Cabrillo Credit Union San Diego CA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Cabrillo, where we believe in building strong relationships with our members and the community. Located at 10075 Carroll Canyon Rd, San Diego, CA 92131, our branch has been proudly serving the area since 1955. With a total membership of 24,546, we are committed to providing personalized financial solutions that meet your unique needs. At Cabrillo, we understand that financial stability is key to achieving your dreams. That's why we manage over $409 million in assets and have facilitated 14,358 loans to help our members navigate their financial journeys. Our total deposits amount to an impressive $49,579,194, showcasing the trust our members place in us. Our leadership team, led by CEO Kevin Posey and Board President Randi Larsson, is dedicated to ensuring you receive exceptional service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While you can reach us directly at (858) 547-7400 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday, we encourage you to explore more about our services online at cabrillocu.com. If you have any official correspondence, please send it to our mailing address at 10075 Carroll Canyon Rd, San Diego, CA 92131. Join us at Cabrillo and experience the difference of a credit union that truly cares about your financial well-being. We look forward to serving you!

Branch History & Mission

Welcome to the heart of our community at Cabrillo, located at 10075 Carroll Canyon Rd, San Diego, CA 92131. Since opening our doors in 1955, we have proudly served our members with a strong commitment to providing exceptional financial services and fostering a sense of belonging. Cabrillo began its journey with a mission to empower individuals and families through accessible banking solutions. Over the years, we have grown into a trusted financial partner for over 24,000 members. Today, our total assets stand at an impressive $409,488,530, reflecting our dedication to stability and growth for those we serve. Our mission is clear: we strive to enhance the financial well-being of our members while actively contributing to the communities we inhabit. We are more than just a credit union; we are a family that believes in supporting one another. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and various business banking solutions. We also provide innovative online and mobile banking services to ensure that managing your finances is convenient and straightforward. At Cabrillo, we take pride in our community outreach efforts. We collaborate with local organizations to support initiatives that uplift residents and promote financial literacy. We believe that when our members succeed, our entire community flourishes. While you can visit us at our branch on Carroll Canyon Rd for all your banking needs during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday, official correspondence should be sent to the same address. We offer ATM availability for added convenience and have shared service center access for those who may need it. In addition to traditional banking services, we are dedicated to maintaining ADA compliance and ensuring everyone can access our services easily. Our digital advancements allow for features like electronic signatures and mobile payments, making transactions simpler than ever. Join us at Cabrillo where your financial goals matter. Experience firsthand how being part of a supportive community can make a difference in your life. Contact us today at 858-547-7400 or visit our website for more information on how you can become a member and start enjoying the benefits of being part of Cabrillo!

Branch Location & Accessibility

Welcome to the Cabrillo Scripps Ranch Branch, your friendly neighborhood credit union located at 10075 Carroll Canyon Rd in sunny San Diego, CA. Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs. Situated near local favorites like the Scripps Ranch Marketplace and just a short drive from the beautiful Miramar Lake, you can easily drop by after running errands or enjoying a day out. While you can visit us at our branch address, official correspondence should be sent to the same address for your convenience. We pride ourselves on being accessible to everyone, with ADA-compliant features ensuring that all members can navigate our space comfortably. Plus, we offer ample parking right outside the entrance, so you won't have to worry about finding a spot. Our operating hours are designed to fit into your busy life. We're open Monday through Friday from 9:00 AM to 5:00 PM, providing plenty of time for you to come in and take care of your banking needs. Whether you're interested in personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is here to help. In addition to our lobby services, we also provide ATM access for quick cash withdrawals and balance checks. While we don't have a drive-thru service, our shared service center allows members from partner credit unions to conduct basic transactions like deposits and withdrawals. If you have any questions or need assistance, don't hesitate to give us a call at 858-547-7400. We look forward to welcoming you at Cabrillo Scripps Ranch Branch!

Member Eligibility

At Cabrillo, we believe that everyone deserves a chance to join a warm and welcoming community where your financial goals are supported. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in San Diego County. Whether you're looking for a checking account, loans, or just sound financial advice, our team is here to help you every step of the way. For more detailed eligibility criteria, feel free to visit our website at Cabrillo Membership Eligibility. Once you know you're eligible, opening an account with us is easy! Just head over to Cabrillo Account Opening to get started on your journey with us. If you have any questions or need assistance, don't hesitate to reach out at 858-547-7400. We can't wait for you to be part of our Cabrillo family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to purchase new equipment or expand your office space without the stress of financial constraints. Our loan options can turn these dreams into reality, allowing you to focus on what you do best running your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your customers. Picture this: a busy retail store where customers seamlessly pay using various methods credit cards, mobile payments, or contactless options all processed quickly and securely. This not only enhances customer satisfaction but also boosts sales potential. With all these resources at your fingertips, Cabrillo is dedicated to being your trusted partner in success. Visit us at 10075 Carroll Canyon Rd San Diego Ca 92131 or call us at (858) 547-7400 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive Business Banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with tailored financing options.

Credit Cards

Shopping for rewards? Our Credit Cards with Rewards program lets you earn points on every purchase, making it easy to treat yourself while managing your finances responsibly.

Digital Convenience

In today's fast-paced world, we prioritize convenience through our Online & Mobile Banking services. Manage your accounts on-the-go with features like mobile payments and person-to-person transfers. Need cash? Our ATM services provide quick access for withdrawals and balance checks without the hassle.

Loans and Financing

Dreaming of a new car or a home? Our Auto Loans & Vehicle Financing make it simple to hit the road in style. We offer competitive rates and flexible terms tailored to your budget. If you're considering buying a home, our Mortgage Loans & Refinancing options provide the support you need to make informed decisions about one of life's biggest investments. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can help ease your financial burden.

Personal Banking

Whether you're looking to save for a dream vacation or manage daily expenses, our Personal Banking options have got you covered. With Checking & Savings Accounts, you can choose the account type that best fits your lifestyle. We know life can be unpredictable, so our accounts come with features like online access and mobile banking, allowing you to check balances, transfer funds, and manage your money from anywhere.

Shared Branch Services

If you're a member of partner credit unions, you'll appreciate our basic shared branch transactions which allow deposits and withdrawals right from our location. This means more flexibility for your banking needs! At Cabrillo, we are committed to making your financial experience seamless and accessible. Reach out to us at (858) 547-7400 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday, or visit us online at Scripps Ranch Branch for more information about any of our services. Ready to take the next step? Explore how we can assist you by visiting us today!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services, you can effortlessly check your balance, transfer funds, and pay bills all from your computer or mobile device. We provide 24/7 access to your accounts, ensuring that you're always in control of your finances. Plus, our user-friendly interface makes navigation simple, whether you're tech-savvy or just getting started. Need to sign documents quickly? Our electronic signature authorization feature allows you to complete transactions without the hassle of printing and mailing paperwork. It's fast, secure, and convenient! For those who prefer paperless options, e-statements are available at Cabrillo. You can view your statements online whenever you need them, helping you stay organized while reducing clutter.

Mobile Banking Made Easy

Stay connected with our mobile application! With this handy app, you can manage your accounts right from your smartphone. You'll have access to features like mobile payments and person-to-person transfers. Send money to friends or family instantly no more waiting in line or dealing with cash. Security is a top priority at Cabrillo. Our digital banking services include robust security measures to protect your information and transactions. You can bank with confidence knowing that your financial data is safe with us. In summary, Cabrillo offers a full suite of digital banking options tailored for your convenience. Explore all that we have to offer by visiting our website today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cabrillo is your trusted partner. Visit us at 10075 Carroll Canyon Rd San Diego Ca 92131 or call 858-547-7400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 72 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This strong staff presence means personalized service tailored to your needs.

Member-Focused Savings

Members' savings are secured through $74,324,799 in share certificates and $32,600,828 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $41,038,497, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1002 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $40,969,087 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $22,962,384 in total loans and leases and 2,247 in used auto loans. These figures reflect our commitment to helping you achieve your dreams whether that's buying a car or financing your next big project.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,760,156 in used vehicle loans and $41,813,558 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to secure the right ride for you. Plus, refinancing options are available if you're looking to lower your current payments or adjust your loan terms.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,753,587 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,796,323, make buying or refinancing simple. We guide you through the process step-by-step so you feel confident every step of the way. If you're considering refinancing an existing mortgage, we can help with that too!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By leveraging verified information, LendMesh creates a reliable platform for comparing loan rates.

CABRILLO CREDIT UNION