Caddo Parish Teachers CU Shreveport LA | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Caddo Parish Teachers, your trusted financial partner located at 4625 Hearne Ave, Shreveport, LA 71108. Since our establishment in 1963, we have proudly served our community with dedication and a commitment to providing exceptional financial services. With a total membership of 3,335 and assets amounting to an impressive $16,976,979, we strive to ensure that every member feels valued and supported. At Caddo Parish Teachers, our mission goes beyond just banking; we aim to empower individuals and families by offering a range of services tailored to meet their needs. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, we are here for you every step of the way. Our total loans and leases stand at 956, showcasing our commitment to helping members achieve their financial goals. While members can visit us at our branch address for personal service, official correspondence should be sent to our mailing address: PO BOX 3133, SHREVEPORT, LA 71133. Our friendly team is led by CEO Eric Monroe and Board President Melvin Ashley, both dedicated to fostering a welcoming environment where members can thrive financially. With total deposits of $608,226 and a net worth of $3,705,374, Caddo Parish Teachers is well-equipped to handle your financial needs with reliability and trustworthiness. We understand the importance of having cash on hand; that's why we maintain a solid cash reserve of $317,500 for added security. We invite you to explore what Caddo Parish Teachers has to offer. Whether you're looking for a loan or simply want advice on managing your finances better, we're just a call away at 318-631-5640. Join us today in building a brighter financial future together!

Branch History & Mission

A Legacy of Growth

Caddo Parish Teachers began its journey with the simple goal of providing financial services tailored for educators. Over the years, we have evolved to meet the changing needs of our community while maintaining our commitment to exceptional service. Our growth is not just reflected in our numbers but in the lives we touch every day. In addition to offering personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide support through initiatives aimed at enhancing financial literacy among our members. Through partnerships with local schools and organizations, we strive to empower our community members by giving them the tools they need to make informed financial decisions.

Community Commitment

As a member-focused credit union, we are deeply committed to our local community. Our outreach efforts extend beyond financial services; we actively engage in various community events that promote education and well-being. Whether it's sponsoring local school programs or participating in health fairs, Caddo Parish Teachers is here to lend a hand wherever needed.

Join Us Today!

We invite you to become part of the Caddo Parish Teachers family. By joining us, you're not only gaining access to quality financial products but also contributing to a legacy of support within our community. Experience the difference that comes with being a member where your needs matter most. Visit us online at CPTFCU.org or stop by our branch today! Together, let's build a brighter financial future for all!

Our Mission

At Caddo Parish Teachers, our mission is clear: We exist to serve our members by providing accessible financial solutions that foster stability and growth within our community. We understand that banking is not just about transactions; it's about building relationships and supporting each other through life's ups and downs. Our operating hours from Monday to Friday, 9:00 AM to 5:00 PM are designed for your convenience. While we do not offer ATM services at this branch, we are proud of our drive-thru banking option which allows you to conduct essential transactions without leaving your vehicle. If you need to reach us, feel free to call us at 318-631-5640 or send official correspondence to PO BOX 3133, Shreveport, LA 71133.

Branch Location & Accessibility

Welcome to Caddo Parish Teachers, your friendly neighborhood credit union located at 4625 Hearne Ave in the heart of Shreveport, LA. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or visiting nearby attractions. Whether you're grabbing a coffee or heading to the grocery store, we are just a stone's throw away! At our branch, we prioritize your convenience and accessibility. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at PO BOX 3133, Shreveport, LA 71133. We strive to create an inviting environment with ample parking and ADA-compliant features, ensuring everyone can access our services with ease. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can stop by before or after work. With a drive-thru service available for quick transactions like deposits and withdrawals, we make banking simpler than ever. While we currently do not offer ATM services, rest assured that our friendly team is here to assist you with all your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're committed to providing quality financial solutions tailored just for you. Feel free to give us a call at 318-631-5640 if you have any questions or need assistance. We invite you to visit us soon at Caddo Parish Teachers and experience our welcoming atmosphere firsthand!

Member Eligibility

At Caddo Parish Teachers, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you work, live, or worship in Caddo Parish, you're already eligible to join our family. We pride ourselves on providing personalized services tailored to your needs, whether it's saving for the future or getting help with loans. Plus, members enjoy lower fees and better rates compared to traditional banks. For more details on eligibility requirements, feel free to check out our website at . When you're ready to open an account and start experiencing these benefits, just visit us at http://www.ezcardinfo.com/login.aspx ?id=38c6514c-5865-4444-8328-0a3a8d164b0b&mode=enrollment&bid= or give us a call at (318) 631-5640. We're excited to have you join us at 4625 Hearne Ave, Shreveport, LA 71108!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we are here to guide you through the financing process when you're ready. Our goal is to ensure that each business owner can access the funds needed for their next big step.

Merchant Services

In addition to loans, we provide merchant services that make daily transactions easier for your business. Whether you're a retail shop or an online service provider, having reliable payment processing solutions can streamline your operations. Imagine how much smoother sales will be when you have quick and secure ways for customers to pay. Located at 4625 Hearne Ave Shreveport La 71108 in Shreveport, LA, our team is ready to assist you with all your business banking needs. Connect with us today at (318) 631-5640 to discover how we can support your journey toward success!

Comprehensive List Of Services

Accessibility Features

For those who prefer in-person service, our branch provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Though we currently do not offer ATM services at this location, our team is always ready to assist via phone at (318) 631-5640 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. At Caddo Parish Teachers, we believe that everyone deserves access to quality financial services without unnecessary hassle. We invite you to visit us at 4625 Hearne Ave Shreveport La 71108 or explore more about what we offer by visiting our website at Main Site. Join us today and let us help you take control of your financial future!

Business Banking Services

For our business members, we provide essential banking services that support growth and success. Merchant services make transactions easier for your customers, while business loans offer the funding needed to expand operations or invest in new projects.

Credit Options

When it comes to credit, Caddo Parish Teachers has got you covered! Our credit cards come with rewards programs, allowing you to earn points on everyday purchases. If you're facing debt challenges, our personal loans for debt consolidation can simplify your payments and reduce stress.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and deposit checks all from the comfort of your home or on the go using our user-friendly app.

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer various personal banking services designed for convenience and accessibility. From checking and savings accounts that help you manage everyday expenses to auto loans and vehicle financing that put you behind the wheel of your dream car, we have solutions for every stage of life. Our mortgage loans and refinancing options can assist you in purchasing your first home or adjusting your existing mortgage for better terms.

Digital & Online Banking

Key Features

For added convenience, we provide e-statements that let you view your account statements electronically. No more paper clutter! You can also enjoy the benefits of electronic signature authorization, making it easier than ever to complete transactions securely from the comfort of your home. If you're on the go, our mobile application is designed to fit right into your lifestyle. With features like mobile payments, managing your finances is as simple as tapping your phone. You can even send money quickly with person-to-person transfers, allowing you to share expenses effortlessly with friends or family.

Security and Accessibility

We prioritize your security at every step. Our digital banking services use advanced encryption technology to keep your information safe. Plus, our user-friendly interface ensures that even if you're not tech-savvy, you'll feel comfortable navigating through all our features. Whether you're checking your account balance or making a quick payment, Caddo Parish Teachers makes it easy and secure for you to manage your finances in real time. We're here to support you every step of the way on your financial journey!

Financial Strength

A Growing Membership Base

Our community continues to grow with a total of 5,186 share and deposit accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caddo Parish Teachers is your trusted partner. Visit us at 4625 Hearne Ave Shreveport La 71108 or call (318) 631-5640 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency is reflected in our $212,753 which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees ready to assist you with all your banking needs.

Member-Focused Savings

Members' savings are secured through $1,859,667 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. This is evident as we focus our resources on you with no non-member deposits.

Reinvesting in Our Community

With $2,902,960 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $223 in used auto loans and $7,602,207 in total loans and leases available to help you achieve your financial goals.

Solid Financial Foundation

With a net worth of $3,705,374, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,109,849 in used vehicle loans and $1,559,490 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find a plan that fits your budget.

Credit Lines and Credit Cards

For those looking for additional flexibility in managing finances, we have total credit lines available of $200,000. We also offer flexible terms on unsecured credit card loans, with a total of $189,885 in loans helping members manage their finances effectively. This can be a great option for consolidating debt or covering unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to help you explore other available mortgage solutions tailored to your situation.

Why Choose Us?

At Caddo Parish Teachers, our goal is to empower our members with financial tools that support their goals. If you're interested in refinancing or learning about eligibility options for any of our loans, don't hesitate to reach out! You can contact us at (318) 631-5640 for personalized assistance. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

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CADDO PARISH TEACHERS FEDERAL CREDIT UNION