Cal-ed Credit Union Monessen PA | Convenient ATM Services Only

Introduction

Welcome to Cal-ed, your trusted partner in financial well-being! Located at 815 Schoonmaker Ave, Monessen, PA 15062, our credit union has been serving the community since 1960. With a commitment to providing personalized service and fostering financial growth, we proudly support over 5,065 members with a variety of services tailored to meet their needs. At Cal-ed, we understand that every member's journey is unique. That's why we offer a solid foundation with total assets amounting to an impressive $20,576,714. Our dedication extends beyond just numbers; it's about building relationships that empower you to achieve your financial goals. We're here to help you navigate through life's milestones whether it's securing a loan or saving for the future. Our leadership team, guided by CEO Jacque Dwyer and Board President Bruce Barnhart, ensures that our operations reflect our values of trust and community. With a strong net worth of $3,066,783 and total deposits reaching $1,766,946, we are well-equipped to provide you with the best services possible. You can rest assured that your money is safe with us as we maintain a healthy cash reserve of $422,460. While members can visit us at our branch location for face-to-face service during our lobby hours from 9 AM to 5 PM, official correspondence should be sent to the same address: 815 Schoonmaker Ave, Monessen, PA 15062. For any inquiries or assistance, feel free to reach out to us at 724-684-8875 or send a fax at 724-938-8972. Join us today and discover how Cal-ed can make a positive impact on your financial journey. Visit our website at cal-ed.com for more information on how we can assist you!

Branch History & Mission

Join Us

At Cal-ed, we invite you to join our family and experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future for ourselves and the community we love. Visit us today or learn more about what we offer by checking out our website at cal-ed.com.

Our Journey

From the very beginning, Cal-ed has been more than just a credit union; we have been a cornerstone of support for our community. Established with the goal of providing affordable financial services, we have continually adapted to meet the needs of our members. Over the decades, we've expanded our offerings and now proudly manage total assets exceeding $20 million. Our commitment to sound financial practices ensures that we remain a stable and reliable resource for personal banking needs. As part of our dedication to serving you better, we focus on providing exceptional customer service and innovative solutions. Our branch operates Monday through Friday from 9 AM to 5 PM, ensuring that you can find time to visit us for your banking needs. While we currently do not offer ATM or drive-thru services, our online banking platform allows you to manage your accounts conveniently from home.

Our Mission

The mission of Cal-ed is clear: We are here to empower our members by providing personalized financial solutions while fostering community growth. We believe that everyone deserves access to quality financial services without compromising their values or goals. This dedication drives us to not only offer competitive loan rates and savings options but also engage in community outreach efforts that uplift those around us. We prioritize creating partnerships with local organizations and supporting initiatives that promote financial literacy and well-being among residents. By investing in our community's future, we create a stronger foundation for everyone involved. While members can visit us at 815 Schoonmaker Ave, official correspondence should be sent to 815 Schoonmaker Ave, MONESSEN, PA 15062. For any inquiries or assistance, feel free to reach out at 724-684-8875.

Branch Location & Accessibility

Convenient Location

Situated near local landmarks and easily reachable from various parts of the city, our branch is well-positioned for both residents and visitors. With ample parking available, you can come and go with ease. We understand that accessibility is important, which is why our facility meets ADA standards, ensuring everyone can navigate our space comfortably.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you need assistance with loans, savings accounts, or other financial services, our team is ready to help during these hours.

Services Available

While we currently do not offer ATM services or drive-thru banking, we remain committed to providing excellent service inside our branch. You can reach us directly at 724-684-8875 if you have any questions or need assistance before visiting. For any official correspondence, please note that while members can visit us at our physical location, all mail should be directed to the same address: 815 Schoonmaker Ave, MONESSEN, PA 15062. At Cal-ed, we pride ourselves on being more than just a credit union; we strive to be an essential part of the community. We invite you to stop by and discover how we can assist you on your financial journey!

Member Eligibility

At Cal-ed, we believe that everyone deserves a chance to be part of our caring community. Joining us as a member is simple and welcoming! If you live, work, or worship in the area, or if you have a family member who is already a member, you're eligible to join our credit union. This means you can enjoy not just great financial products but also a supportive network that truly cares about your well-being. To learn more about the specific eligibility requirements, feel free to visit our detailed page. Becoming a member opens doors to exclusive benefits such as competitive rates on loans and savings, personalized service from our friendly team, and access to resources designed to help you achieve your financial goals. Ready to take the next step? You can easily open an account with us by reaching out at (724) 684-8875 or visiting our website for more information. We can't wait to welcome you to the Cal-ed family!

Business Banking & Commercial Services

Empowering Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans, our focus remains on helping local businesses thrive in the future. Imagine having access to financial tools that empower you to expand your operations or invest in new technology. Our commercial loan options are designed to cater to your unique needs, whether you're looking to purchase equipment, manage cash flow, or finance a new project.

Merchant Services That Matter

In today's fast-paced marketplace, every transaction counts. Our merchant services simplify payment processing so you can focus on what you do best running your business. Picture this: a customer walks into your store, makes a purchase using their card, and the payment is processed swiftly and securely. This efficiency not only enhances customer satisfaction but also helps maintain steady cash flow for your business. Whether you're looking for traditional banking products or innovative solutions, Cal-ed is here to support your journey. Reach out today at (724) 684-8875 or visit us at 815 Schoonmaker Ave Monessen Pa 15062 to learn more about how we can help your business succeed!

Comprehensive List Of Services

A Personalized Touch

What sets Cal-ed apart is our commitment to personalized service. When you visit us, you'll find friendly staff ready to assist with any inquiries or financial needs you may have. Whether it's a question about your account or guidance on how best to use our services, we are here for you.

Digital Banking Convenience

In today's busy world, having digital banking features is crucial. While we currently focus on traditional ATM services, we're committed to enhancing your banking experience. We encourage you to reach out at 724-684-8875 if you have questions about any upcoming digital features that could make managing your account even easier.

Everyday Banking Needs

At Cal-ed, we understand that managing your finances can sometimes feel overwhelming. That's why we offer essential services like ATM Services Only to help you access your money easily and conveniently. Need cash for an outing or an unexpected expense? Our ATMs are strategically placed to ensure you're never far from your funds.

Join Our Community

Being part of Cal-ed means more than just accessing financial services; it means joining a community focused on supporting one another. We invite you to explore how our offerings can help you achieve your financial goals. As we grow and evolve, we remain committed to delivering value and convenience to our members in Monessen and beyond. Stop by our branch or call us today at 724-684-8875 we look forward to serving you!

Digital & Online Banking

Key Features of Our Digital Services

Our online banking allows you to check your account balances, transfer funds, and pay bills with ease. You won't have to worry about long lines or limited hours; everything you need is available whenever you need it. Plus, with person-to-person transfers, sending money to friends or family is a breeze no more fumbling for cash or checks. Although we currently don't offer electronic signature authorization or e-statements, rest assured that our existing features prioritize your security while making your banking experience as simple as possible. While we don't have mobile payments or a dedicated mobile application just yet, our website is fully optimized for mobile devices, ensuring you can still manage your accounts on the go.

Your Banking Needs Met

We aim to make banking accessible for everyone. Whether you're checking your balance while waiting in line or transferring funds during lunch, our user-friendly platform makes it easy. And with real-time updates on your transactions, you'll always be in control of your finances. At Cal-ed, we're committed to providing you with the tools you need for effective financial management. Join us online today and experience the convenience of banking from the comfort of your home!

Financial Strength

At Cal-ed, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your finances are in safe hands, which is why we maintain a strong foundation of financial health. With a net worth of $3,066,783, we are well-equipped to support our members' needs. This robust figure allows us to offer better rates, lower fees, and enhanced member services, ensuring that you receive the best value possible. Our net worth ratio of 14.76% further demonstrates our solid capital foundation. This ratio indicates our ability to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can trust that we have the resources to weather any storm. Members' savings are secured through $3,170,079 in share certificates, offering stable and rewarding growth opportunities. While we currently have $0 in money market shares, rest assured that your deposits are prioritized for your benefit. Unlike traditional banks, we focus on our members. With non-member deposits at $7,582, we ensure our resources remain concentrated on delivering better loan rates, lower fees, and exclusive perks just for you. With $2,816,686 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $69 in used auto loans and $5,370,225 in total loans and leases. Our operational efficiency is reflected in our $1,948, which enables us to keep offering competitive loan rates and solid financial products tailored for you. We are proud to have a dedicated team of 6 full-time employees and 2 part-time employees who are always ready to assist you with their expertise. Additionally, we have a strong base of trust from our members, as shown by our total share accounts numbering 4,011. This growing membership reflects the confidence placed in us by those who choose Cal-ed as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cal-ed is your trusted partner. Visit us at 815 Schoonmaker Ave Monessen Pa 15062 or call (724) 684-8875 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $831,982 in used vehicle loans and $372,155 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to drive away with confidence.

Credit Lines

For those who need extra flexibility, our credit lines totaling $1,300,000 can give you the breathing room needed for unexpected expenses or planned purchases. This product can help you manage cash flow while providing immediate access to funds when you need them most. At Cal-ed in Monessen, PA (815 Schoonmaker Ave), we're committed to providing exceptional service and support throughout your borrowing experience. For more information about our loan offerings or to discuss refinancing options and eligibility requirements, feel free to contact us at 724-684-8875 during our operating hours (Monday - Friday from 9 AM - 5 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through various alternatives that fit your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $170,954 in loans helping members manage their finances effectively. Our credit cards are designed to provide convenience and support without hidden fees.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers tailored to their needs.

CAL ED FEDERAL CREDIT UNION - Monessen, PA

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