find the right solution, ensuring a smooth experience from application to closing.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer various checking and savings accounts that allow you to choose what fits your lifestyle best. Imagine having an account that not only keeps your money safe but also helps it grow! If you're in the market for a new car, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you'll be driving off in no time.

Rewarding Credit Cards

Our credit cards with rewards make everyday spending even more rewarding. You can earn points on purchases that can be redeemed for travel, merchandise, or even cash back. It's like getting paid for using your card!

Digital & Online Banking

Accessibility Anytime, Anywhere

Life is busy, but managing your finances doesn't have to be complicated. At California Coast, we're committed to making banking accessible for you anytime, anywhere. Our 24/7 online banking services ensure that whether it's early morning or late at night, you have control over your accounts when it suits you best. Experience the ease of digital banking with California Coast today your financial management made simple!

E-Statements and Security

Say goodbye to paper statements! With our e-statements feature, you can easily view and manage your account statements electronically. This not only helps reduce clutter but also enhances your security by minimizing the risk of identity theft associated with physical documents. You can trust that your information is safe with us.

Mobile Banking at Your Fingertips

Our mobile application brings all the power of online banking right to your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a tap away. You can easily keep track of spending and stay on top of your financial goals with real-time notifications.

Financial Strength

Growing Member Base

The trust our members place in us is shown through our 461,358 total share accounts, reflecting a strong and growing member base that relies on California Coast for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 8002 La Mesa Blvd La Mesa Ca 91942 or call 858-495-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as reflected by our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,022 in used auto loans and an impressive $2,285,428,185 in total loans and leases.

Solid Financial Foundation

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our auto financing options are tailored for you.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility, we provide credit lines totaling $1,747,051,904. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans amounting to $273,626,903 can help provide the necessary capital to expand operations or invest in new projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382. Our team is ready to guide you through every step of the process to ensure you find the right fit for your financial situation.

Refinancing Options

If you're looking to reduce your monthly payments or consolidate debt, our refinancing options might be perfect for you. Speak with one of our knowledgeable representatives about eligibility requirements and how we can assist you in making your financial journey smoother. For more information about our loan offerings or to discuss which option might be best for you, please contact us at 858-495-1600 or visit us at our branch located at 8002 La Mesa Blvd., La Mesa CA 91942. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $81,737,644 in loans available, members can manage their finances effectively while enjoying benefits like rewards and low-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent loan offers. By relying on verified financial institutions, LendMesh provides a trustworthy platform for users seeking competitive loan rates.