Cabrillo Credit Union Chula Vista CA | Best Auto Loans & Business Banking

Introduction

At Cabrillo, we understand that financial decisions can shape your future, and we're here to guide you every step of the way. Located at 358 E H St Ste 603, Chula Vista, CA 91910, our South Bay Branch has been a cornerstone of the community since 1955. With a dedicated team of 73 employees, led by our CEO Kevin Posey and Board President Randi Larsson, we are committed to providing personalized service that meets your unique needs. With over 24,500 members and total assets exceeding $409 million, we pride ourselves on being a trusted partner in your financial journey. Our commitment to our members is reflected in our robust offerings: from checking and savings accounts to auto loans, mortgages, and business banking services. With total deposits reaching $49,579,194 and a net worth of $41,038,497, you can rest assured that your finances are in good hands. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 358 E H ST Ste 603, Chula Vista, CA 91910-7565. Whether you're looking for a loan or simply want to learn more about how we can assist you with your financial goals, we invite you to reach out or visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Explore the many ways Cabrillo can support you today by visiting our website at Cabrillo or calling us at 858-547-7400. Your journey toward financial wellness starts here!

Branch History & Mission

Welcome to Cabrillo, a credit union that has been a cornerstone of the Chula Vista community since 1955. Located at 358 E H St Ste 603, Chula Vista, CA 91910, Cabrillo began its journey with a simple yet powerful mission: to provide financial services that empower our members and support our community. Over the decades, we have grown significantly and now proudly serve over 24,546 members while managing assets totaling $409,488,530. Cabrillo's history is marked by commitment and growth. From our humble beginnings to becoming a trusted financial partner for many families and businesses in the region, we've always placed our members first. We understand that every member has unique needs and dreams, and we strive to offer personalized solutions that help them achieve their financial goals. Our mission extends beyond just banking. We aim to make a positive impact in the Chula Vista area through various outreach programs and partnerships that support local initiatives. Whether it's sponsoring community events or providing financial literacy workshops, we believe in giving back to the people who have supported us throughout our journey. While you can visit us at our branch location for personal service during our operating hours of 9:00 AM to 5:00 PM from Monday to Friday, official correspondence should be sent to the same address as our mailing address: 358 E H ST Ste 603, Chula Vista, CA 91910-7565. At Cabrillo, we also embrace modern advancements to enhance your banking experience. Our online banking services allow you to manage your accounts anytime and anywhere. With features like mobile payments and e-statements, we make it easy for you to stay connected with your finances. We invite you to join Cabrillo and become part of a community-focused credit union dedicated to your financial well-being. Explore our wide range of services from personal loans and credit cards with rewards to business banking options and discover how we can help you thrive financially. Come visit us or check out our website here for more information on membership eligibility and how you can get started today!

Branch Location & Accessibility

Welcome to Cabrillo's South Bay Branch, conveniently located at 358 E H St Ste 603 in the heart of Chula Vista, CA. Our branch is easily accessible for all members and visitors, making your banking experience smooth and hassle-free. Whether you're coming from the nearby Chula Vista Center or just passing through this vibrant neighborhood, you'll find us right where you need us. While you can visit us at our physical address, if you need to send any official correspondence, please direct it to our mailing address: 358 E H ST Ste 603, Chula Vista, CA 91910-7565. We strive to make every interaction as convenient as possible. At Cabrillo, we prioritize accessibility for everyone. Our branch complies with ADA standards, ensuring that all members can navigate our facilities with ease. If you're driving here, you'll find ample parking available nearby so you can quickly access our services without any worry. Our dedicated team is here to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. While we currently do not offer drive-thru banking or ATMs on-site, our staff is always ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We invite you to stop by or give us a call at 858-547-7400 for any questions or assistance. Experience the friendly service and community spirit that makes Cabrillo special. We look forward to welcoming you soon!

Member Eligibility

At Cabrillo, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of this supportive family, it's easy! You can qualify for membership if you live, work, worship, or attend school in the San Diego area. This inclusive approach ensures that we welcome individuals from diverse backgrounds and experiences. Once you're eligible, opening an account is a breeze just visit us at our branch located at 358 E H St Ste 603, Chula Vista, CA 91910, or give us a call at 858-547-7400 for assistance. For more details on eligibility requirements and to stay updated on any changes, feel free to check out our website at cabrillocu.com. We're excited to help you take the next step toward joining Cabrillo and enjoying all the benefits that come with membership!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your team without financial strain. With competitive rates and tailored solutions, our loans can help turn your vision into reality.

Merchant Services

In today's fast-paced world, accepting payments quickly and securely is crucial. Our merchant services simplify this process, allowing you to focus on what matters most growing your business. Whether it's processing card payments or managing online transactions, we have you covered with reliable and efficient service. When you're ready to take your business to the next level, visit us at 358 E H St Ste 603 Chula Vista Ca 91910 or give us a call at (858) 547-7400. Let's make your business dreams come true together!

Comprehensive List Of Services

Business Banking Services

Cabrillo also supports local businesses through our comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we are committed to fueling your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Plus, our ATM and cash withdrawal services ensure that you have access to your funds when you need them.

Get In Touch!

We invite you to visit us at 358 E H St Ste 603 Chula Vista, CA 91910, or give us a call at 858-547-7400 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Let Cabrillo be your trusted partner in achieving financial success. Explore all that we have to offer by checking out our website at Cabrillo Credit Union. Join us today and experience the difference!

Personal Banking Solutions

Our personal banking services are crafted to help you achieve your financial goals. With checking and savings accounts, you can easily manage your daily expenses while saving for the future. Need a new vehicle? Our auto loans and vehicle financing options provide competitive rates, making it easier than ever to get behind the wheel of your dream car. If homeownership is on your mind, explore our mortgage loans and refinancing products that cater to various budgets and lifestyles. For those unexpected expenses or debt consolidation needs, our personal loans offer flexible terms that fit your situation. Plus, don't forget about our credit cards with rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

Key Features

Our online banking services include electronic statements, which means you can say goodbye to paper clutter while keeping track of your finances more efficiently. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing forms! If you're always on the move, you'll love our mobile application. It allows you to access all your banking needs from anywhere. You can even make mobile payments directly from your phone! Whether you're splitting dinner with friends or sending money to family, our person-to-person transfer feature makes it easy to send funds instantly.

Security and Accessibility

Your security is our top priority. We use advanced security measures to protect your personal information while ensuring that our services are user-friendly and intuitive. You can bank confidently knowing that your data is safe. Managing your accounts in real-time has never been easier with Cabrillo. Our commitment to providing accessible and convenient banking solutions ensures that you can focus on what truly matters in life while we take care of the rest. Explore our digital banking options today and experience the difference!

Financial Strength

Commitment to Growth

With $40,969,087 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,247 in used auto loans and $229,623,842 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 53,561, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cabrillo is your trusted partner. Visit us at 358 E H St Ste 603 Chula Vista Ca 91910 or call (858) 547-7400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $74,324,799 in share certificates and $32,600,828 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $41,038,497, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,002 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans, we have options available that could lower your monthly payments or help you pay off debt faster. We encourage all our members to explore these opportunities. To learn more about how our loan offerings can help you achieve your financial goals, please visit us at our branch located at 358 E H St Ste 603 Chula Vista Ca 91910 in Chula Vista, CA, or give us a call at (858) 547-7400. We're here to help you navigate through your options and ensure you find the best fit for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,760,156 in used vehicle loans and $41,813,558 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our competitive financing options make it easy to drive away with confidence.

Credit Lines and Unsecured Credit Cards

For those who need flexibility in managing their finances, we offer credit lines totaling $106,224,910. This allows you to borrow as needed while only paying interest on what you use. We also have flexible terms on unsecured credit card loans, with a total of $24,753,587 in loans helping members effectively manage their expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,796,323, make buying or refinancing simple. We provide guidance throughout the process and work with you to find the right loan structure for your budget.

Loan Aggregator

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CABRILLO CREDIT UNION