C E S Credit Union Mount Vernon OH | Best Auto Loans & ATMs

Introduction

Welcome to C E S, your trusted financial partner in Mount Vernon, Ohio! Located at 1215 Yauger Rd, we have been serving our community since 1952. With a strong commitment to our members, C E S has grown into a robust credit union with over 17,000 members and total assets of $214,760,552. Our mission is simple: to provide personalized banking solutions that meet the unique needs of each member. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 631, Mount Vernon, OH 43050. At C E S, we pride ourselves on fostering financial well-being in our community. With total deposits exceeding $7,933,244 and net worth standing at an impressive $25,115,134, we are financially sound and ready to support your goals. Whether you are looking for auto loans where we've financed over 9,118 loans or want to open a savings account to secure your future, we are here to help. Our dedicated team of 58 employees, led by CEO Sandy Coffing and Board President Jeff Wells, is always ready to assist you with warmth and expertise. You can reach us at 740-397-1136 or visit our website at cescu.com for more information about our services. Join us today and discover how C E S can help you achieve your financial dreams!

Branch History & Mission

At C E S, we take pride in our rich history and unwavering commitment to serving the Mount Vernon community. Established in 1952, our branch has been a cornerstone for financial services, growing alongside the people we serve. Over the years, we have evolved into a trusted partner for individuals and families, providing not just banking services but also support that strengthens our community. Our branch is conveniently located at 1215 Yauger Rd, Mount Vernon, OH 43050. This prime location allows us to serve our members effectively, making banking accessible and straightforward. Whether you're coming to see us for personal banking or business needs, you'll find a welcoming environment dedicated to helping you achieve your financial goals. With over 17,000 members and total assets amounting to $214,760,552, C E S has built a strong foundation based on trust and reliability. Our mission is clear: we are here to provide excellent financial services while actively supporting local initiatives that benefit our community. We strive to empower our members with the knowledge and tools they need to succeed financially. While members can visit us at 1215 Yauger Rd Mount Vernon Oh 43050, official correspondence should be sent to P.O. Box 631, Mount Vernon, OH 43050 if needed. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our operating hours reflect our commitment to accessibility: Monday through Friday from 8:30 AM to 5:30 PM (with extended hours on Friday until 6:00 PM) and Saturday from 9:00 AM to 1:00 PM. In addition to traditional banking services, we embrace technology to enhance your experience. Members can access online banking, mobile payments, and e-statements effortlessly. We also provide ATM services for added convenience and a drive-thru option for quick transactions. C E S is more than just a credit union; we are an active participant in our community. Through partnerships with local organizations and outreach programs, we aim to uplift those around us while fostering financial literacy among our members. We invite you to join C E S today! Experience firsthand how we can help you reach your financial aspirations while making a positive impact in Mount Vernon. For more information about membership eligibility or to open an account, please visit our website or call us at 740-397-1136. Join us as we continue this journey together!

Branch Location & Accessibility

Convenient Access

Our branch is designed with your comfort in mind. Ample parking is available right outside, making it easy for you to stop by whether you're coming in for a quick transaction or need more time to discuss your financial needs. We also prioritize accessibility; our facilities are ADA compliant, ensuring everyone can access our services without any hassle.

Get in Touch

Ready to experience all we have to offer? Visit us at 1215 Yauger Rd or give us a call at 740-397-1136. We can't wait to welcome you into our community-focused family! And remember, while members can visit us at this location for all their banking needs, official correspondence should be sent to P.O. Box 631, Mount Vernon, OH 43050 if needed. See you soon!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours. The lobby is open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. If you prefer drive-thru service, we accommodate that too! Our drive-thru is open Monday through Thursday from 8:30 AM to 5:30 PM and extends to 6:00 PM on Fridays for added convenience.

Services Available

At C E S, we aim to provide a comprehensive range of services. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our ATM is available around the clock for cash withdrawals and balance checks, ensuring that your banking needs are met anytime you need them. If you ever require assistance while you're here, don't hesitate to reach out. Our team is ready and happy to help with any questions or transactions you may have.

Member Eligibility

At C E S, we believe that everyone deserves a chance to join our warm and welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in the area around us. Whether you're looking for a safe place to save your money, affordable loans, or financial guidance, we're here for you. You can easily find out more about our eligibility criteria by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze! Just give us a call at (740) 397-1136 or visit us at our branch located at 1215 Yauger Rd Mount Vernon Oh 43050. We're excited to help you take the first step towards enjoying the many benefits of being part of C E S. From competitive rates on savings and loans to personalized service that makes banking feel personal, there's so much waiting for you here!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Whether you're looking to accept card payments or manage payroll efficiently, we've got you covered. Visit us at 1215 Yauger Rd Mount Vernon Oh 43050 in Mount Vernon, OH, or call us at (740) 397-1136 to learn more about how we can help your business thrive!

Non-Member Support

We also believe in fostering a thriving local economy. While we focus on our members, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $151,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash on the go? Our ATM services ensure you can access your funds quickly. Plus, with our convenient drive-thru banking options for deposits and withdrawals, handling transactions has never been simpler.

Business Banking Services

For our business members, we provide essential support through our Business Banking services. From Merchant Services that help streamline your payment processes to tailored Business Loans, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at C E S, we've invested in robust Online & Mobile Banking platforms. You can access your accounts anytime, anywhere! With features like Mobile Payments, person-to-person transfers, and e-statements, managing your finances has never been easier.

Personal Banking Solutions

We understand that managing money can be challenging. That's why we offer Personal Banking options including Checking & Savings Accounts tailored to help you save and grow your wealth. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing solutions make it easy to get on the road without breaking the bank. For those planning to buy a home, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. In addition, if you're dealing with debt, our Personal Loans & Debt Consolidation options are designed to help you regain control of your finances. And don't forget about our Credit Cards with Rewards, which offer great perks on everyday purchases.

Shared Branch Transactions

For those who may need additional flexibility while traveling or if you have accounts with partner credit unions, we also offer basic shared branch transactions. This means you can make deposits and withdrawals even when you're away from home. Whether you need help opening an account or have questions about any of our services, feel free to reach out! Contact us at (740) 397-1136 or visit us at 1215 Yauger Rd Mount Vernon Oh 43050 in beautiful Mount Vernon, OH. We're here to help guide you toward achieving all of your financial goals. Explore everything we offer by visiting us online at Yauger Road Center and discover how we can assist you today!

Digital & Online Banking

Accessibility & Support

No matter where life takes you, accessing your accounts is straightforward with our 24/7 online banking services. We believe in empowering our members with tools that enhance their financial journey while ensuring that help is always available if needed. At C E S, we're dedicated to providing modern banking solutions that fit seamlessly into your lifestyle. Experience the ease and peace of mind that comes with digital banking tailored just for you!

Key Features

One of the standout features is our mobile application, which allows you to bank on-the-go. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and easy. Plus, with our electronic signature authorization feature, signing documents has never been simpler just sign digitally without the need for paper. We also offer e-statements so you can go green and reduce clutter while keeping track of your financial activity. And if you're a fan of using mobile payments, you're in luck! Our platform supports this feature, making transactions smooth and efficient.

Financial Strength

Commitment to Growth

With $20,431,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,629 in used auto loans and $121,887,887 in total loans and leases, we support members' financial goals across various sectors.

Community Trust

Total Share Accounts stand at 40,253, showcasing a strong and growing member base that trusts us with their finances. We believe our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C E S is your trusted partner. Visit us at 1215 Yauger Rd Mount Vernon Oh 43050 or call (740) 397-1136 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $25,335,051 in share certificates and $8,976,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to allocate our resources effectively, ensuring better loan rates and exclusive perks.

Operational Efficiency

Our $1,043,319 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $25,115,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We also have refinancing options available for those looking to lower their current interest rates or consolidate debt into one manageable payment. If you want to know more about eligibility requirements, feel free to visit our website at https://www.cescu.com/ or call us directly at (740) 397-1136. At C E S, we're dedicated to providing personalized service and expert guidance throughout your borrowing journey. Whether you're ready to apply now or just have questions about our loan products, we're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,743,283 in used vehicle loans and $18,817,535 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, we have options that can fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $151,984 provide the capital needed to grow and expand your business. Whether you're looking for equipment financing or working capital, we can assist you in navigating the lending process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,623,145, make buying or refinancing simple. We provide competitive rates and terms designed to help you secure your dream home without the stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,740,482 in loans helping members manage their finances effectively. These credit cards come with various benefits that make everyday purchases easier while allowing you to keep track of your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh stands out for its commitment to transparency and reliability. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

C E S CREDIT UNION - Mount Vernon, OH

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