Cal-com Credit Union Port Lavaca TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Cal-com Federal Credit Union, your trusted financial partner located at 1401 N Virginia St, Port Lavaca, TX 77979. Since our establishment in 1968, we have proudly served our community with a strong commitment to providing personalized banking solutions that cater to the unique needs of our members. With over 16,000 members and total assets exceeding $204 million, we are dedicated to ensuring your financial well-being. At Cal-com, we understand the importance of community and strive to make a positive impact through our services. Our offerings include everything from personal checking and savings accounts to auto loans and credit cards with rewards, designed to help you achieve your financial goals. As of now, we have facilitated over 8,180 loans, empowering our members to invest in their dreams. Our leadership team, led by CEO Jessie Rodriguez and Board President John Mageluzzo, is committed to transparency and excellence in service. We take pride in having a dedicated staff of 35 employees, who are always ready to assist you with any inquiries or needs you may have. For your convenience, while you can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 1005, Port Lavaca, TX 77979-1005. With robust cash reserves of $2,112,215 on hand and total deposits amounting to $14,314,927, we ensure that your money is safe and sound. Our net worth stands at an impressive $24,413,993, reflecting our stability and growth potential. Whether you're looking for financial advice or want to open an account with us online through this link, we're here for you every step of the way. For more information about our services or if you have questions, please don't hesitate to reach out at (361) 552-7476. Join us today at Cal-com Federal Credit Union where your financial success is our top priority!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Cal-com family. Experience firsthand how we blend financial expertise with heartfelt community service. Whether you're looking for a loan or simply want to explore your options with us, we're here for you. Reach out today at 361-552-7476 or visit us online at Cal-com's website for more information on membership eligibility and account opening procedures. Together, let's build a brighter financial future!

Our Mission

At Cal-com, our mission is simple yet profound: to empower our members through responsible financial services while fostering a sense of community. We believe that by helping individuals achieve their financial goals, we contribute to the overall well-being of Port Lavaca and surrounding areas. Our dedicated team works tirelessly to support local outreach initiatives and partnerships that uplift those in need. We are proud of our ADA compliance efforts ensuring all members can access our services easily. With operating hours from 9 AM - 5 PM (Monday to Friday) and extended hours on Thursday until 5:30 PM, we strive to be there when you need us most.

Our Story

Located at 1401 N Virginia St, Port Lavaca, TX 77979, Cal-com started its journey with a clear goal: to provide accessible financial services tailored for the needs of local residents. Over the years, we have evolved our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our commitment to innovation is reflected in our digital advancements such as online banking and mobile payments. While members can visit us at 1401 N Virginia St, official correspondence should be sent to P O Box 1005, Port Lavaca, TX 77979-1005. Our branch features convenient services including ATM access and drive-thru banking to make your experience as smooth as possible.

Branch Location & Accessibility

Welcome to Cal-com Federal Credit Union, your trusted financial partner located conveniently at 1401 N Virginia St in the heart of Port Lavaca, TX. Our branch is easily accessible, ensuring that you can take care of your banking needs without any hassle. Whether you're coming from nearby landmarks like the beautiful waterfront or the bustling local shops, you'll find us right in the center of it all. At Cal-com, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to make your visit as smooth as possible. Plus, we offer a drive-thru service for quick transactions on the go, and an ATM is available 24/7 for your convenience. While you can visit us at our physical location, please note that if you need to send official correspondence, it should be directed to our mailing address: P O Box 1005, Port Lavaca, TX 77979-1005. Our friendly staff is here to assist you during our operating hours: Monday through Wednesday and Friday from 9 AM to 5 PM, with extended hours on Thursday until 5:30 PM. We even open early on Saturday from 8:30 AM to noon so you can manage your finances when it's convenient for you. We're proud to offer a variety of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages. Feel free to reach out at 361-552-7476 if you have any questions or would like more information about what we offer. We invite you to stop by and see how Cal-com Federal Credit Union can help support your financial journey. We look forward to welcoming you!

Member Eligibility

Joining Cal-com means becoming part of a welcoming community dedicated to your financial well-being. To become a member, you'll need to meet some simple eligibility criteria that include living, working, or worshiping in our local area, among other friendly guidelines. We believe in making banking accessible for everyone, and we're here to help you navigate the membership process smoothly. For detailed information about who can join us, feel free to check out our eligibility requirements at https://www.calcomfcu.org/about/become-a-member.html. Once you know you're eligible, opening an account is a breeze! You can start your journey by visiting us at 1401 N Virginia St Port Lavaca Tx 77979 or simply call us at (361) 552-7476 for assistance. Ready to take the next step? Head over to https://onlinebanking.calcomfcu.org/servlet/slogin?requesttype=vhtml&template=/c/enroll/ibenrollment.vm&defaultlanguage=en and discover how easy it is to begin your membership with us. At Cal-com, we're excited to have you on board and support you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a payment processing solution that fits seamlessly into your daily operations. Our merchant services enable you to accept payments easily, whether in-store or online. This means more convenience for your customers and smoother transactions for you. Plus, with tools that help track sales and manage inventory, you can focus on what matters most growing your business. Visit us at 1401 N Virginia St Port Lavaca Tx 77979 in Port Lavaca, TX, or call us at (361) 552-7476 to explore how our business banking services can help your enterprise thrive!

Comprehensive List Of Services

Additional Services

We also provide essential services like Basic Drive-Thru Banking for quick deposits and withdrawals as well as simple transactions. If you're ever in need of assistance or have questions about any service, feel free to reach out to us at (361) 552-7476 during our operating hours. At Cal-com, we prioritize your financial well-being by offering services that cater to both personal and business needs while ensuring ease of access through our online platforms. Ready to take the next step? Visit us at Cal-com Federal Credit Union or give us a call today!

Business Banking Services

For local businesses, we offer tailored Business Banking solutions, including merchant services and business loans. This allows entrepreneurs to focus on what they do best running their business while we handle the banking side.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services make it easy for you to access your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or paying bills, our digital tools are user-friendly and secure. Plus, with ATM access for cash withdrawals and balance checks right at your fingertips, managing your finances has never been easier.

Credit Options That Work for You

With our Credit Cards with Rewards, you can earn points on everyday purchases. This is perfect for those who enjoy travel or want to make the most out of their spending. Our credit cards are designed with your lifestyle in mind, offering rewards that matter.

Personal Banking Solutions

Whether you're just starting out or looking to expand your savings, our Personal Banking services have you covered. We offer checking and savings accounts that fit various lifestyles and spending habits. Imagine having the peace of mind that comes with a secure account where you can easily manage your funds. You can also benefit from our Auto Loans & Vehicle Financing, making it simpler for you to drive away in your dream car without the stress of high payments. If homeownership is on your mind, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms. This means that whether you're buying your first home or refinancing an existing mortgage, we're here to help every step of the way. Additionally, our Personal Loans & Debt Consolidation services allow you to consolidate debt into one manageable payment, easing financial burdens.

Digital & Online Banking

At Cal-com, we understand that your time is valuable, and managing your finances should be simple and secure. That's why we've designed a range of digital and online banking services that bring convenience right to your fingertips. Whether you're at home or on the go, our services ensure you have control over your finances whenever you need it. With our online banking platform available 24/7 at https://www.calcomfcu.org/, you can easily check your account balance, pay bills, and transfer funds without needing to visit a branch. Plus, our mobile application makes it even easier to manage your money from anywhere. You can download it today and start enjoying the benefits of banking on the go! For those who prefer paperless options, we offer e-statements, allowing you to receive your account statements electronically. This not only saves paper but also helps you keep your financial records organized and easily accessible. If you need to sign documents quickly, our electronic signature authorization feature lets you do that securely online, giving you one less thing to worry about. Need to send money to friends or family? Our person-to-person transfer feature makes sending money as easy as sending a text message. And with the ability to make mobile payments, you can pay for purchases directly from your phone without fumbling for cash or cards. At Cal-com, we believe in making banking as accessible as possible. Our user-friendly digital services are designed with you in mind, ensuring that managing your finances is straightforward and hassle-free. Explore all that we offer by visiting us online today!

Financial Strength

At Cal-com, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring the financial well-being of our community, which is reflected in our robust financial health. With a net worth of $24,413,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,195 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,120,470 in share certificates and $11,599,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further supported by $23,248,565 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $1,991 in used auto loans and $116,852,787 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident as shown by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 25,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cal-com is your trusted partner. Visit us at 1401 N Virginia St Port Lavaca Tx 77979 or call (361) 552-7476 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,641,884 in used vehicle loans and $61,464,691 in new vehicle loans already helping members get on the road. We know how important reliable transportation is, and our flexible terms are designed to fit your budget.

Credit Lines

For those who prefer flexibility, our credit lines totaling $6,000,000 provide an excellent option for managing unexpected expenses or consolidating debt. With our credit lines, you can access funds when you need them without the hassle of reapplying each time. If you're interested in refinancing options or checking eligibility for any of our products, don't hesitate to reach out! We're here to provide insights and support throughout the process. For more information on all our offerings or to discuss your individual needs, please contact us at (361) 552-7476. We look forward to helping you secure the financing that best fits your life. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we're here to guide you through other available financing solutions tailored for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $938,386 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs to suit various spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all potential borrowers. By relying on verified financial institutions, users can trust that they are viewing genuine loan options.

Benefits of Using LendMesh

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