CACL Credit Union Schuylkill Haven PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cacl, your trusted financial partner in Schuylkill Haven, PA! Located at 757 S Route 183, our branch has been serving the community since 1953. With a commitment to providing personalized banking services, we proudly support over 16,000 members and manage total assets of $210,894,153. Whether you're looking for a new auto loan, personal banking solutions, or business financing options, we are here to help you navigate your financial journey. At Cacl, we understand the importance of community and strive to make a positive impact. Our dedicated team, led by CEO John Hession and Board President James Kramer, is committed to ensuring that every member feels valued and supported. We take pride in offering a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and much more. While members can visit us at our Schuylkill Haven branch for all their banking needs, official correspondence should be sent to our mailing address at 1800 W Market St, Pottsville, PA 17901. With total deposits amounting to $6,313,590 and cash in hand of $2,093,923, we are well-equipped to meet your needs. Our goal is to foster financial growth and stability within our community while maintaining transparency in our operations. So why wait? Visit us today or give us a call at 570-628-2400 to learn more about how Cacl can assist you in achieving your financial goals. We look forward to welcoming you into our family!

Branch History & Mission

Community Impact

Our dedication extends beyond financial services. We actively participate in community outreach efforts that aim to uplift those around us. Whether it's sponsoring local events or supporting non-profit organizations, we believe in giving back to the community that has supported us for so long. For any official correspondence, please note that our mailing address is 1800 W Market St, Pottsville, PA 17901.

Join Us

We invite you to experience the difference at Cacl. Visit us during our operating hours Monday through Wednesday from 7:30 AM to 5:00 PM and Thursday through Friday from 7:30 AM to 6:00 PM; Saturday from 10:00 AM to 2:00 PM (drive-thru only). Whether you're looking for a new bank or need assistance with your current financial situation, we're here for you. Call us at 570-628-2400 or visit our website at caclfcu.org today! Join Cacl and become part of a community-focused organization where your needs come first!

Our Mission

At Cacl, our mission is straightforward: to empower our members through exceptional financial services while fostering community growth and well-being. We provide a range of offerings including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We strive to be more than just a financial institution; we aim to be a partner in your journey toward financial success. We are also committed to embracing technology while ensuring accessibility for all. With online and mobile banking options available, along with ADA-compliant facilities, we make it easy for you to manage your finances on your terms.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 570-628-2400. Our friendly team is always ready to help you with whatever you need. We invite you to stop by the Cacl branch today your financial journey starts here!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the scenic Schuylkill River and close to various shopping areas. We take pride in providing ample parking space for our members, ensuring that your visit is hassle-free. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and easy access points for everyone.

Operating Hours and Services

We're here to serve you during convenient hours: Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday and Friday from 7:30 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM (drive-thru only). We're closed on Sundays. At Cacl, we offer a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered! You can also take advantage of our ATM services for quick cash withdrawals or balance checks. Plus, our drive-thru service makes it even easier to handle your banking transactions without leaving your car.

Member Eligibility

Joining Cacl is like becoming part of a caring family where your financial needs are truly understood. To be eligible for membership, you just need to live, work, or worship in the Schuylkill County area or have a family member who is already a member. This means that if you're connected to this wonderful community, you're likely to qualify! Becoming a member at Cacl opens up a world of benefits, including personalized service and access to great financial products tailored just for you. The process to join is straightforward and welcoming; simply visit our website for more detailed eligibility criteria. If you're ready to take the next step, you can easily open an account by checking out our application page here: https://banking.caclfcu.org/loan-application. Should you have any questions or need assistance, feel free to call us at (570) 628-2400. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $137 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to invest in their vision. - While we primarily focus on our members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to help all businesses thrive. - With an outstanding commercial loan portfolio of $17,147,586, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine the ease of processing payments without any hassle. Our merchant services offer reliable solutions that let you focus on what you do best running your business. From credit card processing to online payment options, we provide tools that help streamline your sales process, ensuring you can serve your customers efficiently. Visit us at 757 S Route 183 Schuylkill Haven Pa 17972 in Schuylkill Haven, PA, or call us at (570) 628-2400 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessing Your Funds

For those times when you need cash quickly, take advantage of our ATM services for hassle-free withdrawals and balance checks. If you're in a rush but still want to handle transactions face-to-face, our drive-thru banking offers essential services like deposits and withdrawals without having to leave your vehicle. No matter what your financial needs are, Cacl is here to help. You can reach us at (570) 628-2400 during our operating hours: Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday and Friday from 7:30 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM (drive-thru only). Explore how we can support your financial journey by visiting us or checking out our website at http://www.caclfcu.org. Join the Cacl family today!

Business Banking Services

We understand that businesses need specialized financial services too. That's why we provide business banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by offering flexible financial products suited for their unique needs.

Credit Options

Need some extra cash? Our personal loans are perfect for debt consolidation or unexpected expenses. Additionally, if you're looking for a credit card, we offer options with rewards that help you earn while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Route 183 Branch, we've embraced technology to make your banking experience as easy as possible. With our online and mobile banking platforms, you can manage your finances from anywhere whether it's checking your balance, transferring funds, or paying bills on the go.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options that make managing your money straightforward and convenient. You can open checking and savings accounts that fit your lifestyle. Whether you're saving for a special occasion or just want easy access to your funds, we've got you covered. If you're considering buying a new car, our auto loans and vehicle financing options are designed to help you drive away in style without breaking the bank. For those dreaming of home ownership, our mortgage loans and refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Features

Enjoy the ability to perform Person-to-Person Transfers, so sending money to friends or family is just a few taps away. Plus, with our option for E-Statements, you can receive your account statements electronically, making it easy to keep track of your finances while being environmentally friendly. While we don't currently support Mobile Payments, our commitment to security remains strong. We prioritize the safety of your information and transactions with robust security measures throughout our digital platforms. Although we do not offer Electronic Signature Authorization, our user-friendly systems ensure that managing your accounts is straightforward and stress-free. At Cacl, we're dedicated to providing tools that help you take control of your financial life. With real-time account management at your fingertips and services tailored for today's world, banking has never been more accessible. Explore all that we have to offer today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 31,947, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $31,334, demonstrating our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cacl is your trusted partner. Visit us at 757 S Route 183 Schuylkill Haven Pa 17972 or call (570) 628-2400 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $22,207,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $6,992 in used auto loans and $170,841,021 in total loans and leases.

Member Savings Protection

Members' savings are secured through $51,741,442 in share certificates and $41,897,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,550,367, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $459,935 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $23,276,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,310,826 in used vehicle loans and $7,090,941 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier than ever to drive off with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $17,147,586 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored financial solutions that support your vision. If you're considering refinancing any of these options, we encourage you to reach out. Our team is here to discuss eligibility options and help you find the best fit for your financial situation. For more information about our loan offerings or to start your application today, feel free to contact us at (570) 628-2400 or visit us at our branch located at 757 S Route 183 Schuylkill Haven Pa 17972 in Schuylkill Haven, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,242,036, make buying or refinancing simple. We guide you through the process every step of the way, ensuring that you find a mortgage solution that fits your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,916,634 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that make every purchase more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user has access to the same information without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows for quick and informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's reliability and effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results, which you can verify at ncua.gov. This means that users receive fair and transparent offers tailored to their needs.

CACL FEDERAL CREDIT UNION - Schuylkill Haven, PA

Compare Loan Rates Near You

Loan rates in Schuylkill Haven, PA (17972)