California Coast Credit Union Chula Vista CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to California Coast at our Chula Vista branch, located at 386 E H St Ste 213, Chula Vista, CA 91910. Since opening our doors in 1929, we have proudly served over 206,167 members, building a strong community focused on trust and support. With total assets of $3,400,571,279 and deposits totaling $210,204,145, we are committed to providing financial stability and growth for all our members. At California Coast, we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 556 employees is here to assist you every step of the way. Led by our CEO, Todd Lane, and Board President, Steve McMahon, our leadership team is passionate about fostering a welcoming environment for everyone. While members can visit us at our Chula Vista branch for immediate assistance or to explore financial options, official correspondence should be sent to the same address: 386 E H St Ste 213, Chula Vista, CA 91910-7487. We invite you to discover how we can help you achieve your financial goals. Call us today at (858) 495-1600 or visit our website at www.calcoastcu.org to learn more about membership benefits and services available. Your path to financial empowerment starts here!

Branch History & Mission

California Coast has a rich legacy that dates back to its founding in 1929, rooted in the community of Chula Vista, CA. Initially established to serve the financial needs of local residents, this credit union has grown immensely over the years, proudly boasting a membership of over 206,000. Today, we stand as a pillar of support for families and businesses alike, committed to providing exceptional financial services. Located at 386 E H St Ste 213, Chula Vista, CA 91910, our branch is conveniently situated near local landmarks and residential areas, making it easy for members to access our services. While members can visit us at this address, official correspondence should be sent to our mailing address: 386 E H St, Ste 213, Chula Vista, CA 91910-7487. Our mission at California Coast is clear: we aim to enhance the financial well-being of our members while actively supporting our community. We believe in not just offering banking solutions like checking and savings accounts but also empowering individuals through auto loans, mortgages, personal loans, and business banking services. We strive to make banking accessible by ensuring that our services are user-friendly and tailored to meet the diverse needs of our members. Over the years, California Coast has embraced advancements in technology to ensure that banking is both convenient and secure. With features like online banking and mobile payments available to our members, we are dedicated to making your banking experience as smooth as possible. Our commitment to accessibility extends beyond technology; we comply with ADA standards so that all members can enjoy our services without barriers. Community outreach is at the heart of what we do. We partner with local organizations and participate in initiatives aimed at fostering economic growth and improving quality of life in Chula Vista and surrounding areas. Whether it's through educational workshops or sponsorships for local events, California Coast strives to make a positive impact beyond traditional banking. With total assets exceeding $3.4 billion, we are financially strong and ready to serve you. Our operating hours are designed for your convenience Monday through Thursday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM ensuring you have ample time to get the help you need. At California Coast, we're excited about the future and invite you to join us on this journey. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. Reach out today at 858-495-1600 or visit us online at calcoastcu.org for more information on membership benefits!

Branch Location & Accessibility

Call Us Anytime

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 858-495-1600. We're excited to welcome you into the California Coast family. Stop by today and see how we can help you achieve your financial goals!

Easy Access and Parking

Getting to our branch is a breeze! We have ample parking available for our members, ensuring you can find a spot without hassle. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and entrances. Whether you're stopping by for a quick transaction or need assistance from our friendly staff, we make sure everyone can access our services comfortably.

Operating Hours and Services

We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our team is ready to assist with a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Plus, if you need cash on the go, we offer ATM access right at our branch!

Member Eligibility

At California Coast, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is the first step toward enjoying the many benefits we offer. If you live, work, or go to school in the communities we serve, you're already eligible to join our supportive family! Our members enjoy personalized banking services, lower loan rates, and access to exclusive financial products designed with your needs in mind. For more detailed information on eligibility requirements, feel free to visit our website at http://www.calcoastcu.org/membership-benefits/. Opening an account is simple and straightforward. Just head over to https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707 to get started! If you have any questions or need assistance along the way, don't hesitate to reach out to us at (858) 495-1600. We're here to help you every step of the way at our branch located at 386 E H St Ste 213 Chula Vista Ca 91910. Join us today and experience the warmth and support of being part of California Coast!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for smooth daily operations. Picture this: a customer walks into your store and makes a purchase with ease thanks to reliable payment processing solutions. Our merchant services ensure that transactions are seamless and secure, allowing you to focus on what matters most: running your business. Ready to take your business further? Visit us at 386 E H St Ste 213 Chula Vista Ca 91910 or call us at (858) 495-1600 to learn how we can assist you in achieving your goals!

Comprehensive List Of Services

Business Banking Solutions

For business owners, our Business Banking services include Merchant Services and Business Loans tailored specifically for small businesses. We recognize the challenges entrepreneurs face and are dedicated to providing tools and resources that foster growth and stability in your business.

Digital Convenience at Your Fingertips

In today's fast-paced world, having control over your finances anytime, anywhere is crucial. That's why we offer robust Online & Mobile Banking platforms. With these tools, managing your accounts is as easy as tapping on your smartphone or logging into your computer. You can transfer funds, pay bills, and even access ATM & Cash Withdrawal Services all from the comfort of home or on the go. Our branch features basic ATM access for quick withdrawals and balance checks perfect for those moments when you need cash fast.

Get Started Today!

At California Coast, we believe in making banking accessible and convenient for everyone. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (858) 495-1600 or visit us at 386 E H St Ste 213 Chula Vista Ca 91910 in Chula Vista, CA. Join us today and experience the difference that personalized service makes!

Personal Banking Made Easy

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances effortlessly. Imagine having quick access to your funds while also earning interest on your savings this is just one way we empower our members to achieve their financial goals. For those considering vehicle ownership, our Auto Loans & Vehicle Financing options are designed to make your car-buying experience smooth and affordable. We understand that purchasing a vehicle is a significant decision, so we offer competitive rates and flexible terms that can fit any budget. When it comes to owning a home, our Mortgage Loans & Refinancing services provide essential support whether you're buying your first home or refinancing an existing loan. Our knowledgeable staff will guide you through the process, ensuring that you understand all your options and can make informed choices. If you're facing unexpected expenses or looking to consolidate debt, consider our Personal Loans & Debt Consolidation solutions. These loans give you the freedom to manage your finances without the burden of high-interest debts.

Rewarding Credit Options

We also offer Credit Cards with Rewards, allowing you to earn points for purchases that can be redeemed for travel, merchandise, and more. This means that every time you shop, you're not just spending; you're investing in rewards that benefit you down the line.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, ensuring that you can check balances, transfer funds, and pay bills whenever it suits you. You'll appreciate the ease of navigating through your accounts with a user-friendly interface that puts everything you need right at your fingertips. For those who prefer using their mobile devices, our mobile application provides all the same great features as our online banking service. You can even make payments using your phone with our mobile payments feature, making transactions quicker and more convenient than ever.

Security and Convenience

Security is a top priority for us. We offer electronic signature authorization, which means you can sign documents securely from the comfort of your home. Plus, our e-statements keep your financial information organized and accessible while reducing paper waste. Need to send money to friends or family? Our person-to-person transfer service makes it simple to share funds instantly. Whether you're splitting a bill or sending a gift, it's all done with just a few taps. With everything from account management to payment options at your fingertips, California Coast empowers you to take control of your finances in a way that fits your lifestyle. Explore all these features today by visiting https://www.calcoastcu.org/ and experience the freedom of banking on your terms!

Financial Strength

Growing Trust

With total share accounts numbering 461,358, our strong and growing member base reflects the trust you place in us with your finances. Net Shares (Funds available for lending and investments) stand at $0, further demonstrating our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 386 E H St Ste 213 Chula Vista Ca 91910 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial needs is reflected in our $24,022 in used auto loans and $2,285,428,185 in total loans and leases. This range of lending options supports your goals across various sectors.

Member-Centric Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your business operations. Whether you're looking for equipment financing or working capital solutions, we're here to support your journey.

Credit Lines

For those who need additional flexibility, our total credit lines amount to $1,747,051,904. This option allows you to borrow as needed without having to apply for a new loan each time an expense arises.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, which make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process smoothly.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower rates, we have options available that may fit your situation well. Our team is ready to discuss how we can assist you in maximizing savings through refinancing. Our dedicated team at California Coast is here to answer any questions you might have about our loan products and guide you through the application process. You can reach us at (858) 495-1600, or visit us at our branch located at 386 E H St Ste 213 Chula Vista Ca 91910 in Chula Vista, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how California Coast can help you achieve your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. These credit cards come with features designed to help you stay on top of your spending while building your credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate your borrowing options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that reflect true market conditions. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information presented. Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions this guarantees that users receive unbiased results that truly reflect their options. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions about their financing needs without the hassle of sifting through outdated or inaccurate information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective the platform can be in finding competitive rates. If you're ready to explore your loan options without the confusion, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.