California Agribusiness Credit Union Buena Park CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Agribusiness, your trusted financial partner in the heart of Buena Park! Established in 1936, our branch at 6281 Beach Blvd Ste 87, Buena Park, CA 90621 has been dedicated to serving the community with integrity and commitment. With over 3,463 members and a robust asset portfolio totaling $27,154,918, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At California Agribusiness, we understand the importance of financial stability. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business loans. Our dedicated team of 5 employees, led by our CEO Angel Hernandez and Board President Daniel McCarrel, is always ready to assist you in achieving your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 6281 Beach Blvd., Buena Park, CA 90621. Our commitment to you extends beyond just numbers; we aim to make a positive impact in our community through various initiatives and support programs. With total deposits reaching $334,286 and net worth standing at $2,349,347, California Agribusiness is not only stable but also positioned for growth. We are here to empower you with the resources necessary for success. Whether you're looking to buy your first home or need assistance with a business venture, we've got your back! Ready to take the next step? Visit us today or give us a call at 714-690-4865. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

In addition to traditional banking services, we embrace digital advancements that make managing finances easier for everyone. From online banking to mobile applications, we prioritize accessibility while ensuring ADA compliance so that all members can benefit from our services. Although we do not currently offer ATMs or drive-thru services at this location, we are dedicated to providing comprehensive support during our operating hours from 8 AM to 4 PM, Monday through Friday.

Join Us

As we continue this journey together, we invite you to become part of our family at California Agribusiness. Experience firsthand how we can help you achieve your financial goals while being an integral part of the community's growth. Visit us today or learn more about membership options at CalAgCU.org. Together, let's build a brighter future!

Our Journey

From humble beginnings, California Agribusiness has evolved into a trusted financial institution with a total membership of 3,463. We have built a reputation for not only providing excellent banking services but also fostering strong relationships within our community. Our branch is located at 6281 Beach Blvd Ste 87, Buena Park, CA 90621, a convenient spot near local landmarks that makes it easy for our members to visit us. While members can stop by for assistance, official correspondence should be directed to the same address. Over the years, we have seen significant growth in our total assets, now standing at an impressive $27,154,918. This growth reflects our commitment to sound financial practices and the trust placed in us by our members.

Our Mission

At California Agribusiness, our mission goes beyond just banking; we are dedicated to empowering individuals and families through accessible financial services and education. We strive to enhance the lives of our members by offering personalized solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. We believe in serving not just as a bank but as a community partner. Through various outreach initiatives and partnerships, we work hard to uplift those around us. Our focus on customer service ensures that every interaction is meaningful and supportive.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with ADA-compliant features to ensure everyone can easily navigate our space. Parking is available nearby, making it convenient for you to pop in and take care of your financial needs.

Operating Hours

We're here for you during the week! Our lobby hours are from 8 AM to 4 PM, Monday through Friday. Whether you need assistance opening a new account or discussing loan options, our friendly staff is ready to help.

Services Offered

The California Agribusiness Buena Park Branch offers a range of services including personal banking with checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also provide online and mobile banking services so you can manage your finances on-the-go! While we do not have an ATM or drive-thru service at this branch, our team is always available to assist you inside the lobby. If you're interested in becoming a member or have questions about our services, feel free to give us a call at 714-690-4865. We look forward to welcoming you into our community-focused credit union!

Member Eligibility

Joining the California Agribusiness community means becoming part of a supportive family that truly values your financial well-being. At California Agribusiness, we welcome individuals who share a passion for agriculture or are involved in agribusiness within our local area. If you live, work, or have a strong connection to the agricultural sector in California, you're likely eligible to become a member. This opens the door to a range of personalized services designed to help you thrive financially. Plus, being a member means enjoying benefits like competitive loan rates and tailored financial advice from our dedicated team. Getting started is easy! You can check out the specific eligibility requirements at http://www.CalAgCU.org/join-us/how-to-join , and if you have any questions, feel free to give us a call at (714) 690-4865. We're here to help you take that first step towards joining our vibrant community. Don't hesitate visit us at our branch located at 6281 Beach Blvd Ste 87 Buena Park Ca 90621 to learn more about how you can open an account and start enjoying all the advantages of being part of California Agribusiness!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services tailored for businesses of all sizes. Picture this: simplifying your payment processing so you can focus on what truly matters growing your business. With our services, accepting payments becomes straightforward and hassle-free, enabling you to concentrate on delivering great products and services. Located at 6281 Beach Blvd Ste 87 Buena Park Ca 90621 in Buena Park, CA, we invite you to reach out at (714) 690-4865 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or run a small business, California Agribusiness supports you with tailored business banking services. From merchant services that simplify transactions to various types of business loans, we are committed to helping your business thrive.

Digital Banking Convenience

In today's fast-paced world, managing your finances should be hassle-free. That's why we offer robust online and mobile banking options. Check balances, transfer funds, or pay bills from the comfort of your home or on-the-go using our user-friendly platforms. You can even enjoy the convenience of ATM and cash withdrawal services, ensuring you have access to your money whenever you need it.

Flexible Loan Options

Life can bring unexpected expenses, and when it does, our personal loans and debt consolidation options are here to help you regain control. With straightforward terms and quick approvals, you can focus on what matters most without the stress of financial burdens. Additionally, for everyday purchases or larger expenses, our credit cards with rewards offer benefits that add value to your spending.

Get Started Today!

We invite you to explore all that California Agribusiness has to offer. Whether you're looking for personal banking solutions or business services, our friendly staff is ready to assist you every step of the way. Feel free to reach out at 714-690-4865 for more information or visit us at our branch in Buena Park. Let us help you achieve your financial goals today!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our personal banking services offer easy access to your funds while helping you manage your finances effectively. For those in need of a vehicle, consider our auto loans and vehicle financing options, which provide competitive rates and flexible terms. If buying a home is on your agenda, our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Always Available Support

With 24/7 online banking services, California Agribusiness is always here for you. Need help? Our friendly team is just a phone call away at (714) 690-4865 during business hours. We aim to provide support that meets your needs without the wait. Our commitment to providing secure and accessible digital banking solutions means you can focus on what matters most growing your financial future with confidence. Join us today and experience the convenience of modern banking with California Agribusiness!

Key Features of Our Digital Banking Services

Our online banking platform, accessible at https://www.ccccu.org/ , provides a user-friendly experience that allows you to handle your banking tasks with ease. You can check your account balances, transfer funds between accounts, and pay bills all from the comfort of your home or on the go. We also offer electronic signature authorization, so signing documents is quick and hassle-free. Plus, with our e-statements feature, you can receive your account statements electronically, helping you stay organized while being environmentally friendly.

Mobile Access Made Easy

For those who prefer banking on their mobile devices, our mobile application is available for download. This app puts banking at your fingertips! Whether you're making person-to-person transfers or checking transactions in real-time, everything is just a few taps away. While we don't currently support mobile payments, our app ensures all other banking needs are covered efficiently.

Financial Strength

Commitment to Innovation

With $2,360,997 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors, with $12,393,292 in total loans and leases and 289 used auto loans available to help you make those dreams a reality.

Growing Member Base

Our total share accounts stand at 4,556, demonstrating a strong and growing member base that trusts us with their finances. This growth reflects the community's confidence in our services as well as the dedication of our staff to provide personalized assistance tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Agribusiness is your trusted partner. Visit us at 6281 Beach Blvd Ste 87 Buena Park Ca 90621 or call 714-690-4865 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $6,120,063 in share certificates and $814,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of -$29,936, showing that we are committed to managing our resources effectively while still prioritizing member needs. We also take pride in having 5 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $2,349,347, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 865% demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,415,525 in used vehicle loans and $2,963,042 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find what fits your budget best.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,771,722 in loans helping members manage their finances effectively. These cards come with features that can assist you in everyday purchases while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $56,062, making buying or refinancing simple. We aim to support you every step of the way toward securing your dream home.

Other Financing Options

In addition to auto and mortgage loans, we offer credit lines totaling $1,800,000, providing more flexibility for those unexpected expenses or planned projects. Our goal is to provide all members with access to funds when they need them most. For those considering refinancing options or checking eligibility criteria for our loans, please visit our website at California Agribusiness or contact us directly for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At California Agribusiness, we are committed to supporting our community's financial well-being through accessible and reliable lending solutions.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands as a trusted resource for anyone looking to secure a loan. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers when comparing loan options. One of the key features of LendMesh is its emphasis on Verified Data. All loan offers are sourced from legitimate financial institutions, guaranteeing that users can trust the information they receive. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions, allowing users to see unbiased results tailored to their needs. The platform provides Real-Time Rate Comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This empowers individuals to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the platform's effectiveness in helping consumers find better financial solutions. For anyone seeking to compare real-time loan offers, visit LendMesh today and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CENTER CITY COMMUNITY CREDIT UNION