Cal-com Credit Union Victoria TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cal-com Federal Credit Union, your trusted financial partner in the heart of Victoria, Texas. Established in 1968, we have proudly served our community for over five decades, helping members achieve their financial goals with a personal touch. Located at 2807 John Stockbauer Dr, Victoria, TX 77901, we invite you to experience our friendly and dedicated service firsthand. At Cal-com, we believe in the power of community. With a total membership of 16,136 and assets exceeding $204 million, we are committed to providing financial solutions tailored to your needs. Our offerings include everything from checking and savings accounts to auto loans and mortgages, ensuring that you have access to the resources necessary for your financial journey. Led by our experienced CEO, Jessie Rodriguez, and Board President, John Mageluzzo, our team is devoted to creating a welcoming environment where every member feels valued. Whether you're visiting us in person or reaching out via phone at 361-579-9929, we are here to assist you with any questions or concerns. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 1005, Port Lavaca, TX 77979. With a strong net worth of $24,413,993 and total deposits of $14,314,927, we ensure that your funds are safe and secure with us. Our dedication extends beyond just numbers; we strive to make a positive impact on the lives of our members and the wider community. Ready to take control of your finances? We encourage you to explore our services online at calcomfcu.org or drop by for a visit. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Cal-com Federal Credit Union is not just about banking; we are deeply rooted in our community. We actively engage in partnerships and outreach programs designed to uplift those around us. Our commitment extends beyond transactions; we strive to make a positive impact on the lives of our members through educational resources and community events. In line with our mission, we've also embraced modern advancements in technology. With features such as online banking, mobile payments, and electronic signatures available for our members, managing finances has never been easier or more secure. We invite you to join us at Cal-com Federal Credit Union. Experience firsthand how our dedicated team can help you achieve your financial goals while becoming part of a community that cares. Call us today at 361-579-9929 or visit our website at calcomfcu.org to learn more about how you can become a member and benefit from all we have to offer!

Our Mission

Our mission is clear: to empower our members with the financial tools they need to succeed while fostering a sense of community. We believe that everyone deserves access to quality financial services, whether it's opening a checking account, securing an auto loan, or planning for retirement. Our dedicated team is here to support you every step of the way. While members can visit us at 2807 John Stockbauer Dr, official correspondence should be sent to PO BOX 1005, Port Lavaca, TX 77979 if needed. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Branch Location & Accessibility

Convenient Access and Amenities

At Cal-com, we understand that accessibility is key. Our branch features ADA-compliant entrances and parking options designed with your needs in mind. You'll find ample parking available right outside the door for easy access. If you prefer not to come inside, we offer drive-thru banking for quick and simple transactions like deposits and withdrawals. Plus, there's an ATM available on-site for those who want to handle their banking swiftly from their vehicle.

Get in Touch!

Our dedicated team is always ready to help with services ranging from personal checking accounts and auto loans to business banking solutions. If you have any questions or would like more information about what we offer, don't hesitate to call us at 361-579-9929. We invite you to stop by Cal-com today! Let us show you how we can support your financial journey in a welcoming atmosphere. Your community bank is just a visit away!

Operating Hours That Fit Your Schedule

We strive to make banking as convenient as possible. Our lobby hours are Monday through Wednesday and Friday from 9 AM to 5 PM, Thursday from 9 AM to 5:30 PM, and Saturday from 8:30 AM until noon. We're closed on Sundays so our team can recharge and be ready to assist you during the week.

Member Eligibility

At Cal-com, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming. If you live, work, or worship in our local area, or if you have a family member who is already a member, you're likely eligible to join us! We aim to provide financial services that cater to your needs while fostering a sense of belonging. By joining Cal-com, you gain access to personalized banking solutions, competitive rates on loans, and a variety of resources designed to help you achieve your financial goals. To start your membership journey with us at our branch located at 2807 John Stockbauer Dr Victoria Tx 77901, just give us a call at (361) 579-9929 or check out the detailed eligibility criteria on our website at https://www.calcomfcu.org/about/become-a-member.html. When you're ready to open an account, the process is straightforward and can be done online through this link: https://onlinebanking.calcomfcu.org/servlet/slogin?requesttype=vhtml&template=/c/enroll/ibenrollment.vm&defaultlanguage=en. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Commercial Loans for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Running a successful business means having the right tools at your fingertips. Our merchant services offer easy payment solutions so you can focus on what matters growing your business. Imagine processing transactions smoothly at your storefront or online, while keeping track of sales effortlessly. That's the kind of support we provide at Cal-com, located at 2807 John Stockbauer Dr Victoria Tx 77901, Victoria, TX. Explore how our tailored services can help you thrive today!

Comprehensive List Of Services

Accessible Banking Anytime

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that let you manage your accounts from your phone or computer. From checking balances and transferring funds to setting up e-statements and making person-to-person payments, everything is at your fingertips.

Business Solutions That Grow With You

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans designed specifically for entrepreneurs looking to grow their ventures.

Cash Access Made Simple

Need cash quickly? Our ATM and cash withdrawal services are readily available for easy access whenever you need it. Plus, if you prefer face-to-face interactions for deposits and withdrawals, our basic drive-thru banking ensures that even simple transactions are hassle-free. At Cal-com Federal Credit Union, we strive to make banking as easy as possible for our members. If you're ready to explore how these services can benefit you or if you have any questions about our offerings, please don't hesitate to reach out! Give us a call at 361-579-9929, visit us in person at our branch location in Victoria, or check out our website at Cal-com FCU for more information. Your financial journey starts here let's take the next step together!

Financing Your Dreams

When it comes to financing big purchases, we offer Auto Loans & Vehicle Financing to help get you on the road in no time. Whether it's a new vehicle or a used one, our competitive rates make it easier for you to drive away happy. If you're thinking about homeownership or refinancing your existing mortgage, our Mortgage Loans & Refinancing options are here to assist you in making informed decisions that fit your budget.

Personal Banking Made Easy

We understand that managing money can be challenging. That's why we offer Personal Banking services, including checking and savings accounts tailored for your everyday needs. Imagine having a simple way to keep track of your finances with accounts that help you save for future goals like a family vacation or a new car. With our online and mobile banking options, you can easily monitor your accounts anytime, anywhere.

Rewarding Credit Options

For those looking to earn while they spend, our Credit Cards with Rewards allow you to gain benefits on everyday purchases. Whether it's cash back or points towards travel, these cards make spending rewarding.

Support for Life's Unexpected Moments

Sometimes life throws curveballs that require extra funds. Our Personal Loans & Debt Consolidation services provide the flexibility needed when unexpected expenses arise. We work with you to find a solution that suits your circumstances without adding unnecessary stress.

Digital & Online Banking

Key Features

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at any time. You can also enjoy the benefit of e-statements, which means you'll receive your account statements electronically no more paper clutter! Plus, with electronic signature authorization available, signing important documents is as simple as a click. Need to send money quickly? Our person-to-person transfer feature makes it effortless to send cash to friends or family, whether they bank with us or not. And for those who prefer mobile banking, our dedicated mobile application brings all these features right to your fingertips. You can even make mobile payments easily and securely while on the go.

Security and Ease of Use

We prioritize your security with advanced technology that keeps your information safe. Our online banking system is designed with user-friendly features so you can navigate through your accounts without hassle. Whether you're at home or out running errands, you'll have real-time management of your finances right in your pocket. At Cal-com, we believe banking should be accessible and straightforward for everyone. Explore our digital banking options today and experience how easy managing your money can be!

Financial Strength

A Committed Team

We also take pride in having 34 full-time employees and 1 part-time employees who are dedicated to providing you with exceptional service. Our knowledgeable team is always ready to assist with your needs.

Growing Membership Base

Our total share accounts stand at 25,499, reflecting a strong and growing member base that trusts us with their finances. This trust fuels our mission to enhance your banking experience continuously. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cal-com is your trusted partner. Visit us at 2807 John Stockbauer Dr Victoria Tx 77901 or call (361) 579-9929 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $1,991 in used auto loans and $116,852,787 in total loans and leases available to help you achieve your dreams whether it's buying a car or managing everyday expenses.

Member-Focused Savings

Your savings are our priority. Members' savings are secured through $69,120,470 in share certificates and $11,599,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing Banking for You

With $23,248,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt and grow in ways that directly benefit you.

Strong Financial Health

With a net worth of $24,413,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,195 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,641,884 in used vehicle loans and $61,464,691 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to suit your budget.

Credit Lines

For those needing extra flexibility, our credit lines totaling $6,000,000 are available for various purposes be it emergencies or planned expenses. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. Our dedicated team is ready to assist you in finding the best solution for your financial needs. Feel free to contact us at (361) 579-9929 or visit us at our branch located at 2807 John Stockbauer Dr Victoria Tx 77901 in Victoria, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Our team is here to guide you through the process, ensuring you understand each step along the way.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $938,386 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees fair and transparent offers, allowing users to trust the information they receive.

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its reliance on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users can expect unbiased results that genuinely reflect the best options available. Another significant benefit is the real-time rate comparisons offered by LendMesh. Users have access to up-to-date loan rates from multiple institutions, which helps them make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action

If you're ready to find competitive loan offers that suit your needs, compare real-time loan offers today at LendMesh and discover the best rates available. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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