Calcom Credit Union Torrance CA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Calcom, your trusted financial partner located at 3400 Torrance Blvd, Torrance, CA 90503. Established in 1968, we have proudly served our community for over five decades, offering a range of financial services designed to meet your unique needs. With a strong commitment to our members, we currently support 7,687 individuals and families in achieving their financial goals. At Calcom, we understand that banking is more than just transactions; it's about building relationships and providing the support you need. Our total assets amount to an impressive $86,805,409, which reflects our stability and reliability as a credit union. We take pride in our robust lending portfolio with 2,458 loans and leases issued, catering to both personal and business needs. Our members benefit from a variety of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, we offer online banking for your convenience, allowing you to manage your finances anytime, anywhere. While you can visit us at our branch for personal assistance, please note that official correspondence should be sent to the same address: 3400 Torrance Blvd, Torrance, CA 90503. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 855-922-5266 during our operating hours Monday through Thursday from 9:30 AM to 5:30 PM; Friday from 7:00 AM to 5:30 PM; and Saturday from 9:30 AM to 12:30 PM. Under the leadership of our CEO Jon Hernandez and Board President Andy Doyle, we strive to create a welcoming environment where every member feels valued. With total deposits of $2,172,769 and a net worth of $12,545,827, you can trust that your money is in safe hands. Join us today and experience the Calcom difference! Visit our website at Calcom or stop by our branch to learn more about how we can help you on your financial journey.

Branch History & Mission

Community Commitment

Over the years, Calcom has built lasting relationships within the Torrance community through various partnerships and outreach efforts. We actively engage in local events and support initiatives that uplift those around us. From sponsoring youth programs to organizing workshops aimed at financial literacy, we are dedicated to making a positive impact beyond traditional banking. As we look toward the future, we remain committed to innovation while honoring our legacy. Our total assets have reached an impressive $86,805,409, reflecting our dedication to responsible growth and sound management practices. Join us today! Whether you're opening your first account or seeking guidance on your financial journey, Calcom is here for you. Experience personalized service tailored to your needs by visiting us or calling at 855-922-5266. Together, let's build a brighter financial future for you and your community!

Our Mission

At Calcom, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This mission drives us to provide not only competitive financial products but also educational resources and support systems that help our members make informed decisions. We are proud to offer modern conveniences like online banking and mobile applications, ensuring that our members can manage their finances anytime and anywhere. With features like electronic signatures and e-statements, we strive to create an efficient and user-friendly experience for everyone who walks through our doors or engages with us online.

Branch Location & Accessibility

Accessibility Features

At Calcom, we believe that banking should be accessible to everyone. Our branch features ADA-compliant facilities, including ramps and ample parking space for our members. You'll find parking readily available nearby, making your visit even smoother.

Call to Action

Ready to experience personalized banking? We invite you to visit us at Calcom today or give us a call at 855-922-5266. Our team is eager to help you with all your banking needs!

Operating Hours

We understand that life gets busy, which is why our operating hours are designed with you in mind. You can visit us Monday through Thursday from 9:30 AM to 5:30 PM, on Friday from 7:00 AM to 5:30 PM, and Saturday from 9:30 AM to 12:30 PM. Whether you're rushing before work or have a leisurely Saturday morning, we're here for you.

Services Offered

Our branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking services or rewards credit cards, you'll find those options here as well. Plus, with ATM availability right at our branch, cash withdrawals and balance checks are just a few steps away.

Member Eligibility

At Calcom, we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying a wealth of benefits tailored just for you. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the Torrance area is welcome to join us. This means that whether you're looking for competitive loan rates or personalized banking services, you can feel right at home here. Getting started is easy just visit us at 3400 Torrance Blvd Torrance Ca 90503 or give us a call at (855) 922-5266. You can also check out more detailed information about membership criteria by visiting this link. When you're ready to open an account, you'll find all the steps outlined here: https://www.itsme247.com/371/setup-steps/enroll. Join us today and experience the supportive environment and dedicated service that makes Calcom so special!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We recognize that access to capital can make all the difference. For our members, we've funded over $0 in commercial loans, helping businesses scale and succeed. Even if you're not a member yet, we haven't forgotten you; we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Simplify Transactions

In today's fast-paced world, having reliable merchant services is crucial for any business. Imagine being able to process payments quickly and securely while offering your customers various payment options. Our merchant services help you manage transactions efficiently so you can focus on what you do best growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Torrance, CA. Join us at Calcom, located at 3400 Torrance Blvd Torrance Ca 90503, and discover how we can empower your business today! For more information, call us at (855) 922-5266 or visit our website at Calcom.

Comprehensive List Of Services

Business Banking

Are you a small business owner? Our Business Banking services include essential tools like Merchant Services & Business Loans that can help you grow your enterprise. We understand the unique challenges faced by local businesses and are here to support your financial journey.

Credit Cards with Rewards

Shopping for everyday essentials or treating yourself? Our Credit Cards with Rewards program allows you to earn points on your purchases. It's like getting paid back for spending!

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing options are designed to get you on the road quickly and affordably. Imagine driving off in that car you've had your eye on without the stress of high-interest rates. If homeownership is your goal, check out our Mortgage Loans & Refinancing services. We assist members in making their dream homes a reality while ensuring the refinancing process is straightforward and beneficial. For those unexpected expenses or consolidating debt, consider our Personal Loans & Debt Consolidation services. This way, you can tackle financial hurdles head-on without feeling overwhelmed.

Online and Mobile Banking

In today's fast-paced world, convenience matters. With our Online & Mobile Banking, accessing your accounts anytime, anywhere is simple and secure. You can manage transactions, pay bills, and even transfer money with just a few taps on your device. Plus, we have ATM services available for easy cash withdrawals and balance checks right when you need them. At Calcom, we believe in making banking accessible and convenient for everyone in the Torrance area. If you have any questions about our services or want to learn how we can assist you further, feel free to call us at 855-922-5266. We invite you to visit us at our branch or explore more about what we offer online at Calcom's website. Join us today and experience banking tailored to fit your life!

Personal Banking

Navigating personal finances can be challenging, but at Calcom, we make it easier with our Personal Banking options. We offer Checking & Savings Accounts tailored to fit different lifestyles. For instance, if you're saving up for a big purchase or planning for future expenses, our savings accounts can help you achieve your goals with competitive interest rates.

Digital & Online Banking

Convenient Features

Our user-friendly mobile application makes banking even easier. You can download it and manage your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, it's quick and easy to send funds without the hassle of cash or checks. Security is also a top priority for us. We provide electronic signature authorization for important transactions, giving you peace of mind as you manage your finances online. With all these features at your fingertips, you'll find that keeping track of your money has never been easier. Join us at Calcom today and experience the convenience of modern banking!

Financial Strength

Committed Team

We take pride in having 22 full-time employees and 1 part-time employees who are dedicated to providing excellent service. This knowledgeable team ensures that our branches are always ready to assist you.

Growing Membership

Our community continues to grow, as shown by the 13,087 total share accounts held by our members. This reflects the trust placed in us by those we serve. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calcom is your trusted partner. Visit us at 3400 Torrance Blvd Torrance Ca 90503 or call (855) 922-5266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $13,600,995 in share certificates and $812,095 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $497,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is also reflected in our operations. Despite facing challenges, our recent net income of $524,259 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $11,909,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $412 in used auto loans and $68,144,901 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $12,545,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,914,744 in used vehicle loans and $7,747,909 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the right loan for your budget.

Credit Lines and Unsecured Loans

Managing everyday expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans, with a total of $898,478 in loans helping members manage their finances effectively. Additionally, our credit lines amounting to $29,932,662 are designed for those who need quick access to cash without the hassle. At Calcom located at 3400 Torrance Blvd, Torrance CA 90503, we're dedicated to supporting our members through every step of their financial journey. For more information or assistance with any of our loan products, feel free to call us at 855-922-5266 during our operating hours: Monday to Thursday from 9:30 AM to 5:30 PM; Friday from 7:00 AM to 5:30 PM; and Saturday from 9:30 AM to 12:30 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. No matter what you're looking for in a loan product, Calcom is here to help make it happen!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,314,093, making buying or refinancing simple. We offer various terms and conditions to fit your financial situation. If you're considering refinancing your current mortgage, we have eligibility options available that can help lower your monthly payments.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

CALCOM FEDERAL CREDIT UNION - Torrance, CA

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