Calcasieu Teachers And Employees CU Sulphur LA

Introduction

Welcome to Calcasieu Teachers And Employees, your trusted financial partner since 1954! Located at 805 S Huntington St, Sulphur, LA 70663, our credit union is dedicated to serving our community with personal and business banking solutions that truly make a difference. With a strong foundation built over the years, we proudly support 4,727 members, offering a range of services designed to help you achieve your financial goals. At Calcasieu Teachers And Employees, we understand that each member's needs are unique. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or personal loans, we've got you covered. Our total assets stand at an impressive $57,412,617, reflecting our commitment to sound financial management and growth. With total deposits of $6,292,039 and a net worth of $9,387,565, you can trust that your money is in safe hands. While members can visit us at our branch in Sulphur, official correspondence should be sent to our mailing address: PO Box 16134, Lake Charles, LA 70616. Our friendly team is here to assist you during lobby hours from 9 AM to 4:30 PM, Monday through Friday. Under the leadership of CEO Jesse Busby and Board President Craig Barber, we strive to provide exceptional service and foster meaningful relationships within our community. Join us on this journey towards financial empowerment! For more information or assistance, feel free to call us at 337-527-2555 or visit our website at calteacherscu.com. Let's work together to build a brighter financial future!

Branch History & Mission

Our Mission

Our mission at Calcasieu Teachers And Employees is simple yet powerful: to provide exceptional financial services while enhancing the lives of our members and the community. We aim to empower individuals through education and support, ensuring they have the tools needed to achieve their financial goals. By focusing on both personal and business banking solutions ranging from checking accounts and auto loans to mortgage refinancing we strive to meet the diverse needs of our members. We believe that being part of a community means more than just providing financial products; it's about investing in relationships and supporting local initiatives. Over the years, we have partnered with various organizations and participated in community outreach efforts that foster growth and improvement within Sulphur and beyond. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 16134, Lake Charles, LA 70616. As we embrace advancements in technology, we also prioritize making banking easier and more accessible for everyone. Our online banking platform allows members to manage their accounts seamlessly from anywhere. With features like mobile payments and person-to-person transfers, we're dedicated to enhancing your banking experience. At Calcasieu Teachers And Employees, we are not just a credit union; we are a community hub where trust meets service. We invite you to join us on this journey. Experience firsthand how we can help you achieve your financial dreams while being an active part of a supportive community. Come visit us today!

Branch Location & Accessibility

Connect With Us

If you have questions or would like to learn more about what we can do for you, feel free to give us a call at 337-527-2555. We invite you to visit us soon and discover how Calcasieu Teachers And Employees can support your financial journey!

Nearby Landmarks and Accessibility

We're proud to be situated near local landmarks that make it easy for members to find us. You can swing by while visiting the nearby parks or shopping centers. Plus, we offer ample parking spaces right outside our branch, ensuring you can get in and out without hassle. Our facility is fully ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy our services comfortably.

Operating Hours and Services

Our doors are open Monday through Friday from 9 AM to 4:30 PM, making it easy for you to drop by at a time that works best for you. At Calcasieu Teachers And Employees, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and more. We also provide online and mobile banking options for those who prefer managing their finances from home. Unfortunately, we currently do not have ATM or drive-thru services available at this location. However, our friendly team is always here to help you with any transactions you need during lobby hours.

Member Eligibility

At Calcasieu Teachers And Employees, we believe in the power of community and support, welcoming you to join our family of members. If you're looking to become part of something special, all it takes is a connection to education or public service. Whether you're an educator, a staff member in local schools, or even a family member of someone who serves in these roles, you can easily qualify for membership. We pride ourselves on providing personalized financial services tailored to your needs, helping you achieve your goals with competitive rates and friendly service. Joining is straightforward! To learn more about the eligibility criteria, you can visit our detailed page at http://www.calteacherscu.com/join. If you're ready to take the next step, feel free to reach out at (337) 527-2555 for assistance or visit us at our branch located at 805 S Huntington St Sulphur La 70663. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly at your store or online without the hassle. Our merchant services make it easy for businesses to process transactions securely and efficiently. This means more time for you to focus on what matters most growing your business and serving your customers. Located at 805 S Huntington St Sulphur La 70663 in Sulphur, LA, we are dedicated to providing local businesses with personalized service and tailored solutions. If you're ready to take your business to the next level, contact us today at (337) 527-2555!

Comprehensive List Of Services

Credit Cards and Business Services

For those who enjoy rewards while shopping, our credit cards with rewards program lets you earn points on every purchase. It's an excellent way to save while spending! If you're a business owner, we also provide essential services like merchant services and business loans, which are designed to help you run your business smoothly.

Digital Access and Convenience

In today's fast-paced world, we recognize the importance of digital banking features. Our online platform includes options for mobile payments and person-to-person transactions, allowing you to handle all your financial needs at the touch of a button. Plus, with no ATMs or drive-thru services available at this branch, our digital offerings ensure that you have full access to your account without needing to visit us physically. Feel free to reach out if you have any questions about these services or need assistance setting up an account. You can contact us at 337-527-2555 during our lobby hours from 9 AM to 4:30 PM on weekdays.

Join Us Today!

Ready to take control of your financial future? Visit us at Calcasieu Teachers And Employees in Sulphur or check out our website at calteacherscu.com for more information on how we can serve you better. Together, let's build a stronger financial future!

Loans and Financing

When it comes to achieving your dreams like purchasing a new vehicle or buying a home our loan options can help make that happen. We offer auto loans and vehicle financing that allow you to drive off in the car you've always wanted. If you're considering homeownership or refinancing, our mortgage loans are structured to provide flexible terms that fit your budget. Additionally, our personal loans and debt consolidation services can assist you in managing existing debts effectively.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking options are designed to simplify your experience. Our checking and savings accounts are perfect for those who want to keep their money secure while earning interest. With easy access through our online and mobile banking platforms, you can manage your accounts anytime, anywhere, making it more convenient than ever to keep track of your finances.

Digital & Online Banking

Key Features for Your Convenience

Our digital banking platform includes features like E-Statements, which let you receive your account statements electronically. This not only saves paper but also makes it easier for you to keep track of your finances. Plus, with our Mobile Application, managing your accounts is even simpler. Whether you need to deposit checks, monitor transactions, or access customer support, everything is just a tap away. Another great feature is our Person-to-Person Transfers. You can easily send money to friends or family without needing to meet up in person. It's fast, secure, and perfect for those last-minute payments. For members who prefer using their phones for purchases, we offer Mobile Payments too! With this feature, you can pay at stores using just your smartphone. It's secure and eliminates the need to carry cash or cards.

Security You Can Trust

We prioritize your security. Our online banking platform employs advanced security measures to protect your personal information and transactions. Although we do not currently offer Electronic Signature Authorization, rest assured that all other processes are designed with your safety in mind. In conclusion, at Calcasieu Teachers And Employees, we strive to provide you with a banking experience that is not only user-friendly but also secure. Explore all these features today by visiting us online at https://www.calteacherscu.com/ and take control of your banking needs effortlessly!

Financial Strength

At Calcasieu Teachers And Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and aspirations. With a net worth of $9,387,565, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,743,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,992,141 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. In addition, our $25,792,853 in total loans and leases showcases our capacity to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $444,999, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 6,374, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calcasieu Teachers And Employees is your trusted partner. Visit us at 805 S Huntington St Sulphur La 70663 or call 337-527-2555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,059,880 in used vehicle loans and $6,326,815 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new vehicle or a reliable used car, we've got you covered.

Credit Lines

In addition to traditional loans, we provide credit lines that total $6,000,000. These lines can serve as an excellent resource for managing cash flow or covering unexpected expenses without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,277,113, make buying or refinancing simple. We offer flexible terms that can fit your budget and help make your dream home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product allows you to make purchases with ease while enjoying the benefits of rewards programs. If you're considering refinancing any existing loans, our team is here to assist you in exploring eligibility options tailored to your specific situation. We believe in making financing straightforward and accessible for everyone. For more information about our loan products or to discuss your specific needs, don't hesitate to reach out. You can contact us at (337) 527-2555, visit us at our branch located at 805 S Huntington St Sulphur La 70663, or explore our website at https://www.calteacherscu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Loan Aggregator

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