Calhoun Liberty Credit Union Keystone Heights FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Calhoun Liberty, your trusted financial partner in Keystone Heights, Florida! Located at 7022 Cooperative Way, we have been serving our community since 1991 with a commitment to providing personalized banking solutions that empower you to achieve your financial goals. With a total membership of 9,197 and assets exceeding $157 million, we pride ourselves on being a credit union that truly cares for its members. At Calhoun Liberty, we understand that every member has unique needs. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgage refinancing, and business banking options. Our total deposits amount to an impressive $8,666,038, showcasing the trust our members place in us. While members can visit us at our branch address, official correspondence should be sent to 16076 State Road 71 S, Blountstown, FL 32424-5100. We are here for you Monday through Friday from 8 AM to 5 PM. Our dedicated team of 35 employees is led by CEO Thomas Flowers and Board President Annie Jo Dawson, who are both passionate about ensuring that each interaction with our credit union reflects our core values of trust and reliability. With a strong net worth of $16,573,819 and cash in hand amounting to $3,812,385, we are well-positioned to meet your financial needs now and in the future. Join us today at Calhoun Liberty where your financial journey is our priority! For more information or to get started on your next loan application, visit us online at calhounlibertycu.com or give us a call at 850-877-6160. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Our dedication extends beyond financial services; we actively engage with the community through various outreach programs and partnerships. Whether it's sponsoring local events or offering educational workshops on financial literacy, we strive to give back and make a positive impact.

Join Us Today!

With convenient operating hours from Monday to Friday, 8 AM to 5 PM, as well as ATM availability for easy access to your funds, Calhoun Liberty is here to support you every step of the way. We invite you to join us and experience firsthand how being part of Calhoun Liberty can enhance your financial journey. Together, let's build a brighter future! For more information or to start your membership journey today, call us at 850-877-6160 or visit us online at Calhoun Liberty.

Our Evolution

From our humble beginnings, Calhoun Liberty has seen significant growth and development. We now boast total assets of over $157 million, reflecting our commitment to sound financial practices and responsible growth. The journey hasn't just been about numbers; it's about the relationships we've built along the way. We have consistently focused on providing exceptional service and fostering a sense of community among our members.

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while supporting the communities we serve. At Calhoun Liberty, we believe in making banking accessible and beneficial for everyone. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We also prioritize innovation in our services with online and mobile banking features that make managing your finances easier than ever. While you can visit us at our physical location in Keystone Heights for all your banking needs, please note that official correspondence should be sent to our mailing address at 16076 State Road 71 S, Blountstown, FL 32424-5100.

Branch Location & Accessibility

Accessibility Features

At Calhoun Liberty, we believe everyone should feel welcome. Our branch is fully accessible, featuring ADA-compliant ramps and designated parking spots for those who need them. You can easily navigate our space without any hassle.

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 850-877-6160. We look forward to welcoming you into our branch soon! While members can visit us at 7022 Cooperative Way, official correspondence should be sent to our mailing address: 16076 State Road 71 S, Blountstown, FL 32424-5100. Come see how Calhoun Liberty can support your financial journey today!

Operating Hours and Services

We are open Monday through Friday from 8 AM to 5 PM, giving you plenty of time during the week to visit us. Our dedicated team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage options, and even business banking services. Plus, we offer basic shared branch transactions for members of partner credit unions. If you prefer to bank on-the-go, our ATM is available for quick cash withdrawals and balance checks. Although we don't have drive-thru services at this location, our lobby is designed for a comfortable experience.

Member Eligibility

At Calhoun Liberty, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to become part of this supportive community, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you can easily step into a world of personalized banking services and opportunities tailored just for you. To get started, all you need to do is visit us at 7022 Cooperative Way Keystone Heights Fl 32656 or give us a call at (850) 877-6160. We make the process simple and welcoming, ensuring that everyone feels included. For more detailed information on eligibility criteria. Once you're ready, you can find everything you need about opening an account at https://calhounlibertycu.com/apply-for-a-loan-make-payment/. Join us today and experience the many benefits of being a valued member at Calhoun Liberty!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,019,238, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Whether you're a local café or a retail store, our services make it easy for customers to pay, helping you streamline operations and enhance customer satisfaction. From card payments to mobile transactions, we equip you with the tools necessary for success. Located at 7022 Cooperative Way Keystone Heights Fl 32656 in Keystone Heights, FL, we're here to support your business ambitions every step of the way. Reach out today at (850) 877-6160 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we provide essential business banking services, including merchant services and business loans. We understand the unique challenges businesses face, and we're here to help with solutions that empower your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Calhoun Liberty, we emphasize our online and mobile banking features. With these tools at your fingertips, you can manage your accounts anytime, anywhere whether you're checking balances or transferring funds between accounts. Additionally, our branch offers ATM services for easy cash withdrawals and balance checks without needing to visit us in person. If you're a member of one of our partner credit unions, take advantage of basic shared branch transactions like deposits and withdrawals right here.

Join Us Today!

With all these services tailored for your convenience and peace of mind, Calhoun Liberty is more than just a financial institution; we are your partners in achieving financial success. Visit us at our Keystone Heights branch or explore more online at Calhoun Liberty's website to learn how we can assist you further. We're excited to welcome you into our community!

Personal Banking Made Simple

Our personal banking options are designed to simplify your financial life. We offer checking and savings accounts tailored for different lifestyles, ensuring you have the right tools for saving and spending wisely. Whether you're looking to save for a big purchase or manage day-to-day expenses, we have an account that fits your needs perfectly. For those considering a new car or vehicle, our auto loans and vehicle financing make it easy to drive away in the vehicle you desire. We understand that buying a car is a significant investment, so we provide competitive rates and flexible terms to help make this process smooth. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans come with favorable conditions to help you secure the best deal possible. Our team is ready to guide you through each step of the mortgage process, making it less daunting and more accessible.

Support for Your Financial Goals

We also recognize that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options designed to give you relief when you need it most. Whether it's for consolidating debt or funding personal projects, our loans come with straightforward terms that prioritize your financial health. In addition, our credit cards with rewards offer members a way to earn while they spend. Enjoy benefits like cash back or points towards future purchases simply by using your card for everyday expenses.

Digital & Online Banking

24/7 Accessibility

Our commitment to providing top-notch service extends beyond traditional hours. With 24/7 online banking services available, you can manage your account whenever it fits into your schedule. No more rushing to the bank before closing time; everything you need is right at your fingertips. At Calhoun Liberty, we strive to offer an accessible and user-friendly banking experience that keeps up with your lifestyle. Discover how our digital banking options can help simplify your financial management today!

Secure and User-Friendly Features

Security is paramount in today's digital world, and we take it seriously. With electronic signature authorization available, signing documents online is not only secure but also incredibly convenient. Plus, our mobile application brings all these features directly to your smartphone. Whether you're shopping or simply out and about, our mobile payments feature ensures that you can make purchases easily and securely. Need to send money to a friend? Our person-to-person transfer option makes it simple no cash needed! Just a few taps on your phone or computer will get the job done.

Financial Strength

At Calhoun Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the stability and reliability that defines our credit union. With a net worth of $16,573,819, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,773,357 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,234,166, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,336,296 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,161 in used auto loans and a total of $114,918,613 in loans and leases available. Our impressive net income of $1,146,861 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 20,053, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calhoun Liberty is your trusted partner. Visit us at 7022 Cooperative Way Keystone Heights FL 32656 or call 850-877-6160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,485,069 in used vehicle loans and $13,003,980 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have financing options tailored just for you. Plus, refinancing options are available if you're looking to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $1,019,238 provide the capital needed to grow and expand. We understand that every business is different; therefore, we offer tailored solutions to meet your specific needs. At Calhoun Liberty, we're here for you every step of the way. If you're ready to explore our loan offerings or need assistance determining which option is best for you, please contact us at 850-877-6160. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how our loan products can help simplify your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $477,272, making buying or refinancing simple. We aim to make the process straightforward and stress-free so you can focus on creating memories in your new home.

Unsecured Credit Card Loans

Managing finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,885,115 in loans helping members navigate their expenses without breaking the bank. This gives you the freedom to handle emergencies or unexpected costs while enjoying manageable repayment options.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender is carefully vetted to ensure that the information presented is accurate and up-to-date. LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh provides unbiased results, allowing users to make informed decisions. - Real-Time Rate Comparisons: The tool delivers current loan rates from multiple institutions, helping users find the best options available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool in assisting borrowers. Ready to take control of your borrowing experience? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CALHOUN LIBERTY CREDIT UNION - Keystone Heights, FL

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Loan rates in Keystone Heights, FL (32656)

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Contact Us

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking

Join Us Today!

Personal Banking Made Simple

Support for Your Financial Goals

Digital & Online Banking

24/7 Accessibility

Secure and User-Friendly Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

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