CALIFORNIA COAST CREDIT UNION - Encinitas, CA

Welcome to California Coast, your trusted financial partner located at 429 Santa Fe Dr, Encinitas, CA 92024. Since our establishment in 1929, we have been dedicated to providing exceptional banking services tailored to meet the needs of our community. With a proud membership base of over 206,167 members and total assets exceeding $3.4 billion, we are committed to helping you achieve your financial goals. At California Coast, we understand that each member has unique needs. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our focus is on delivering value through competitive rates and personalized support. Currently, we have issued a total of 110,750 loans and leases, ensuring that members can access the funds they need when they need them. Our leadership team is dedicated to fostering a supportive environment for our members. Under the guidance of CEO Todd Lane and Board President Steve McMahon, we strive to create a welcoming atmosphere where financial education is encouraged, and members feel valued. In addition to our extensive financial offerings, we proudly maintain a net worth of $440 million and cash in hand amounting to $23,546,872, showcasing our stability and reliability as your credit union. Whether you're looking for business loans or personal credit cards with rewards, California Coast is here to support you every step of the way. While members can visit us at 429 Santa Fe Dr, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to call us at (858) 495-1600. We invite you to explore all that California Coast has to offer by visiting our website at calcoastcu.org. Join us today and experience the difference with California Coast your community-focused credit union!

California Coast has a rich history that began in 1929, when it first opened its doors to the community of Encinitas, CA. Since then, we have grown and evolved into a trusted financial partner for over 206,000 members. Our commitment to serving our members and the surrounding community remains as strong as ever. Located at 429 Santa Fe Dr, Encinitas, CA 92024, our branch is nestled in a vibrant area known for its beautiful beaches and welcoming atmosphere. As you visit us, you'll find not only a friendly team ready to assist you but also an array of services tailored to meet your financial needs. At California Coast, we pride ourselves on our mission: to provide exceptional financial services while making a positive impact in our community. This mission drives us to offer products such as personal banking accounts, auto loans, mortgage options, and business banking solutions. We strive to empower our members with the resources they need to achieve their financial goals. As we look back on our journey, we celebrate key milestones that showcase our growth and dedication. With total assets now exceeding $3.4 billion, we have positioned ourselves as a significant player in the local financial landscape. Our efforts extend beyond banking; we actively participate in community outreach programs and partnerships that aim to uplift those around us. While members can visit us at our branch location, official correspondence should be sent to the same address: 429 Santa Fe Dr, Encinitas, CA 92024. We understand the importance of accessibility; that's why we offer convenient ATM services and online banking options. Although we do not have drive-thru service at this time, our lobby hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. As we move forward into the future, we remain dedicated to enhancing member experiences through digital advancements and customer-centric initiatives. Our ongoing commitment includes ensuring ADA compliance and providing an easy-to-use online platform for all your banking needs. We invite you to join California Coast today! Experience firsthand how we combine quality financial services with genuine support for our community. Let's grow together! For more information or to become a member, feel free to reach out at (858) 495-1600 or visit us online at calcoastcu.org.

Joining the California Coast family means becoming part of a supportive community dedicated to helping you achieve your financial goals. If you live, work, or attend school in San Diego County or are related to a current member, you're likely eligible to join us! It's really that simple your connection to our vibrant community opens the door to personalized financial services designed just for you. Plus, as a member of California Coast, you'll enjoy exclusive benefits like competitive loan rates, no monthly fees on certain accounts, and access to various financial resources. For more detailed information about eligibility, feel free to check out our website at calcoastcu.org/membership-benefits. When you're ready to take the next step in joining us, opening an account is easy! Just visit this link or give us a call at (858) 495-1600 if you have any questions. We're excited to welcome you to California Coast, located at 429 Santa Fe Dr Encinitas Ca 92024!

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, which reflects our commitment to serving you and your financial needs. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,022 in used auto loans and a total of $2,285,428,185 in loans and leases. Our financial performance is reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 461358, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 429 Santa Fe Dr Encinitas Ca 92024 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.