Cahp Credit Union Rancho Cucamonga CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cahp, your trusted financial partner in the heart of Rancho Cucamonga, CA. Located at 9471 Pittsburgh Ave, Rancho Cucamonga, CA 91730, we have been serving our community since 1969. With a dedicated team of 34 employees, we strive to provide personalized banking solutions that cater to your unique financial needs. At Cahp, we pride ourselves on our strong commitment to our members, reflected in our growing membership of over 21,952 individuals. Our total assets exceed $343 million, demonstrating our stability and ability to support you through various financial journeys. Currently, we manage over $18.9 million in deposits and maintain a healthy net worth of $30.6 million, ensuring that your savings are secure with us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 276507, Sacramento, CA 95827-6507. Led by our CEO, Audrey Pappas, and Board President, Paul Duran, we are focused on building lasting relationships within the community. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we offer a range of options tailored just for you. We invite you to visit our website at cahpcu.org for more information or call us at 909-599-9976 during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM. Join us at Cahp and experience the difference in member-focused service today!

Branch History & Mission

At Cahp, our journey began in 1969 when we opened our doors to the community of Rancho Cucamonga, CA. Since then, we have grown from a small credit union into a vibrant financial institution, proudly serving over 21,000 members. Our branch is located at 9471 Pittsburgh Ave, just a stone's throw from local landmarks that make our community special. Whether you're visiting us for personal banking needs or to learn about business services, you'll find us conveniently situated in the heart of Rancho Cucamonga. Our mission at Cahp is clear and impactful: we strive to empower our members through exceptional financial services while fostering a sense of community support. We understand that banking is not just about transactions; it's about building relationships and helping individuals achieve their dreams. With total assets exceeding $343 million, we are committed to providing diverse offerings such as auto loans, mortgage refinancing, and personal loans all designed with our members' best interests in mind. As we continue to evolve, we embrace technology to enhance your banking experience. Our digital advancements include online banking and mobile payment options that allow you to manage your finances on-the-go. We also ensure that our facilities are ADA compliant so everyone can access our services comfortably. Cahp is more than just a financial institution; we're deeply invested in the welfare of our community. Our outreach efforts include partnerships with local organizations aimed at supporting education and financial literacy initiatives. We believe that by giving back, we can help shape a brighter future for all residents of Rancho Cucamonga. While members can visit us at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730, official correspondence should be sent to PO Box 276507, Sacramento, CA 95827-6507 if needed. Our operating hours are Monday through Friday from 8:00 AM to 4:30 PM, ensuring we are available when you need us most. We invite you to join Cahp and experience the benefits of being part of a community-focused credit union. Together, let's build a stronger financial future! For more information or to become a member today, call us at (909) 599-9976 or visit us online at Cahp Credit Union.

Branch Location & Accessibility

Call to Action

We invite you to stop by the Cahp Southern Branch today! If you have any questions or need assistance before visiting, feel free to give us a call at 909-599-9976. Your financial well-being is our priority, and we're here to help you every step of the way!

Nearby Landmarks and Accessibility Features

Nestled near key landmarks and local businesses, our branch is easy to find. Whether you're stopping by after a trip to the nearby Victoria Gardens or on your way home from work, we're just around the corner. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and parking spaces for everyone's convenience.

Operating Hours and Services

At Cahp Southern Branch, we understand that your time is valuable. That's why we offer flexible hours to accommodate your busy schedule. You can visit us Monday through Friday from 8:00 AM to 4:30 PM. Our team is ready to assist you with a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also have an ATM available for quick cash withdrawals and balance checks. However, please note that we currently do not have drive-thru banking available at this location.

Member Eligibility

Becoming a member of Cahp feels like joining a family that truly cares about your financial well-being. Located at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730, we welcome anyone who lives, works, worships, or attends school in our community. Our goal is to create a supportive environment where you can thrive financially. You'll find that being a member opens doors to great benefits, including competitive rates on loans and savings accounts, personalized service, and access to exclusive financial education resources. Joining us is easy! All you need to do is meet our eligibility criteria, which you can find in detail at . If you have any questions or need assistance along the way, feel free to reach out to us at (909) 599-9976. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Financing Options That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,689,516, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine being able to accept payments easily while managing cash flow efficiently. Whether you're a local shop or a growing enterprise, our solutions can adapt to fit your needs. Visit us at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730 in Rancho Cucamonga, CA, or call us at (909) 599-9976 to learn how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car, our auto loans and vehicle financing solutions are tailored to help you get behind the wheel without stress. We understand that buying a vehicle is a significant investment, so we provide competitive rates and flexible terms. Picture yourself driving off in that new car while knowing you've made a smart financial choice with our assistance.

Business Banking

For our business members, we provide essential services like merchant services and business loans. We know running a business comes with its challenges; thus, we're dedicated to helping you succeed by offering tailored financial solutions that can grow alongside your enterprise.

Convenient Access Options

At Cahp, convenience is key. We have an ATM available for easy cash withdrawals and balance checks, allowing you access whenever you need it. While we don't have drive-thru service currently, our online banking features ensure you can manage your accounts anytime from anywhere. In summary, whether you're looking for personal banking options or business solutions, Cahp is here to guide you through every aspect of your financial life. We're dedicated to providing exceptional service and making banking accessible and straightforward. Ready to take the next step? Contact us at (909) 599-9976 or visit us at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730 in Rancho Cucamonga, CA today! Let's work together towards achieving your financial goals!

Credit Cards with Rewards

For those who love rewards, our credit cards come with attractive benefits that can enhance your purchasing power. Every time you use your card, you're earning rewards that can be redeemed for various perks imagine enjoying cashback on everyday purchases or points toward travel.

Mortgage Loans & Refinancing

Are you considering buying a home or refinancing your current mortgage? Our mortgage loans are designed to make home ownership attainable for everyone. We work closely with you to find the right solution that fits your budget and goals. Imagine settling into your dream home with a mortgage plan that's manageable and beneficial for you.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or just need a reliable account for everyday transactions, we've got you covered. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, managing your finances has never been easier.

Personal Loans & Debt Consolidation

We also offer personal loans and debt consolidation services to help streamline your finances. Whether it's funding a major purchase or consolidating multiple debts into one manageable payment, we're here to assist you every step of the way. Think about the relief you'll feel once you simplify your financial obligations.

Digital & Online Banking

Key Features

We know that safety is a top priority for our members. That's why we provide features like electronic signature authorization, allowing you to securely sign documents from the comfort of your home. Plus, with e-statements available, you can easily access your account statements without the clutter of paper. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick. Just enter their details and send money in real time no need to visit a branch! For those who prefer managing their finances on the go, our mobile application offers an easy way to access all these features from your smartphone. With mobile payments enabled, you can make purchases directly from your device, making shopping even more convenient. Whether you're at home or out and about, Cahp ensures that managing your money is not only easy but also secure. Join us today and experience how our digital banking solutions can simplify your financial life!

Financial Strength

Financial Health and Stability

With a net worth of $30,648,263, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts stand at 39,436, showcasing a strong and growing member base that trusts us with their finances. This reflects our dedication to serving you well while maintaining an accessible banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cahp is your trusted partner. Visit us at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730 or call (909) 599-9976 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $158,299,124 in share certificates and $15,023,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $24,725,295 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,507 in used auto loans and $283,746,166 in total loans and leases.

Loan Offering

Additional Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We aim to make the lending process as transparent and accessible as possible. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 9471 Pittsburgh Ave Rancho Cucamonga Ca 91730 in Rancho Cucamonga, CA, or give us a call at (909) 599-9976 to learn more about how our loan offerings can help meet your financial needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,447,673 in used vehicle loans and $81,395,372 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward processes for both new and used vehicle financing, making it easier for you to drive away in your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $4,689,516 provide the capital needed to grow and expand. Whether you're looking for financing for equipment, inventory, or operational costs, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,639,966, make buying or refinancing simple. We guide you through each step of the process so that you can feel confident as you invest in your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,374,429 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs, providing you with the tools to handle your spending wisely.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that all offers displayed are fair and transparent, giving users confidence in their choices.

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