Calhoun Liberty Credit Union Blountstown FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Calhoun Liberty, your trusted partner in financial growth and community support! Located at 17394 Nw Charlie Johns St, Blountstown, FL 32424, we have been proudly serving our members since 1991. With a strong commitment to helping you achieve your financial goals, we are more than just a credit union; we are a cornerstone of the Blountstown community. At Calhoun Liberty, we understand that personal service matters. Whether you're looking for a checking account, auto loans, or mortgage options, our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Thomas Flowers, and Board President Annie Jo Dawson, we strive to create an environment where every member feels valued and supported. With over 9,197 members and total assets exceeding $157 million, we take pride in our financial strength. Our total deposits stand at $8,666,038, while our loans portfolio consists of over 5,397 loans and leases. We believe that a solid foundation is built on trust and transparency qualities that resonate throughout our operations. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 16076 State Road 71 S, Blountstown, FL 32424-5100. Our friendly staff is always ready to assist you during our operating hours from 9:30 AM to 4:30 PM on weekdays. Join us at Calhoun Liberty Credit Union today! For inquiries or more information about our services, feel free to call us at 850-674-4527 or visit our website at calhounlibertycu.com. Your journey toward financial wellness starts here!

Branch History & Mission

At Calhoun Liberty, we take great pride in our rich history and commitment to the community. Established in 1991, our branch has been a cornerstone of financial support for the residents of Blountstown, Florida. Located at 17394 NW Charlie Johns St, we are easily accessible and dedicated to serving our members with warmth and integrity. Over the years, Calhoun Liberty has grown significantly, now boasting a total membership of 9,197 individuals who trust us with their financial needs. With total assets amounting to an impressive $157,020,495, we have continually focused on providing personalized banking services that cater to each member's unique circumstances. Our drive-thru service and ATM availability ensure that banking is convenient and efficient for all our members. Our mission is simple yet powerful: to enhance the financial well-being of our community while offering exceptional service and support. We believe that everyone deserves access to quality financial resources. This belief drives us to offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our Blountstown address for all their banking needs, official correspondence should be sent to our mailing address at 16076 State Road 71 S, Blountstown, FL 32424-5100. We are also committed to embracing modern technology. Our online and mobile banking services allow members to manage their finances anytime and anywhere. With features like electronic signatures and mobile payments, we make it easier than ever for you to stay on top of your finances. Calhoun Liberty is not just about transactions; it's about relationships. We actively engage in community outreach efforts and partnerships that aim to uplift those around us. Whether it's through local events or financial education programs, we strive to make a positive impact. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Calhoun Liberty can help you achieve your financial goals while being part of a supportive community. Visit us today or call us at 850-674-4527 to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At Calhoun Liberty, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. We also offer ample parking, ensuring that you have a smooth experience when you come to see us.

Call to Action

We invite you to visit us at Calhoun Liberty today! If you have any questions or need assistance before your visit, feel free to call us at 850-674-4527. We look forward to serving you and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy! That's why we're here for you Monday through Friday from 9:30 AM to 4:30 PM. Whether you need help with personal banking, loans, or simply want to speak with one of our friendly staff members, we're ready to assist you during these hours.

Services Offered

We're proud to provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, enjoy the convenience of drive-thru banking for quick transactions and ATM access for cash withdrawals and balance checks.

Member Eligibility

At Calhoun Liberty, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're looking to join us, you'll be pleased to know that eligibility is quite simple. Generally, anyone who lives, works, worships, or attends school in our local area can become a member. This means that if you're part of the vibrant Blountstown community or surrounding areas, you're welcome here! Membership comes with fantastic benefits like personalized service, competitive rates on loans and savings accounts, and access to a variety of financial products designed just for you. Ready to take the next step? Opening an account at Calhoun Liberty is easy and can be done online! Just visit our website for all the details on how to get started: https://calhounlibertycu.com/apply-for-a-loan-make-payment/. If you have any questions or need assistance during the process, feel free to reach out to us at (850) 674-4527. For more detailed information about our eligibility criteria, check out our resource. We're excited to help you on your journey towards better financial health!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments seamlessly, giving your customers more options while saving time. Our merchant services are designed to simplify transactions for you. From card processing to online payment solutions, we provide tools that help you focus on what you do best running your business. Visit us at 17394 Nw Charlie Johns St Blountstown Fl 32424 in Blountstown, FL, or call us at (850) 674-4527 to explore how our business banking and commercial services can support your goals. Your success is our mission!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,019,238, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who run businesses, we provide comprehensive business banking solutions. From merchant services that simplify transactions to business loans that can help you expand or launch a new venture, we're here to support your growth every step of the way.

Convenient Access

At Calhoun Liberty, convenience is key. We offer ATM services for quick cash withdrawals and balance checks whenever you need them. For members who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Digital Features

With today's fast-paced lifestyle, we understand how crucial it is to have banking services at your fingertips. Our online banking platform includes features like person-to-person payments and electronic statements for hassle-free management of your accounts. In summary, whether you're in Blountstown or anywhere else in Florida, Calhoun Liberty is committed to serving you with a variety of financial services designed for modern living. To learn more about what we can do for you or to open an account today, give us a call at 850-674-4527 or visit us online at calhounlibertycu.com. Let us help you achieve your financial goals!

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing are perfect for getting you on the road without breaking the bank. We offer competitive rates that make monthly payments manageable. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed to help you secure the best possible terms. If life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the financial relief you need. And for those who want to earn rewards while spending, our credit cards come with great benefits that can enhance your purchasing power.

Personal Banking

Our personal banking options include checking and savings accounts tailored to help you manage your money effectively. Imagine having easy access to your funds while also earning interest on your savings. With our user-friendly online and mobile banking services, you can check balances, transfer funds, and pay bills from anywhere at any time.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform is available 24/7, allowing you to check your balance, transfer funds, and pay bills anytime you need. With the option for e-statements, you can say goodbye to paper clutter and access your financial records with ease. Plus, our electronic signature authorization makes it simple to complete transactions securely without the hassle of printing or mailing documents. For those on the go, our mobile application offers an easy way to manage your accounts directly from your smartphone. You can enjoy features like mobile payments, making it convenient to pay for purchases right from your device. Want to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily.

Security You Can Trust

At Calhoun Liberty, we prioritize your security. Our digital banking tools come equipped with robust security measures to protect your information while giving you peace of mind as you manage your finances online. Whether you're at home or out and about, our user-friendly interface ensures that banking is as straightforward as possible. With real-time account management at your fingertips, tracking your spending and accessing important financial information has never been easier. Experience the convenience of modern banking with Calhoun Liberty your partner in achieving financial well-being!

Financial Strength

Commitment to Service

Total Share Accounts stand at 20,053, showing a strong and growing member base that trusts us with their finances. Our commitment to excellent service extends beyond numbers; it reflects our dedication to each member's financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calhoun Liberty is your trusted partner. Visit us at 17394 Nw Charlie Johns St Blountstown FL 32424 or call 850-674-4527 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $55,773,357 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,234,166, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $1,146,861, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $9,336,296 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,691,861 in total loans and leases and 1,161 used auto loans available.

Strong Financial Health

With a net worth of $16,573,819, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,485,069 in used vehicle loans and $13,003,980 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,019,238 provide the capital needed to grow and expand your business. We understand how crucial access to funds is for operational success, and our team is ready to assist you with personalized service.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $477,272, make buying or refinancing simple. Our team will work closely with you to ensure that your mortgage fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans, our experienced staff can help assess your current situation and explore options that may lower your monthly payments or interest rates. We strive to make refinancing as straightforward as possible. No matter what type of loan you are interested in, our goal at Calhoun Liberty is to support you every step of the way. If you're ready to take the next step or have questions about eligibility options, don't hesitate to reach out! You can call us at (850) 674-4527, or visit us during our lobby hours from 9:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come by today and discover how we can help you secure the financing you need for your future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,885,115 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards on your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your search for the right loan. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can choose what works best for you. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, helping you stay informed about your options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value that real users find in this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions. By partnering with credible institutions, LendMesh guarantees that the information you see is accurate and trustworthy.

CALHOUN LIBERTY CREDIT UNION - Blountstown, FL

Compare Loan Rates Near You

Loan rates in Blountstown, FL (32424)