Calcoe Credit Union Liberty Lake WA | Convenient ATM Services

Introduction

Welcome to Calcoe, your trusted financial partner located at 1421 N Meadowwood Ln, Liberty Lake, WA 99019. Since our establishment in 1937, we have proudly served our community with a commitment to member satisfaction and financial well-being. With over 3,792 members and a robust asset portfolio totaling $44,231,659, we are dedicated to providing exceptional services tailored to meet the needs of our diverse membership. At Calcoe, we believe in building strong relationships with our members while ensuring their financial goals are met. Our total deposits of $3,654,386 and net worth of $5,121,439 reflect our stability and reliability in the ever-changing financial landscape. With a total loan count of 1,788, we strive to offer competitive lending options that empower you to achieve your dreams. Our leadership team is led by CEO Leslie Johnson and Board President Tony Roth, who are both committed to fostering a culture of excellence within our credit union. We take pride in employing a dedicated team of 10 professionals, each focused on providing personalized service that makes banking with us a pleasure. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at (509) 922-7646. Join us at Calcoe today! Whether you're looking for loans, savings accounts, or just friendly advice about your finances, we're here to help you every step of the way. Visit our website at calcoefcu.com for more information or to become a member!

Branch History & Mission

At Calcoe, we take pride in our rich history and steadfast commitment to serving the Liberty Lake community since our doors opened in 1937. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 3,800 members. Our branch is located at 1421 N Meadowwood Ln, Liberty Lake, WA 99019, a convenient spot that allows us to connect with our members and neighbors easily. As we look back on our journey, we celebrate key milestones that have shaped our evolution. From humble beginnings, we've expanded our services and resources to provide financial support tailored to meet the needs of our diverse membership base. Today, we proudly manage assets totaling over $44 million, reflecting the trust and loyalty of our members. Our mission at Calcoe is clear: to empower individuals and families by providing accessible financial services while fostering community engagement. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to offer resources that help make those dreams a reality. Whether it's through personal loans, savings accounts, or financial education workshops, our focus remains on enhancing the lives of those we serve. In addition to traditional banking services, we embrace digital advancements that ensure our members can access their accounts anytime, anywhere. Our online banking platform and mobile application provide convenient ways for members to manage their finances on the go. We are also committed to being inclusive; all facilities are ADA compliant so that everyone can enjoy equal access to our services. While members can visit us at 1421 N Meadowwood Ln, official correspondence should be sent to 1421 N Meadowwood Ln Ste 130, Liberty Lake, WA 99019-7613. Although we currently do not offer ATM or drive-thru services at this location, we remain dedicated to providing exceptional member service during our lobby hours from 9 AM to 5 PM on weekdays. Community outreach is central to who we are. We actively seek partnerships with local organizations and participate in initiatives that uplift those around us. By supporting local events and charities, we aim not just to be a financial institution but a pillar of strength within Liberty Lake. We invite you to become part of the Calcoe family today. Experience firsthand how we're committed to your financial well-being and community growth. Visit us online at calcoefcu.com or call us at 509-922-7646 for more information on how you can join us in making a difference!

Branch Location & Accessibility

Welcome to the Calcoe branch, your trusted financial partner located at 1421 N Meadowwood Ln in beautiful Liberty Lake, WA. Nestled in Spokane County, our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading home from work or enjoying a day out, we're here to help. While you can visit us at our physical location, please note that official correspondence should be sent to our mailing address: 1421 N Meadowwood Ln, Ste 130, Liberty Lake, WA 99019-7613. This ensures your documents reach us promptly. At Calcoe, we understand that accessibility is crucial. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably access our services. We also offer ample parking for all our visitors. We're proud to serve you during our lobby hours from Monday through Friday, opening at 9:00 AM and closing at 5:00 PM. Our friendly staff is ready to assist you with various services tailored to meet your financial needs. While we currently do not have ATM services or drive-thru banking available, we invite you to explore the many ways we can support you inside the branch. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 509-922-7646. We look forward to welcoming you into our Calcoe family!

Member Eligibility

At Calcoe, we believe that everyone deserves a supportive community to help them thrive. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Spokane County area, you're likely eligible to join our family. We aim to provide financial services that cater to your needs while ensuring you feel valued and connected. For those who want to dive deeper into the specific eligibility criteria, you can check out more details at http://calcoefcu.com/become-a-member/ . Once you're ready to take the next step, opening an account with us is straightforward. Simply visit our account opening page at https://calcoefcu.com/online-loan-applications/ , or if you prefer a more personal touch, don't hesitate to give us a call at (509) 922-7646. We're excited to have you on board at our branch located at 1421 N Meadowwood Ln Liberty Lake Wa 99019, where your financial journey begins with friendly faces and dedicated support!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services help you manage payments seamlessly. Picture this: your customers can easily pay via credit or debit cards while you keep track of transactions effortlessly. This not only enhances customer satisfaction but also streamlines your cash flow. Located at 1421 N Meadowwood Ln Liberty Lake Wa 99019 in Liberty Lake, WA, we're here to partner with you on your journey toward success. Reach out today at (509) 922-7646 and discover how we can help your business thrive!

Tailored Loan Options

Imagine having the financial backing to purchase new equipment or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

While our branch primarily focuses on ATM Services Only, we ensure that these services are efficient and accessible for all our members. You can rely on us for quick cash withdrawals or balance inquiries whenever you need it. Our ATMs are strategically located to provide you with easy access during your daily activities, making managing your money hassle-free.

Banking Made Easy

In today's fast-paced world, having access to your finances anytime is essential. That's why Calcoe offers robust digital banking features. With our online banking platform, you can manage your accounts from the comfort of your home or on the go. Need to check your balance? Transfer funds? Or pay bills? Our easy-to-use online interface allows you to do all this and more with just a few clicks.

Join Our Community

By choosing Calcoe, you are not just opening an account; you are becoming part of a community that values relationships and shared success. We encourage you to explore the full range of services available and see how they can benefit you. For more information about joining us or for any inquiries, please check out our website at Cu*northwest. We invite you to experience the difference at Calcoe where your financial well-being is our top priority!

Personalized Assistance

Though we emphasize self-service options through digital platforms and ATMs, our friendly staff is always here to help when needed. Have questions about how to use our online services? Want guidance on managing your finances? Just give us a call at (509) 922-7646 or visit us during lobby hours from 9 AM to 5 PM, Monday through Friday. We're committed to ensuring that every member feels supported and informed.

Digital & Online Banking

Accessibility & Real-Time Management

At Calcoe, we believe in providing easy access to your financial information whenever you need it. Our digital banking tools empower you to take control of your finances with real-time account management features. Whether it's reviewing transactions or setting up alerts for important activities, you'll always be in the loop. Join us at Calcoe and experience the future of banking today! With our commitment to innovation and member service, managing your finances has never been easier or more secure.

Key Features

We know that security is a top priority for our members. That's why we provide electronic signature authorization, ensuring that your transactions are both safe and efficient. You can also opt for e-statements, which not only help you stay organized but also reduce paper clutter in your life. If you're always on the go, our mobile application makes banking even more convenient. From mobile payments to person-to-person transfers, you can handle all your banking needs right from your smartphone. Imagine being able to send money to a friend or pay bills while waiting in line it's that easy!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 7,477, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $44,315, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calcoe is your trusted partner. Visit us at 1421 N Meadowwood Ln Liberty Lake Wa 99019 or call (509) 922-7646 to learn more about how we can help you achieve your financial goals.

Investing Back Into You

With $4,829,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $716 in used auto loans and $33,006,642 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $8,746,024 in share certificates and $5,654,520 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $170,725 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $5,121,439, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,155 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $14,001,109 in used vehicle loans and $5,670,964 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our financing options are tailored to help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,187,972, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage products are here to support you every step of the way.

Other Loan Options

In addition to auto and mortgage loans, we provide various other lending options including total credit lines amounting to $6,153,261. This means you have access to additional funds when needed, making it easier for you to manage your financial obligations. If you're considering refinancing any existing loans or want more information on eligibility options, our team is here to guide you through the process. For more information about our loan offerings or to apply for a loan today, feel free to reach out at (509) 922-7646 or visit us at 1421 N Meadowwood Ln Liberty Lake Wa 99019 in Liberty Lake, WA. Our dedicated team is ready to assist you in finding the best solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $601,793 in loans helping members manage their finances effectively. Whether it's for unexpected costs or everyday purchases, our credit card solutions are designed to give you peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help you make informed decisions without the confusion often associated with loan shopping. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers so that users can trust they are getting accurate information when comparing loans. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, which guarantees that users receive trustworthy comparisons. Additionally, LendMesh does not feature Sponsored Listings; lenders are not prioritized based on paid promotions, ensuring that results remain unbiased and focused solely on what's best for the user. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions at any time. This dynamic approach allows individuals to quickly assess their options and choose loans that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the platform's effectiveness and credibility in helping consumers find suitable loan options. If you're ready to explore your loan possibilities, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CALCOE FEDERAL CREDIT UNION - Liberty Lake, WA