Cal State L.A. Credit Union Los Angeles CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cal State L.a., your trusted financial partner located at 2445 Mariondale Ave, Los Angeles, CA 90032. Since our establishment in 1961, we've proudly served our community and built lasting relationships with over 4,815 members. At Cal State L.a., we believe that everyone deserves access to reliable financial services tailored to their needs. Our credit union is not just about numbers though we are proud of our solid foundation, boasting total assets of $76,356,806 and total deposits of $2,538,028. We work hard to ensure our members benefit from competitive loan offerings, with a total of 2,252 loans and leases granted so far. Our commitment to you goes beyond transactions; it's about building a financially secure future together. Under the leadership of CEO Marc Jacoby and Board President Maria Gutierrez, our team of 14 dedicated employees strives to make your banking experience personal and friendly. Whether you need help with checking accounts, auto loans, or mortgages, we're here for you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same address: 2445 MARIONDALE AVE, LOS ANGELES, CA 90032. You can reach us easily at (323) 505-2600 during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM, and Saturdays from 9:00 AM to 2:00 PM. We invite you to explore all the services we offer at Cal State L.a.. Join us today and experience how we're transforming banking into a community-focused service that values you!

Branch History & Mission

At Cal State L.a., we take pride in our rich history and unwavering commitment to serving our community in Los Angeles, California. Established in 1961, our branch has grown from humble beginnings into a vibrant financial institution, proudly supporting over 4,800 members today. We are located at 2445 Mariondale Ave, Los Angeles, CA 90032, a convenient spot for our members near local schools and parks. Our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We aim to create a welcoming environment where every member feels valued and empowered to achieve their financial goals. Whether it's through personal banking solutions like checking and savings accounts or loans for vehicles and homes, we are dedicated to meeting the diverse needs of those we serve. Over the years, Cal State L.a. has continually adapted to better serve our members. As part of our commitment to innovation, we have embraced digital advancements that make banking easier than ever. From online banking and mobile payments to e-statements, we ensure that access to your finances is just a click away. Our ATM is available for quick cash withdrawals, and while we do not offer drive-thru service, our lobby hours from 9:00 AM to 5:00 PM Monday through Friday (and 9:00 AM to 2:00 PM on Saturdays) provide ample opportunity for in-person assistance. In addition to providing top-notch financial products, we believe in giving back to the community that supports us. Our partnerships with local organizations allow us to participate in outreach efforts that enhance the lives of residents in Los Angeles. We understand that being a good neighbor means more than just offering services; it means actively contributing to the well-being of our community. As we look toward the future, Cal State L.a. remains steadfast in its mission empowering members through education and resources while fostering a spirit of collaboration within the community. We invite you to join us on this journey! Experience firsthand how Cal State L.a. can help you reach your financial aspirations. For more information or to become a member today, please call us at 323-505-2600 or visit our website at www.calstatela-fcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Variety of Services Just for You

At Cal State L.a., we pride ourselves on offering a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards we've got you covered! If you're looking for business banking options as well, we provide merchant services and business loans too. While members can visit us at 2445 Mariondale Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have any questions or need assistance, don't hesitate to give us a call at 323-505-2600. We invite you to come experience the friendly service and community-focused atmosphere at Cal State L.a.! Whether you're opening a new account or seeking financial advice, we look forward to welcoming you into our branch soon!

Convenient Access and Features

At our Cal State L.a. branch, we prioritize your convenience. We have ample parking available, and our location is designed with accessibility in mind, featuring ramps and ADA-compliant entrances for all our members. Plus, if you prefer to do your banking on-the-go, we offer an ATM on-site to make cash withdrawals and balance checks quick and easy.

Operating Hours That Fit Your Schedule

We understand that life can get busy, so we're here for you during flexible hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 2:00 PM for drive-thru services. This way, you can find a time that works best for you to stop by!

Member Eligibility

At Cal State L.a., we believe that becoming a member is like joining a caring community that supports your financial goals. If you're looking to become part of our family, it's easy! Membership is open to anyone who lives, works, worships, or attends school in the Los Angeles area. We also welcome immediate family members of current members, making it a wonderful opportunity for families to benefit together. Joining us means gaining access to personalized services designed just for you, from checking and savings accounts to auto loans and credit cards with rewards. To get started on your membership journey, feel free to visit us at our branch located at 2445 Mariondale Ave Los Angeles Ca 90032 or give us a call at (323) 505-2600. For detailed eligibility criteria, you can check out our website at http://www.calstatela-fcu.org/about-us/who-can-join. Once you're ready to open an account, simply follow the steps outlined at https://mobicint.net/csl/autoenrollment/start. We can't wait to welcome you into the Cal State L.a. community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a thriving café where customers can easily pay using their mobile devices, or a retail store that offers seamless transactions at checkout. Our merchant services are designed to simplify payment processing, allowing you to focus on what matters most your business. With solutions that fit various industries, we help you enhance customer experiences while streamlining your operations. If you're looking for a financial partner who truly cares about your success, visit us at 2445 Mariondale Ave Los Angeles Ca 90032 in Los Angeles, CA or call us at (323) 505-2600. Let's work together to turn your business aspirations into reality!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific amounts for member and non-member commercial loans, our focus remains on providing flexible financing options to meet your needs as you expand and innovate.

Comprehensive List Of Services

Accessing Your Funds

Our commitment to accessibility extends to our ATM services as well. With basic ATM access available for withdrawals and balance checks, getting cash when you need it is simple and hassle-free. If you're ready to explore these services further or have questions about how we can assist you better, please don't hesitate to reach out! Call us at 323-505-2600, or visit us in person at our branch in Los Angeles. Join us at Cal State L.a., where your financial goals become our mission!

Business Banking Solutions

For our business members, we offer robust business banking services that include merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support your growth with tailored financial products.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options that let you manage your accounts from anywhere at any time. You can make deposits, transfer funds, pay bills, and even send money through person-to-person payments right from your smartphone or computer.

Flexible Loan Options

Life can sometimes bring unexpected expenses, which is why we also provide personal loans and debt consolidation solutions. These can give you the financial relief you need during tough times. Plus, our credit cards with rewards allow you to earn points on every purchase, making it easier to treat yourself or save for something special.

Personal Banking Made Easy

We offer various personal banking services that can help you manage your money more effectively. With our checking and savings accounts, you can easily keep track of your finances while earning interest on your savings. For those looking to purchase a vehicle, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services can provide you with competitive rates and flexible terms.

Digital & Online Banking

At Cal State L.a., we believe banking should be as easy as checking your phone. That's why we offer a range of digital and online banking services designed to give you convenient access to your accounts anytime, anywhere. Our secure platform ensures your information stays safe while you manage your finances with ease. One of the highlights of our offerings is our robust online banking service, which you can explore at http://www.calstatela-fcu.org/. With 24/7 access, you can check balances, pay bills, and transfer funds whenever it suits you. Plus, if you're on the go, our mobile application provides all the features you need right at your fingertips. You can download it today for a truly mobile banking experience. Need to send money quickly? Our person-to-person transfers make it easy to send funds directly to friends or family without needing cash or checks. And if you're looking to go paperless, we offer e-statements so you can view your account statements securely online no more waiting for mail! Security is a top priority at Cal State L.a.. While we currently do not support electronic signature authorization, our systems are designed with multiple layers of protection to keep your information secure. You can feel confident knowing that your personal data is safe while using our services. And if you're interested in making payments through your smartphone, we've got you covered with mobile payments! Whether it's buying coffee or groceries, just a tap on your phone can handle it all. Join us at Cal State L.a. and enjoy a banking experience that fits into your life, whether you're at home or on the move. Visit http://www.calstatela-fcu.org/ today to learn more about how we can help simplify your financial journey!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $-21,979, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 14 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 9,075 share accounts, our strong and growing member base shows the trust you place in us with your finances. Additionally, the funds available for lending stand at $120,370, highlighting our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cal State L.a. is your trusted partner. Visit us at 2445 Mariondale Ave Los Angeles Ca 90032 or call (323) 505-2600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,623,824 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,711,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $6,364,997 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors, with $350 in used auto loans and $56,431,270 in total loans and leases.

Solid Financial Foundation

With a net worth of $6,896,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,259,787 in used vehicle loans and $4,134,381 in new vehicle loans already helping members get on the road. We provide flexible financing solutions to ensure you can find the right fit for your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $833,798 in loans helping members manage their finances effectively. This option is ideal for those who want the convenience of credit without the need for collateral.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $13,770,000. This gives our members the flexibility to draw funds as needed while only paying interest on what they use. At Cal State L.a., our goal is to empower you through financial assistance that makes sense for your situation. For performance insights and financial data regarding our offerings, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all our loan products today and take the first step towards achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,130,987, make buying or refinancing simple. We also offer refinancing options that can help lower your monthly payments or access cash from your home's equity.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive.

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