Cabrillo Credit Union San Diego CA | Reliable ATM Services Only

Introduction

Welcome to Cabrillo, your trusted financial partner located at 3710 Ruffin Rd, San Diego, CA 92123. Established in 1955, we take pride in serving our community with dedication and care. As a member-focused credit union, we understand the importance of building lasting relationships, which is why we currently support over 24,546 members in achieving their financial goals. At Cabrillo, we're not just about numbers; we're about people. With total assets exceeding $409 million and deposits totaling $49,579,194, we ensure that your hard-earned money is safe and growing. Our commitment to you extends beyond traditional banking services; we offer various loan options tailored to meet your needs, with a total of 14,358 loans and leases issued. Led by our CEO Kevin Posey and Board President Randi Larsson, our team is dedicated to providing exceptional service. We have a workforce of 73 employees who are here to assist you Monday through Friday from 8 AM to 5 PM. Whether you're looking for personal loans, auto financing, or other financial products, we are ready to help you every step of the way. While members can visit us at our branch address for face-to-face assistance, official correspondence should be sent to the same address: 3710 Ruffin Rd, San Diego, CA 92123. Join us at Cabrillo today! For inquiries or assistance, feel free to call us at (858) 547-7400, or explore more about our offerings on our website: cabrillocu.com. Experience the difference of community-driven banking because at Cabrillo, you're not just a member; you're family!

Branch History & Mission

Welcome to Cabrillo, a cornerstone of financial support and community engagement in San Diego, California. Since opening our doors in 1955, we have proudly served our members with dedication and care. Over the years, Cabrillo has grown from a small credit union into a trusted institution with over 24,500 members and total assets exceeding $409 million. Located at 3710 Ruffin Rd, San Diego, CA 92123, our branch is conveniently situated near local landmarks that make it easy for you to visit us. While you can always reach us at this address for your banking needs, please note that official correspondence should be sent to the same mailing address: 3710 Ruffin RD, San Diego, CA 92123. At Cabrillo, our mission is clear: to provide exceptional financial services while supporting the growth and wellbeing of our community. We strive to empower our members by offering accessible banking solutions tailored to their unique needs. Our commitment goes beyond just numbers; we actively engage in community outreach and partnerships that uplift those around us. As we embrace modern technology, we ensure that our services are accessible to everyone. Our branch offers online banking options, mobile payments, and e-statements so that managing your finances is as convenient as possible. We are also proud of our ADA-compliant facilities that welcome all members of our community. Cabrillo's values resonate deeply within our operations integrity, respect, and service. These principles guide us in every interaction and inspire us to seek innovative ways to meet the evolving needs of our members. Join us on this journey of growth and community support! Whether you're looking for loans or simply want to learn more about what we offer, we invite you to explore everything Cabrillo has available. Together, let's build a brighter financial future! For inquiries or assistance, don't hesitate to call us at 858-547-7400 during our operating hours from 8 AM to 5 PM Monday through Friday. Your future starts here at Cabrillo!

Branch Location & Accessibility

Contact Us Today!

Have questions or need assistance? Feel free to call us at 858-547-7400. We look forward to welcoming you into our branch! Whether you're looking for personal loans or simply want to explore membership options, Cabrillo is here for you every step of the way. Visit us today and experience the difference a community-focused credit union can make!

Local Landmarks and Accessibility

Our location is just a stone's throw away from popular spots like the Mission Valley Shopping Center and the picturesque Riverwalk Golf Club. With plenty of parking available right outside our doors, you'll find it easy to stop by for all your banking needs. We are committed to accessibility for everyone, featuring ADA-compliant entrances and ramps so that all members can navigate our space comfortably.

Operating Hours and Services

Cabrillo is open from 8 AM to 5 PM Monday through Friday, ensuring you have ample time to visit us during the week. Our friendly staff is always ready to assist you with various services tailored to meet your financial needs. Although we currently do not offer ATM or drive-thru services, we provide a welcoming lobby where you can discuss loans, accounts, and other financial solutions.

Member Eligibility

At Cabrillo, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares for its members. If you're looking to become a member of Cabrillo, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals from all walks of life, ensuring that everyone can enjoy the benefits of being part of our credit union. For more detailed information on eligibility criteria, feel free to check out our website at http://www.cabrillocu.com/about-us/become-a-member . Opening an account with us is designed to be a smooth and welcoming experience. You can easily start the process by visiting http://www.cabrillocu.com/apply-for-a-loan or calling us at 858-547-7400 for any questions you might have. Our friendly team is here to help you every step of the way! Join us at 3710 Ruffin Rd, San Diego, CA 92123, and see how being a member of Cabrillo can make a positive impact on your financial journey.

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. Imagine having the resources to purchase new equipment, hire additional staff, or even open a new location. With the right financing, your business can reach its full potential.

Merchant Services Made Simple

In addition to our loan offerings, we provide practical merchant services that can simplify your daily operations. Whether you need secure payment processing or easy access to funds, we make it convenient for you to focus on what matters most running your business. Located at 3710 Ruffin Rd San Diego Ca 92123 in San Diego, CA, our team is ready to assist you with personalized service that puts your needs first. Contact us today at (858) 547-7400 to learn how we can help your business grow!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking to manage your day-to-day finances or plan for future goals, Cabrillo has got you covered. We offer a variety of services designed with your convenience in mind. For instance, our ATM Services Only ensure that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash, check your balance, or transfer funds without having to step into a branch it's just one way we prioritize your time and comfort.

Community Commitment

We take pride in being part of the San Diego community and strive to support our members through every stage of their financial lives. Whether you're saving for a new car, planning a vacation, or managing everyday expenses, our team is here to guide you. We encourage you to reach out if you have any questions or need assistance.

Digital Banking Made Easy

In today's fast-paced world, having access to digital banking features is essential. At Ruffin Corporate, we provide robust online banking options that allow you to manage your accounts from anywhere. Whether it's checking your account balances, making payments, or transferring money between accounts, our online platform puts the power in your hands. You can handle all these tasks with just a few clicks on your computer or taps on your mobile device. Imagine being able to pay bills while waiting in line or checking your balance during a lunch break this level of convenience is what we're all about! Our mobile application also supports features like mobile payments and person-to-person transfers, making transactions quick and straightforward.

Get Started Today!

If you're interested in learning more about our services or becoming a member, please don't hesitate to contact us at (858) 547-7400 during our operating hours of 8 AM - 5 PM Monday through Friday. We are here to help you navigate your financial journey with confidence and ease. Visit us today at 3710 Ruffin Rd San Diego Ca 92123, and let's work together towards achieving your financial goals! For more information about our services, check out our website at https://www.cabrillocu.com/ . Your path to smarter banking starts here at Cabrillo!

Digital & Online Banking

Additional Features

You can also take advantage of e-statements for easy access to your account statements without the clutter of paper. Want to send money to a friend? Our person-to-person transfer feature makes it simple to send cash instantly. And if you're looking for an easy way to make purchases on the go, our mobile payments option lets you pay securely with just a tap. In short, Cabrillo provides everything you need for effective account management right at your fingertips. Join us today and discover how our digital banking services can simplify your financial life!

Key Services

With our online banking platform, you can check your balance, transfer funds, and pay bills anytime, anywhere. Our service is available 24/7, so you can manage your money on your schedule. Plus, with the option for electronic signatures, completing transactions is quick and hassle-free.

Security and User Experience

We prioritize your security while ensuring a user-friendly experience. Your personal information is protected by robust security measures, giving you peace of mind every time you log in. Our mobile application enhances this experience further, allowing you to access all our online features right from your smartphone or tablet.

Financial Strength

A Solid Foundation

With a net worth of $41,038,497, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,002 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing in Your Future

With $40,969,087 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,247 in used auto loans and $229,623,842 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $74,324,799 in share certificates and $32,600,828 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trustworthy Partnership

Total Share Accounts: 53,561, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cabrillo is your trusted partner. Visit us at 3710 Ruffin Rd San Diego Ca 92123 or call (858) 547-7400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $43,760,156 in used vehicle loans and $41,813,558 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

If you're looking for more flexibility in your borrowing options, our total credit lines amounting to $106,224,910 can help. These lines are perfect for individuals who want access to funds without the commitment of a traditional loan. At Cabrillo, we pride ourselves on providing personalized service and competitive rates tailored to fit your lifestyle. If you're considering refinancing or want to know more about eligibility options, don't hesitate to reach out to us at (858) 547-7400 or visit us at our location at 3710 Ruffin Rd San Diego Ca 92123 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,796,323. We make buying or refinancing simple and straightforward, allowing you to focus on what really matters your new home.

Unsecured Credit Card Loans

For those managing everyday expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. With a total of $24,753,587 in loans helping members manage their finances effectively, our credit cards are designed with your needs in mind.

Loan Aggregator

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CABRILLO CREDIT UNION