Cahp Credit Union Sacramento CA | Convenient ATM Services Only

Introduction

Welcome to Cahp, your trusted credit union located at 2843 Manlove Rd, Sacramento, CA 95826. Since our establishment in 1969, we've been committed to providing financial services that empower our community. With a strong membership base of over 21,952 members, we pride ourselves on being more than just a financial institution; we are a part of your journey towards achieving your financial goals. At Cahp, we understand the importance of community and personal relationships. Our dedicated team, led by CEO Audrey Pappas and Board President Paul Duran, works tirelessly to ensure that you have access to the resources you need. With total assets of $343,155,450 and total deposits amounting to $18,952,798, we stand firm in our commitment to safeguarding your funds while supporting your aspirations. We're here for you with a wide array of services designed for all your financial needs. Whether you're looking for loans having issued over 17,609 loans and leases or simply want to manage your savings effectively with our competitive deposit options, we have something for everyone. And if you ever need assistance or guidance, don't hesitate to reach out; our friendly staff is just a phone call away at (916) 362-4191. While members can visit us at our branch location for their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 276507, Sacramento, CA 95827-6507. Join us at Cahp today and experience the difference of being part of a credit union that truly cares about its members and the community. We look forward to serving you! For more information about our services or to become a member, please visit our website at cahpcu.org.

Branch History & Mission

Welcome to Cahp, where our journey began in 1969. Nestled in the heart of Sacramento, California, our branch at 2843 Manlove Rd has a rich history marked by dedication to our members and community. Over the years, we have grown from a small credit union into a trusted financial partner for over 21,952 members, with total assets reaching an impressive $343,155,450. From our humble beginnings, Cahp has evolved significantly. Our mission has always been clear: to provide exceptional financial services while supporting the local community. We believe that everyone deserves access to quality financial products and services. As we grew, so did our commitment to enhancing the lives of our members through responsible banking practices. At Cahp, we understand that relationships matter. Our friendly staff is always ready to assist you during our operating hours of Monday through Friday from 8:00 AM to 4:30 PM. Whether you're looking for a personal loan or advice on saving for your future, we're here for you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 276507, Sacramento, CA 95827-6507. Cahp is not just about banking; it's about building a community. We take pride in actively engaging with local organizations and participating in outreach efforts that make a difference. Our initiatives aim to empower individuals and families by promoting financial literacy and providing resources that support their needs. As technology advances, we've embraced digital solutions while ensuring accessibility for all. We offer online banking services that allow you to manage your accounts conveniently. Additionally, we are committed to ADA compliance and customer-centric initiatives designed to make banking easier for everyone. Join us at Cahp as we continue this journey together! Experience the benefits of becoming a member of our credit union where your financial success is our priority. Let's build a brighter future together! For any inquiries or assistance, feel free to reach out at 916-362-4191.

Branch Location & Accessibility

Easy Access and Parking

At Cahp, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points for those who may need assistance. Ample parking is available right outside our doors, so you can park conveniently and head straight into the branch without any hassle.

Friendly Hours Just for You

We know that life can get busy. That's why our doors are open Monday through Friday from 8:00 AM to 4:30 PM. Whether you're stopping by during your lunch break or after work, our friendly staff is ready to help you with a wide range of services.

Get In Touch!

Have questions or need assistance? Don't hesitate to give us a call at 916-362-4191. We're eager to support you on your financial journey! Stop by today and discover how Cahp can make banking a breeze for you!

Services Tailored to Your Needs

While we don't offer drive-thru banking or ATMs at this location, our team is here to assist you with everything from account inquiries to loan applications. We pride ourselves on providing personalized service that makes banking easier and more approachable for everyone.

Member Eligibility

At Cahp, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to become part of our community, the process is quite simple! We welcome individuals who live, work, or worship in our service areas, and even those who have family members already with us. This means there's a good chance you qualify! You can find detailed eligibility criteria at this link, so feel free to check it out for the most up-to-date information. Once you confirm your eligibility, opening an account is a breeze! Just give us a call at (916) 362-4191 or stop by our branch at 2843 Manlove Rd Sacramento Ca 95826 during our operating hours. Our friendly staff will guide you through the steps to set up your membership. Joining Cahp not only gives you access to various financial products but also connects you with a supportive community dedicated to helping you achieve your financial goals. We can't wait to welcome you aboard!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,689,516, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to simplify your transactions. Picture this: you run a bustling retail store and need a reliable way to process payments. Our merchant solutions provide quick and secure payment options, allowing you to focus on what matters most delighting your customers. Visit us at 2843 Manlove Rd Sacramento Ca 95826 in Sacramento, CA, or call us at (916) 362-4191 to discover how we can support your business goals today!

Comprehensive List Of Services

Banking Made Easy

Whether you're looking to access your funds or manage your accounts, we offer ATM Services Only that provide you with quick and easy access to your money. Imagine being able to withdraw cash or check your balance without the hassle of waiting in line. Our ATM services are designed for members who prefer flexibility and convenience, allowing you to take care of your banking needs on the go.

Digital Convenience

In today's fast-paced world, having access to digital banking features is essential. At Cahp, we ensure that our members can easily engage with their finances through online banking platforms. This means you can view your transactions, transfer funds, and pay bills from the comfort of your home or while you're out and about. Our mobile application makes it even easier to manage your accounts with just a few taps on your smartphone.

Join Us Today!

If you're looking for a credit union that offers both comprehensive services and personal support, look no further than Cahp. Visit us today at 2843 Manlove Rd Sacramento Ca 95826 in Sacramento, CA, or explore more about our offerings by visiting our website at Main Office. We're excited to help you achieve your financial goals!

Member-Centric Approach

We believe in putting our members first. If you ever have questions or need assistance, our friendly staff at Cahp are just a phone call away at (916) 362-4191. We're dedicated to ensuring that all members feel supported and informed about their financial choices.

Digital & Online Banking

Key Features

Our digital offerings include e-statements, which allow you to receive and review your account statements electronically. This not only helps the environment but also makes accessing your financial information easier than ever. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer mobile banking, our user-friendly mobile application is available for download, making it easy to handle transactions right from your smartphone. You can also take advantage of our mobile payments feature, allowing for quick and secure payments without the hassle of carrying cash or cards. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in a few simple taps. Whether it's splitting a bill or sending a gift, transferring money has never been more straightforward.

Safety First

We prioritize security in all our digital banking services. With robust encryption and security measures in place, you can feel confident knowing that your personal information is protected while using our online tools. In summary, Cahp offers a comprehensive suite of digital banking services tailored to meet your needs. Experience the ease of managing your finances with us today!

Financial Strength

Growing Membership Base

With a total of 39,436, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our ability to support your financial ambitions. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cahp is your trusted partner. Visit us at 2843 Manlove Rd Sacramento Ca 95826 or call (916) 362-4191 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $158,299,124 in share certificates and $15,023,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to excellence is further reflected in our $24,725,295 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,507 in used auto loans and $283,746,166 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $30,648,263, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,447,673 in used vehicle loans and $81,395,372 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates on both new and used vehicle loans to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $4,689,516 provide the capital needed to grow and expand. Our team is ready to work closely with you to find financing solutions tailored to your specific business needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,639,966, make buying or refinancing simple. We are here to guide you through every step of the process, making it easier for you to secure your dream home.

Refinancing Opportunities

If you're considering refinancing your current loans, we can help you explore eligibility options that could potentially save you money on interest rates. Don't hesitate to reach out for more information on how we can assist you in this process. At Cahp, we are committed to providing quality financial services tailored to our members' needs. Feel free to contact us at (916) 362-4191 or visit us at 2843 Manlove Rd Sacramento Ca 95826, Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,374,429 in loans helping members manage their finances effectively. These cards come with features designed to give you peace of mind while providing easy access to funds when needed.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate and current rates to help you make informed decisions.

Cahp