C E S Credit Union Mount Vernon OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to C E S, your trusted financial partner located at 400 W Chestnut St, Mount Vernon, OH 43050. Established in 1952, our credit union has been dedicated to serving the community for over seven decades. With a strong membership base of 17,221 members and total assets exceeding $214,760,552, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At C E S, we believe in building relationships that matter. Under the leadership of our CEO, Sandy Coffing, and Board President, Jeff Wells, our team of 58 employees is committed to ensuring that every member feels valued and supported. Our financial offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 631, Mount Vernon, OH 43050. With total loans amounting to 9,118 and deposits reaching $7,933,244, we are well-equipped to help you achieve your financial goals. Whether you're looking for a new vehicle or planning for your future with a home loan, our expert team is here to guide you every step of the way. Experience the difference with C E S today! For any inquiries or assistance, feel free to call us at 740-397-1136. We look forward to welcoming you into our family!

Branch History & Mission

Join Us Today!

We invite you to become part of the C E S family! Experience firsthand how we can help you achieve your financial goals while being an active participant in your community. Visit us during our lobby hours Monday through Friday from 8:30 AM to 5:30 PM (and until 6:00 PM on Fridays), or Saturday from 9:00 AM to 1:00 PM or call us at 740-397-1136 for more information about membership and services. Together, let's build a brighter future!

Our Journey

Since our inception, C E S has prioritized member service and community engagement. We opened our doors with the mission to provide affordable financial solutions while fostering a sense of belonging among our members. Throughout the years, we've introduced various products and services that cater to personal banking needs including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to innovation led us to embrace digital banking solutions like online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely. Our branch has also been proactive in supporting local initiatives. We regularly partner with community organizations to give back through outreach programs and events that strengthen our ties with those we serve. Whether it's financial education workshops or support for local charities, we believe in making a positive impact where it matters most.

Our Mission

At C E S, our mission is clear: to empower our members through exceptional financial services while nurturing the community's growth and well-being. We strive to create an inclusive environment where every member feels valued and supported on their financial journey. Our dedicated team is here to assist you with personalized service tailored to your unique needs. While members can visit us at 400 W Chestnut St, official correspondence should be sent to P.O. Box 631, Mount Vernon, OH 43050. We're also equipped with an ATM for your convenience and offer drive-thru banking for quick transactions.

Branch Location & Accessibility

Accessibility Features

At C E S, we understand how important it is for everyone to access our services easily. Our branch features ADA-compliant ramps and parking spaces to accommodate all members. You'll find ample parking right outside, ensuring that your visit is stress-free.

Banking Services

At C E S, we offer a wide range of banking services tailored just for you. From personal banking accounts like checking and savings to auto loans and mortgages, our team is ready to assist with whatever you need. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your car. If you're in need of an ATM, rest assured that we've got one on-site for your convenience as well!

Connect With Us

We invite you to stop by or give us a call at 740-397-1136 if you have questions or want to learn more about how we can help you manage your finances effectively. Come experience the friendly service at C E S your trusted partner in banking!

Mailing Information

While you can always visit us at our branch for any inquiries or services, please send official correspondence to our mailing address: P.O. Box 631, Mount Vernon, OH 43050.

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM, extending until 6:00 PM on Fridays. We also welcome you on Saturdays from 9:00 AM to 1:00 PM. Whether it's a quick transaction or a more detailed discussion about your financial goals, we're here for you.

Member Eligibility

Becoming a member of C E S is like joining a family that truly cares about your financial well-being. Located at 400 W Chestnut St Mount Vernon Oh 43050, we invite you to explore the simple and welcoming eligibility criteria that make joining us easy. If you live, work, worship, or attend school in our community, you're likely eligible to become a member! This means that whether you're a local resident or just someone who spends time in the area, we want you to experience the benefits of our services tailored just for you. Once you're ready to take the next step, opening an account is straightforward and can be done online or at our branch. You can find all the details and start your journey by visiting https://cescu.symapp.jhahosted.com/ . If you have any questions along the way, don't hesitate to reach out to us at (740) 397-1136. For more specific information on eligibility requirements, check out our detailed guidelines at http://www.cescu.com/save/join-now . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $151,984, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to launch a new product line or renovate your storefront. Our member commercial loans provide the capital you need when it matters most, empowering you to turn your vision into reality.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a bustling market, and a customer wants to buy your handmade goods. With our merchant solutions, accepting card payments becomes effortless, allowing you to focus on what you do best growing your business. Located conveniently at 400 W Chestnut St Mount Vernon Oh 43050, Mount Vernon, OH 43050, we are here to support you every step of the way. For more information on how we can assist with your business banking needs, give us a call at (740) 397-1136!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, our Basic Drive-Thru Banking offers simple transactions like deposits and withdrawals without leaving your car a perfect solution for busy schedules.

Business Banking Services

For business owners, we offer comprehensive Business Banking services, including Merchant Services and Business Loans. Whether you're starting out or looking to expand, we are here to support your entrepreneurial journey.

Credit Cards and Rewards

Looking for ways to earn while you spend? Our Credit Cards with Rewards program gives you the chance to earn points or cash back on everyday purchases. It's not just about spending; it's about making your money work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at West Chestnut Center, we prioritize digital banking features. With options like Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer anytime and anywhere.

Loans and Financing

If you're in the market for a vehicle or considering home ownership, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are designed with you in mind. Picture driving off in your dream car without the financial stress, thanks to our competitive rates. Or perhaps you're ready to buy a home; our mortgage options can help you take that big step with confidence. We also provide Personal Loans & Debt Consolidation solutions, which can be a lifesaver when unexpected expenses arise. Our flexible terms help ease financial burdens by allowing you to consolidate debt into one manageable monthly payment.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer Personal Banking options that include both Checking and Savings Accounts. Whether you need a straightforward checking account for daily expenses or a savings account to help you reach your financial goals, we've got you covered. Imagine having easy access to your funds while also earning interest on your savings!

Shared Branch Transactions

Lastly, as part of our commitment to serving our members even better, we provide Basic Shared Branch Transactions for partner credit union members. This means even more flexibility when it comes to managing your accounts. We invite you to visit us at 400 W Chestnut St Mount Vernon Oh 43050 or give us a call at (740) 397-1136. Discover how our diverse range of services can benefit you today! For more information about joining our community or opening an account, please visit our website. We look forward to helping you achieve your financial dreams!

Digital & Online Banking

Key Features

Managing your finances has never been easier with features like electronic signature authorization, which allows you to complete transactions safely from the comfort of your home. Plus, you can go paperless with e-statements, making it simple to track your spending while helping the environment. For those on the go, our mobile application is here to help. It offers mobile payments so you can pay bills or make purchases quickly and securely right from your smartphone. Whether you're splitting a dinner bill with friends through person-to-person transfers or checking your account balance, everything is just a tap away.

Security and Accessibility

We prioritize your security at C E S. Our online banking platform uses advanced security measures to keep your information safe. You can bank with peace of mind knowing that your financial data is protected. Our user-friendly interface ensures that even if you're not tech-savvy, navigating through your accounts will be straightforward. You can easily manage your funds in real-time, giving you the control you need over your finances. In short, with our digital and online banking services at C E S, you have everything you need for effective financial management right at your fingertips. Visit us online today at https://www.cescu.com/ and discover how easy banking can be!

Financial Strength

Commitment to Innovation

With $20,431,439 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is reflected in the $2,629 in used auto loans and $121,887,887 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

The trust you've placed in us is evident from our growing community, as shown by our 40,253 total share accounts. This reflects a strong member base that values the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C E S is your trusted partner. Visit us at 400 W Chestnut St Mount Vernon Oh 43050 or call (740) 397-1136 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! We hold $25,335,051 in share certificates and $8,976,291 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have $0 in non-member deposits, ensuring our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $2,321,623, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 9 part-time employees who ensure our branches are always ready to serve you with knowledge and dedication.

Strong Financial Health

With a net worth of $25,115,134, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,743,283 in used vehicle loans and $18,817,535 in new vehicle loans already helping members get on the road. Our financing options are flexible, making it easier than ever to find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $151,984 provide the capital needed to grow and expand your operations. Whether it's for equipment purchases or working capital, we are ready to support your business endeavors. At C E S, we also offer refinancing options to help you lower your payments or consolidate debt. If you're curious about eligibility, visit us online or call us at (740) 397-1136 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Credit Lines and Credit Cards

For those looking for additional flexibility, our total credit lines amounting to $33,202,771 provide the extra cash flow when you need it most. We also offer flexible terms on unsecured credit card loans, with a total of $5,740,482 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,623,145, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process smoothly.

Loan Aggregator

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C E S CREDIT UNION