Calcasieu Teachers CU Moss Bluff LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Calcasieu Teachers And Employees, your trusted financial partner located at 482 Sam Houston Jones Pkwy, Moss Bluff, LA 70611. Established in 1954, we have proudly served our community for decades, helping over 4,727 members achieve their financial dreams. With total assets of $57,412,617 and deposits amounting to $6,292,039, we are dedicated to providing personalized banking solutions tailored to your needs. At Calcasieu Teachers And Employees, we understand the importance of community. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. We are here to support you with a variety of services, including checking and savings accounts, auto loans, mortgage financing, and more. Whether you are looking to buy a new car or save for your child's education, our team is ready to assist. Under the leadership of our CEO, Jesse Busby, and Board President Craig Barber, we strive to ensure that every member feels valued and supported. Our friendly staff of 13 employees is always available to answer your questions and help you navigate your financial journey. For official correspondence, please use our mailing address: PO Box 16134, Lake Charles, LA 70616. Feel free to reach out by calling us at 337-855-1010 or visiting our website at calteacherscu.com for more information on how we can serve you better. Join us today and experience the difference a credit union can make in your life!

Branch History & Mission

Community Focus

We understand that being a part of the community means more than just providing financial products; it involves active participation in making Moss Bluff a better place. Through partnerships with local organizations and outreach programs, we strive to give back and uplift those around us. While members can visit us at 482 Sam Houston Jones Pkwy Moss Bluff La 70611, official correspondence should be sent to PO Box 16134, Lake Charles, LA 70616. If you're looking for a credit union that values community ties and offers personalized service with state-of-the-art technology like online banking and mobile payments, look no further than Calcasieu Teachers And Employees. Join us today and discover how we can help you reach your financial goals while contributing positively to our beloved community! For more information or assistance, feel free to call us at (337) 855-1010 or explore our website at Calcasieu Teachers And Employees.

Our Mission

The mission of Calcasieu Teachers And Employees is straightforward yet powerful: to empower our members through reliable financial services while actively supporting our community. We believe that everyone deserves access to quality banking solutions that can help them achieve their goals be it purchasing a new vehicle, buying a home, or managing day-to-day expenses. Our total assets now stand at an impressive $57,412,617, reflecting our commitment to sound financial management and growth. We take pride in offering a range of services tailored for individuals and businesses alike, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is fully ADA-compliant, featuring ramps and designated parking spaces to ensure everyone can access our services without hassle. With ample parking available, you'll never have to worry about finding a spot when you visit us.

Call to Action

We're excited to support you on your financial journey! If you have any questions or want more information about our services, feel free to give us a call at 337-855-1010. We look forward to welcoming you soon!

Operating Hours and Services

Our friendly team is ready to serve you during lobby hours from 9 AM to 4:30 PM, Monday through Friday. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Need quick transactions? Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. Additionally, if you're looking for cash on-the-go, we have an ATM available right at the branch for your convenience.

Member Eligibility

At Calcasieu Teachers And Employees, we believe that becoming a member is like joining a close-knit family where you can access personalized financial services and support. If you're interested in joining us, you'll find that eligibility is quite straightforward. Our membership is open to those who live, work, or attend school in the Calcasieu area, making it easy for local residents to take advantage of our community-focused offerings. Whether you're looking for a new checking account, an auto loan, or just friendly financial advice, being part of our credit union means you have a partner in achieving your goals. The process of becoming a member is simple and welcoming. You can find detailed information about the eligibility criteria on our website at http://www.calteacherscu.com/join . Once you're ready to open an account, just give us a call at (337) 855-1010, and our team will guide you through every step. We can't wait to welcome you to Calcasieu Teachers And Employees, located at 482 Sam Houston Jones Pkwy Moss Bluff La 70611, where you'll enjoy not just banking services but also a supportive community atmosphere!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify payment processing for your business. Imagine a busy day at your store where customers can easily pay using their cards or mobile payments without any hassle. Our services ensure that you can focus on what matters most growing your business while we take care of the transactions. Visit us at 482 Sam Houston Jones Pkwy Moss Bluff La 70611 in Moss Bluff, LA or call us at (337) 855-1010 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Solutions Tailored for Success

If you're a business owner, we understand that having the right financial tools is crucial. Our business banking services include merchant services that make it easy for you to accept payments from customers. Additionally, we offer business loans to help you invest in growth opportunities or manage cash flow.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to access your accounts anytime, anywhere. You can transfer funds, pay bills, and even make person-to-person payments with just a few taps on your smartphone. Plus, our ATM services make cash withdrawals easy whenever you need them.

In-Person Support When You Need It

For those who prefer face-to-face interactions, we offer basic drive-thru banking services for quick deposits and withdrawals. Our friendly staff is always ready to assist with any questions or transactions you may have during regular lobby hours from 9:00 AM to 4:30 PM. We invite you to explore all that Calcasieu Teachers And Employees has to offer. For more information about our services or to speak with one of our representatives, give us a call at 337-855-1010. Join us today and experience a community-focused approach to banking!

Personal Banking Made Easy

Managing your finances can feel overwhelming, but with our personal banking services, it doesn't have to be. We offer checking and savings accounts designed for everyday use, helping you save for that vacation or manage monthly expenses with ease. If you're in the market for a vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. Plus, if you're considering buying a home or refinancing your existing mortgage, our mortgage loans and refinancing services provide competitive rates and personalized support. For those looking to consolidate debt or fund personal projects, our personal loans can help streamline your finances. And don't forget about our credit cards with rewards, allowing you to earn points on everyday purchases that can turn into exciting benefits!

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.calteacherscu.com/ , you can access your accounts 24/7. Whether you're checking your balance, making transfers, or paying bills, everything is just a few clicks away. We prioritize security, so you can feel safe knowing that your personal information is protected while you manage your finances.

Easy Authorization Processes

While we currently do not support electronic signature authorization, our team is always here to assist you with any paperwork or questions you may have. Our goal is to make every interaction as straightforward as possible. In summary, whether you're using our online platform or mobile app, Calcasieu Teachers And Employees ensures that managing your finances is convenient and secure. Experience banking made easy today!

Mobile Banking Features

For those who prefer banking on their mobile devices, our mobile application offers all the features you need. You can make person-to-person transfers easily, allowing you to send money to friends and family without any hassle. Plus, with our mobile payments feature, paying for purchases has never been simpler you can do it right from your phone!

Stay Organized with E-Statements

Keeping track of your financial documents is crucial. That's why we offer e-statements at Calcasieu Teachers And Employees. This feature allows you to view and download your account statements anytime, reducing paper clutter and making it easier for you to stay organized.

Financial Strength

A Trusted Partner

Total Share Accounts stand at 6,374, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Calcasieu Teachers And Employees is your trusted partner. Visit us at 482 Sam Houston Jones Pkwy Moss Bluff La 70611 or call (337) 855-1010 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $6,992,141 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $317 in used auto loans and a total of $25,792,853 in loans and leases.

Member-Centric Savings Opportunities

Members' savings are secured through $10,743,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $444,999, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees who are dedicated to providing excellent service.

Solid Financial Foundations

With a net worth of $9,387,565, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,635 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,059,880 in used vehicle loans and $6,326,815 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option for both new and used vehicles.

Credit Lines

For those who need access to funds without the hassle of applying for a separate loan each time, our credit lines are an excellent choice. With a total of $6,000,000 available, you can tap into funds whenever necessary. At Calcasieu Teachers And Employees, we strive to make financing accessible for everyone. If you're considering refinancing your current loans or exploring eligibility options for any of our products, feel free to reach out. Our knowledgeable team is here to assist you every step of the way. For more information on our loan offerings or to speak with a representative, please call us at (337) 855-1010 or visit us at our branch located at 482 Sam Houston Jones Pkwy Moss Bluff La 70611 in Moss Bluff, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,277,113, make buying or refinancing simple. We also provide guidance through the mortgage process, ensuring you understand each step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with great benefits, allowing you to keep your spending within control while enjoying peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By working exclusively with verified institutions, LendMesh guarantees that the information you access is both current and reliable.

CALCASIEU TEACHERS AND EMPLOYEES CREDIT UNION - Moss Bluff, LA