Introduction
Welcome to Cabot Employees, your trusted financial partner located at 272 Cabot Canal Plant Lane, Franklin, LA 70538. Since our establishment in 1956, we have been dedicated to serving our community with integrity and a personal touch. With a total membership of 134 individuals, we pride ourselves on fostering a close-knit environment where every member feels valued. At Cabot Employees, we understand that financial needs can vary greatly from person to person. That's why we offer a range of services tailored to meet those diverse needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. As of now, we proudly manage total assets amounting to $1,216,296 and total deposits of $252,876, showcasing our commitment to the financial well-being of our members. While members can visit us at our branch for personalized service during lobby hours from 11:00 AM to 4:00 PM on Mondays, Tuesdays, Wednesdays, and Fridays, any official correspondence should be sent to our mailing address at PO Box 598, Franklin, LA 70538. Our leadership team is committed to guiding our credit union towards continued success. Under the direction of CEO Dana Judice and Board President Sharon Fletcher, we strive to create a welcoming atmosphere where you can feel confident in your financial decisions. As we continue to grow and serve our members better, we invite you to explore the many ways Cabot Employees can assist you in achieving your financial goals. Don't hesitate to reach out by calling us at 337-836-2219 or visiting us in person. Join us on this journey towards better financial health!
Branch History & Mission
Community Engagement
Cabot Employees is not just about numbers; it's about people. We actively engage with local organizations and events that promote economic development in Franklin and beyond. Whether through sponsorships or volunteering efforts, we are dedicated to making a positive impact where it matters most. While members can visit us at 272 Cabot Canal Plant Lane for all their banking needs during our lobby hours (Monday, Tuesday, Wednesday, and Friday from 11:00 am to 4:00 pm), official correspondence should be sent to PO Box 598, Franklin, LA 70538 if different from our physical address.
Looking Ahead
As we look towards the future, we remain committed to evolving with technology while maintaining our friendly and approachable service style. Although we currently do not offer ATM services or drive-thru banking options, we are dedicated to ensuring that all our operations comply with accessibility standards so everyone can benefit from what we offer. Join us at Cabot Employees today! Experience firsthand how we can help you reach your financial goals while contributing positively to the vibrant community of Franklin. Together, let's build a brighter future!
Mission Statement
Our mission is simple yet profound: to provide accessible financial solutions that enhance the lives of our members while fostering community growth. We believe in treating every member like family. This means not just offering products but also supporting local initiatives and partnerships that uplift our community. By focusing on personal service and understanding individual needs, we aim to build lasting relationships based on trust and respect.
Branch Location & Accessibility
Welcome to Cabot Employees! Conveniently located at 272 Cabot Canal Plant Lane Franklin La 70538 in the heart of Franklin, LA, our branch is here to serve you with a friendly smile and personalized service. If you need to send us any official correspondence, please use our mailing address: PO Box 598, Franklin, LA 70538. Situated near local landmarks, our branch is easy to find and access. Whether you're coming from the nearby shopping areas or just passing through, stopping by is a breeze. We take pride in ensuring that our location is accessible for everyone, featuring ADA-compliant entrances and ample parking spaces. At Cabot Employees, we understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule, open Monday, Wednesday, and Friday from 11:00 am to 4:00 pm. Although we currently do not have ATM services or drive-thru banking available, our dedicated staff is ready to assist you with all your banking needs during those hours. We offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you're a business owner, we have merchant services and business loans available as well! We invite you to visit us at Cabot Employees for all your banking needs. Have questions? Feel free to give us a call at (337) 836-2219. Our team looks forward to welcoming you!
Member Eligibility
At Cabot Employees, we believe that everyone deserves the chance to be part of a friendly, supportive community. Joining us is simple and welcoming! If you live, work, or worship in the Franklin area, you're likely eligible for membership. We're committed to helping our members achieve their financial goals with personalized service and a range of banking options tailored just for you. To get started on your membership journey, feel free to reach out at (337) 836-2219 or stop by our branch located at 272 Cabot Canal Plant Lane Franklin La 70538. For more detailed information about eligibility criteria, visit our website. It's all about making banking easier and more accessible for you!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. With tailored solutions, we empower local entrepreneurs to bring their visions to life.
Merchant Services
Imagine having a reliable partner by your side as you navigate daily transactions. Our merchant services make it easy for you to process payments efficiently, allowing you to focus on what really matters growing your business. From credit card processing to point-of-sale systems, we provide tools that streamline operations and enhance customer satisfaction. Located at 272 Cabot Canal Plant Lane Franklin La 70538 in Franklin, LA, we're here to help you achieve your business goals. Reach out today at (337) 836-2219 and discover how our commercial services can benefit you!
Comprehensive List Of Services
Accessible Cash Withdrawal Services
Although we currently do not have ATM facilities at this branch, we ensure that cash withdrawal services are accessible for all members through various local partnerships. This means you can still get cash when needed without any complications. At Cabot Employees, we strive to deliver comprehensive financial services with a personal touch. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (337) 836-2219 during our lobby hours on Monday, Tuesday, Wednesday, and Friday from 11:00 am to 4:00 pm. Your financial journey starts here!
Business Banking Services
For small business owners, we understand that managing finances can be challenging. That's why we provide tailored business banking services including merchant services and business loans. These options can help you streamline operations and secure funding for growth, ensuring your business thrives in today's competitive environment.
Credit Cards and Rewards
Looking for a credit card that rewards your spending? At Cabot Employees, we offer credit cards with rewards that let you earn while you spend. Whether it's cashback on groceries or points toward travel, our credit card options help you make the most out of your purchases.
Digital Banking Made Easy
In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your accounts is easier than ever. You can check balances, transfer funds, and pay bills right from your smartphone or computer no need to visit us in person if you're busy!
Personal Banking Solutions
Whether you're looking to open a checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them, allowing you to manage your daily expenses without hassle. We also offer auto loans and vehicle financing, perfect for those moments when you need a reliable car for work or family outings. If you're thinking about buying a home or refinancing your current mortgage, Cabot Employees can guide you through the process. Our mortgage loans come with competitive rates and friendly support every step of the way. For those who may be facing unexpected expenses or want to consolidate debt, our personal loans provide flexible solutions tailored just for you.
Digital & Online Banking
At Cabot Employees, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a variety of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're at home or on the go, you'll have real-time account management right at your fingertips. Unfortunately, at this time, we do not offer features like electronic statements or mobile applications. However, you can still manage your accounts through traditional means and reach out to us for any assistance. If you're looking to make quick payments or transfer money to friends and family, our person-to-person transfer service is currently not available. Likewise, mobile payments are not part of our offerings yet. But don't worry! Our friendly team at Cabot Employees is always here to help you with all your banking needs. Security is a top priority for us. While we currently do not support electronic signature authorization for online transactions, you can rest assured that your information remains safe with us. To learn more about our services and find out how we can assist you further. We look forward to helping you achieve your financial goals with ease and confidence!
Financial Strength
At Cabot Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial future is in good hands with us. With a net worth of $392,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 32.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $9 in used auto loans and $764,158 in total loans and leases. Our operational efficiency is reflected in our $2,362, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 134, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cabot Employees is your trusted partner. Visit us at 272 Cabot Canal Plant Lane Franklin La 70538 or call (337) 836-2219 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,613 in used vehicle loans and $439,784 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right loan that fits your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not have any Junior Lien 1-4 Family Residential Properties loans; however, we are here to guide you through the process when you're ready.
Refinancing Options
If you already have existing loans, it's worth considering our refinancing options. Refinancing can potentially lower your interest rate or adjust your loan term, making your payments more manageable. We encourage you to reach out to us at (337) 836-2219 for more information on eligibility options or any questions regarding our loan products. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 272 Cabot Canal Plant Lane Franklin La 70538 in Franklin, LA, where we are committed to helping our members navigate their financial journeys successfully!
Unsecured Credit Card Loans
Managing finances effectively is key to maintaining good credit. Although we currently do not offer unsecured credit card loans, we recognize their importance in providing flexibility for everyday purchases and unexpected expenses.
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