California Coast Credit Union El Cajon CA | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to California Coast, your trusted financial partner located at 898 Jackman St, El Cajon, CA 92020. Since our establishment in 1929, we have been dedicated to serving our community with integrity and personalized service. With a membership base of over 206,000 members, we pride ourselves on being more than just a credit union; we are a vital part of the lives and aspirations of those we serve. At California Coast, our total assets amount to an impressive $3.4 billion, demonstrating our stability and commitment to your financial wellbeing. We offer a wide range of services designed to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgages. Currently, we have facilitated 110,750 loans and leases, totaling around $2.1 billion in deposits. This reflects not only our growth but also our responsibility to help you achieve your financial goals. Our leadership team, including CEO Todd Lane and Board President Steve McMahon, is dedicated to ensuring that every member feels valued and supported. We know that trust is essential in finance, which is why we maintain transparency in all our operations. Our net worth stands at $440 million, ensuring you can rely on us for secure banking services. While members can visit us at our branch location, official correspondence should be sent to the same address: 898 Jackman St, El Cajon, CA 92020-3057. If you need assistance or want to learn more about what we can offer you, don't hesitate to reach out at (858) 495-1600 or visit us online at California Coast. Join us today and experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Community Commitment

We believe in giving back to our community. Over the years, California Coast has partnered with various local organizations to support initiatives that improve lives in El Cajon. From educational programs for youth to financial workshops for families, we are dedicated to making a positive impact. In addition to our in-branch services, we embrace digital advancements that enhance your banking experience. Whether you prefer online banking or mobile payments, we ensure that your transactions are secure and convenient.

Join Us

As we look toward the future, California Coast remains committed to evolving with our members' needs while staying true to our mission of service and community support. We invite you to join us on this journey experience the benefits of membership today! Visit us online or give us a call at 858-495-1600 for more information on how you can become part of the California Coast family.

Our Mission

Our mission is clear: to empower individuals and families through financial education and support. At California Coast, we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We strive to make banking easy and approachable for everyone in El Cajon and beyond. While our main branch address is 898 Jackman St, members can also reach us via mail at 898 Jackman St, El Cajon, CA 92020-3057 for any official correspondence. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Welcome to California Coast, your friendly neighborhood credit union located at 898 Jackman St in El Cajon, CA. We are conveniently situated just a short drive from the bustling downtown area, making it easy for you to pop in for all your banking needs. Whether you're on your way home or out running errands, we're here to serve you. At our El Cajon branch, you'll find accessible parking and features that cater to all members of the community. Our facility is designed with accessibility in mind, ensuring everyone can visit comfortably. While our branch address is where we welcome you for in-person services, please note that official correspondence should be sent to the same address: 898 Jackman St, El Cajon, CA 92020-3057. We understand that your time is valuable. That's why we offer flexible operating hours our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Saturday from 9 AM to 2 PM. Although we don't have a drive-thru service, our team is ready to assist you inside during these hours. Need cash? We have an ATM available on-site for quick access to your funds anytime. Whether you're looking to open an account, apply for a loan, or seek advice on financial matters, our knowledgeable staff is here to help. Feel free to give us a call at 858-495-1600 if you have any questions or need assistance before your visit. We're excited to help you reach your financial goals right here in El Cajon! Come see us soon!

Member Eligibility

At California Coast, we believe that everyone deserves access to a supportive community where financial goals can be achieved together. Joining us is easy and welcoming! If you live, work, or attend school in our service area or have a family member who is already a member, you're likely eligible to become part of our credit union family. We are here to help you every step of the way, ensuring that your transition into membership feels smooth and enjoyable. For a detailed look at the eligibility criteria, please visit our website at this link. Opening an account with California Coast is just as straightforward! You can start your application online, making it convenient to take this important step toward better banking. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 858-495-1600. We're excited to welcome you into our community located at 898 Jackman St, El Cajon, CA 92020!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Alongside loans, our merchant services simplify the payment process for businesses. Imagine a local café using our point-of-sale systems to accept payments quickly and securely. This not only enhances customer experience but also streamlines operations, allowing you more time to focus on what matters most growing your business. If you're ready to take the next step in your business journey, visit us at 898 Jackman St El Cajon Ca 92020 in El Cajon, CA, or give us a call at (858) 495-1600. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, California Coast provides essential banking services tailored just for you. Our business banking options include merchant services that simplify payment processing and business loans designed to help grow your company.

Convenient Access & Support

We believe in making banking easy and accessible for everyone. With an ATM available at our branch, members can withdraw cash or check balances conveniently at any time. And if you prefer online interactions, our digital platforms enable easy access to all our services from the comfort of your home or on-the-go. Whether you're visiting us in person at California Coast, reaching out via phone at 858-495-1600, or using our website at calcoastcu.org, we are here to assist you every step of the way. As a member-focused credit union since 1929, we take pride in providing personalized financial solutions that empower you to achieve your goals. Ready to explore what we have to offer? Visit us today!

Credit Cards with Benefits

Every member deserves rewards for their spending. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. These points can add up quickly, providing benefits like travel discounts or cashback options making every swipe more rewarding.

Loans Made Easy

If you're considering purchasing a new car or refinancing your home, California Coast has you covered. We provide auto loans and vehicle financing that help you get behind the wheel without breaking the bank. For those looking to buy their dream home, our mortgage loans and refinancing options are designed to fit different budgets and lifestyles. Additionally, if you need quick cash for unexpected expenses, our personal loans and debt consolidation solutions can help you regain control over your finances.

Personal Banking Services

When it comes to personal banking, we offer various options tailored for everyday needs. Whether you're looking to open a checking or savings account, our accounts come with features that simplify your banking experience. Imagine easily tracking your expenses or saving for a special occasion all from your smartphone or computer through our online and mobile banking services.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your accounts has never been easier. With real-time updates and easy navigation, our online banking tools empower you to take control of your financial journey anytime, anywhere. Whether you're checking your balance before a big purchase or reviewing recent transactions while waiting in line, California Coast's digital services are designed to fit seamlessly into your life. Join us at California Coast and experience how our digital banking services can simplify your everyday tasks while keeping security at the forefront. Your bank is now always within reach!

Key Services

With our online banking platform available at https://www.calcoastcu.org/, you have 24/7 access to your accounts. Check balances, transfer funds, and pay bills all from the comfort of your own device. If you prefer to manage your banking through an app, our mobile application allows you to do just that. Need to send money quickly? Our person-to-person transfers let you send cash to friends or family in just a few taps. Plus, with mobile payments, you can make purchases directly from your smartphone, making it easier than ever to stay on top of your spending. We also care about keeping your information safe. Our services include electronic signature authorization, ensuring that all transactions are verified securely. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter.

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential, and we are proud to deliver just that. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is complemented by our net worth ratio of $1,292, which demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,022 in used auto loans and $2,285,428,185 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is evident through the 461,358 total share accounts held by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 898 Jackman St El Cajon Ca 92020 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We have various financing options for both new and used vehicles, making it easier for you to drive away in the car you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand the unique needs of businesses and are committed to supporting your financial journey.

Conclusion

No matter what you're aiming for be it a vehicle purchase, home loan, or managing expenses we have the solutions to support your dreams. To learn more about our offerings or if you have questions about eligibility or refinancing options, please reach out at 858-495-1600 or visit us at 898 Jackman St El Cajon Ca 92020. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how California Coast can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide competitive rates and terms that fit your budget. If you're interested in refinancing or exploring eligibility options, we're here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. These cards come with benefits that allow you to handle unexpected expenses while keeping your budget intact.

Loan Aggregator

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Ensuring Accurate Comparisons

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