C & R Credit Union Clay Center KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to C & R Credit Union, where community and financial well-being come together. Located at 801 5th St, Clay Center, KS 67432, we pride ourselves on being a trusted partner for our members since our establishment in 1962. With a dedicated team of 4 employees, we are committed to providing personalized service and support to our 727 members. At C & R Credit Union, we understand that your financial needs are unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our total assets stand strong at $3,736,793, ensuring that we have the resources to help you achieve your financial goals. We also boast total deposits of $540,904 and a net worth of $522,526, reflecting our solid foundation and commitment to serving you better. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 896, Clay Center, KS 67432-2502. Whether you're looking for a loan or need assistance with your account, our friendly staff is ready to help. You can reach us at 785-632-5161 during our operating hours from Monday through Friday, 9:00 a.m. to 3:30 p.m. Under the leadership of CEO Elizabeth Althiser and Board President Garry Stenzel, we strive to make a positive impact in our community while ensuring that our members feel valued and supported. We invite you to explore what C & R Credit Union has to offer by visiting us online at candrcreditunion.com or giving us a call today! Your financial journey begins here with us let's build it together!

Branch History & Mission

At C & R Credit Union, we take pride in our long-standing tradition of serving the community in Clay Center, Kansas. Since our founding in 1962, we have grown from a small financial institution to a vital resource for over 727 members. Our journey has been marked by a commitment to providing exceptional service and fostering financial well-being for all. Located at 801 5Th St, Clay Center, KS 67432, our branch is easily accessible for those in the surrounding area. As we have evolved over the years, we have adapted to meet the changing needs of our members while staying true to our mission: to empower individuals and families with financial tools that enhance their lives. We believe that everyone deserves access to quality financial services and support, and we strive to make that a reality through personal banking options such as checking and savings accounts, auto loans, mortgages, and more. C & R Credit Union's mission extends beyond just offering financial products; it encompasses a deep commitment to community support. We actively engage in outreach programs and partnerships designed to uplift and strengthen our local community. Our goal is not only to help members achieve their financial goals but also to contribute positively to the neighborhoods we serve. In addition to traditional banking services, we embrace modern technology to enhance member experience. Our online banking platform allows easy access to accounts anytime, anywhere. While we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is always available during operating hours Monday through Friday from 9:00 a.m. to 3:30 p.m. to assist with any inquiries or transactions. With total assets amounting to $3,736,793, C & R Credit Union remains financially sound and committed to responsible growth. We continuously seek ways to improve our offerings while ensuring compliance with ADA standards so that every member can access our services comfortably. As you consider your financial future, we invite you to join C & R Credit Union. Experience firsthand the benefits of being part of a community-focused credit union where your financial wellness is our top priority. For any questions or assistance, feel free to contact us at 785-632-5161 or visit us at our branch in Clay Center. Let's work together towards achieving your financial goals!

Branch Location & Accessibility

Accessibility Features

At C & R Credit Union, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and ample parking spaces to ensure everyone can easily access our services. We want you to feel comfortable when you visit us.

Get in Touch!

Have questions? Feel free to give us a call at 785-632-5161. We are always ready to help and look forward to welcoming you into our branch soon. Come experience the friendly service that makes banking with C & R Credit Union a pleasure!

Operating Hours

We understand that life can be busy! That's why we're open Monday through Friday from 9:00 a.m. to 3:30 p.m. This schedule allows you the flexibility to stop by during your lunch break or after work without any hassle.

Services Offered

Whether you're looking to open a checking account, finance a vehicle, or explore mortgage options, C & R Credit Union has got you covered! Our dedicated team is here to assist you with personal banking services, auto loans, and more all aimed at helping you achieve your financial goals.

Member Eligibility

At C & R, we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying all the benefits we offer. If you live, work, worship, or attend school in Clay County, you're already eligible to join us! We welcome individuals from diverse backgrounds and experiences, making it easy for you to feel right at home. Once you become a member, you'll gain access to a variety of financial services designed to help you reach your goals whether it's saving for a big purchase, securing an auto loan, or simply managing your everyday banking needs. Joining is simple and straightforward. Just visit us at 801 5Th St Clay Center Ks 67432 or give us a call at (785) 632-5161 to learn more about how you can open your account today. For more detailed information about eligibility criteria. We're excited to have you as part of our family at C & R!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services simplify transactions for businesses of all sizes, allowing you to focus on what matters most growing your business. With easy payment processing and support, you can enhance customer satisfaction while streamlining operations. Located at 801 5Th St, Clay Center, KS 67432, our team is ready to assist you in navigating the financial landscape. Reach out to us at 785-632-5161 or visit C & R Credit Union for more information on how we can support your business goals.

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to partner with local businesses for their financing needs. Imagine having access to flexible loan options that can help you purchase new equipment, hire staff, or expand your operations. We're here to help turn your business vision into reality.

Comprehensive List Of Services

Accessibility and Convenience

At C & R, we know that banking should fit into your life without hassle. That's why our members enjoy features like ATM & Cash Withdrawal Services, allowing quick access to cash when needed. Plus, with our focus on digital solutions like online banking and person-to-person payment options, managing your finances has never been easier.

Business Banking Services

If you're a business owner, you'll find valuable support at C & R as well. We understand how crucial it is to have reliable banking solutions for your business operations. Our Merchant Services & Business Loans are crafted to help you manage cash flow effectively and grow your enterprise.

Connect With Us

We invite you to take advantage of all the services available at C & R. For any questions or to learn more about how we can assist you in achieving your financial goals, don't hesitate to give us a call at (785) 632-5161. Our friendly team is ready to help! Visit us today at 801 5Th St Clay Center Ks 67432 and discover how we can partner with you on your financial journey.

Lending Options Tailored for You

When it comes to financing, we've got you covered. Whether you're in the market for a new vehicle or need extra funds for a personal project, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to fit your budget. If you're considering buying a home, explore our Mortgage Loans & Refinancing options which can help you secure the best deal possible. For those unexpected expenses or to consolidate debt, our Personal Loans & Debt Consolidation are here to help you regain control over your finances. And don't forget about our rewarding Credit Cards with Rewards, which let you earn points on everyday purchases.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer robust personal banking options. Our Checking & Savings Accounts come with features designed for your convenience, whether you're saving for a dream vacation or managing daily expenses. Imagine having easy access to your funds with just a few clicks through our Online & Mobile Banking services. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

At C & R, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your finances right at your fingertips. With our 24/7 online banking services available at https://www.candrcreditunion.com/, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our person-to-person transfer feature allows you to send money to friends or family quickly and securely, making it easy to split bills or share expenses. For those who prefer paperless transactions, we provide e-statements that are not only environmentally friendly but also help you keep track of your finances efficiently. You'll have access to your statements whenever you need them without the clutter of physical paperwork. While we currently do not offer mobile payments or a dedicated mobile application, our online banking platform is fully optimized for mobile devices. This means you can enjoy a user-friendly experience on your smartphone or tablet without any hassle. Although we do not support electronic signature authorization at this time, rest assured that all your transactions are protected by advanced security measures. Your peace of mind is our priority. At C & R, we're committed to making banking simple and accessible for all our members. Embrace the convenience of digital banking with us today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C & R is your trusted partner. Visit us at 801 5Th St Clay Center Ks 67432 or call (785) 632-5161 to learn more about how we can help you achieve your financial goals.

Growing Together

Our total share accounts stand at 923, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to continually improve your banking experience.

Investment in Your Future

With $510,454 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $166 in used auto loans and a total of $2,760,402 in loans and leases available.

Member Savings Security

Members' savings are secured through $838,517 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-$4,627, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees ready to assist you with knowledgeable support.

Our Financial Health

With a net worth of $522,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,576,150 in used vehicle loans and $741,607 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those who may need extra flexibility in managing expenses, our total credit lines amount to $200,000. These lines can be invaluable for handling everything from emergency expenses to larger purchases without disrupting your financial stability. Our dedicated team is here to guide you through every step of the lending process. You can reach us at (785) 632-5161, or visit us at our location: 801 5Th St Clay Center Ks 67432 in Clay Center, KS. We're open Monday through Friday from 9:00 a.m. to 3:30 p.m., ready to help you find the perfect loan solution for your needs. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At C & R, we are committed to helping our members achieve their financial aspirations while ensuring they feel supported throughout their journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're looking for ways to refinance an existing mortgage, we're here to discuss eligibility options that might work for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans at C & R, our team is ready to assist you with personalized financial solutions when you need them.

Loan Aggregator

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Ensuring Accurate Comparisons

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C & R CREDIT UNION - Clay Center, KS

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