C E S Credit Union Loudonville OH | Best Auto Loans & Business Banking

Introduction

Welcome to C E S, where we believe in building strong financial futures for our members! Located at 3030 State Route 3, Loudonville, OH 44842, our credit union has been a trusted partner in the community since 1952. With a dedicated team of 58 employees, we proudly serve over 17,221 members, helping them achieve their financial goals with personalized service and expert advice. At C E S, we understand that your financial needs are unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $214,760,552, and we have secured total deposits of $7,933,244 to ensure we can support our members effectively. Our commitment goes beyond just numbers; it's about making a difference in your life. Under the leadership of our CEO, Sandy Coffing, and Board President, Jeff Wells, we prioritize transparency and community involvement. We're proud of our solid net worth of $25,115,134 and cash in hand amounting to $3,659,939, which reflect our stability and dedication to serving you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 3030 South State Route 3, Loudonville, OH 44842. We invite you to explore the benefits of membership with C E S. Whether you're looking for a loan or simply need assistance managing your finances, we're here for you. Feel free to call us at 740-397-1136 or visit our website at www.cescu.com for more information. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community-Focused Services

In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and personal loans, we offer modern conveniences such as online banking and mobile payments. Our drive-thru service allows for quick transactions without leaving your vehicle, making banking even more accessible for everyone. We also feature an ATM on-site for those who prefer cash transactions. If you need assistance beyond basic banking tasks, feel free to reach out to us at 740-397-1136 or visit during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM (with extended hours on Fridays until 6 PM) and Saturdays from 9 AM to 1 PM. While members can visit us at 3030 State Route 3, official correspondence should be sent to 3030 South State Route 3, Loudonville, OH 44842.

Join Us

As we continue our journey into the future, we invite you to become part of C E S. Experience firsthand the benefits of membership where your financial growth is supported by a dedicated team that genuinely cares about your success. Visit us today or learn more about joining at cescu.com! Together, let's build a brighter future for Loudonville!

Our Mission

At C E S, our mission is simple yet profound: we aim to empower individuals and families by providing exceptional financial services tailored to their unique needs. We are dedicated to fostering financial literacy and well-being among our members while actively supporting local initiatives that uplift our community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact in Loudonville. Our goal is not just to be a financial institution but a vital part of the fabric of this community.

Branch Location & Accessibility

Convenient Access and Parking

At C E S, we understand how important convenience is for our members. Our branch features ample parking spaces, ensuring that you can find a spot with ease. We also prioritize accessibility with ADA-compliant entrances and ramps, making it easy for everyone to access our services.

Operating Hours

We're here for you during flexible hours that fit your schedule! Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, with extended hours until 6:00 PM on Fridays and Saturday service from 9:00 AM to 1:00 PM. If you prefer drive-thru banking, we offer this option Monday through Thursday from 8:30 AM to 5:30 PM and Friday until 6:00 PM as well.

Services You Can Count On

As a member of C E S, you have access to a variety of services designed to make banking easier. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with any financial transaction whether it's simple deposits or more complex loan inquiries. Plus, we provide ATM services so you can withdraw cash anytime. For those who need additional support, our shared service center allows members from partner credit unions to conduct basic transactions right here at our branch. While members can visit us at 3030 State Route 3 Loudonville Oh 44842, official correspondence should be sent to 3030 South State Route 3, Loudonville, OH 44842. Ready to see what we can do for you? Give us a call at (740) 397-1136 or stop by today! We look forward to serving you!

Member Eligibility

Becoming a member of C E S is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Loudonville area, you're already on the right track! This community-focused credit union welcomes individuals who are looking for a more personal banking experience. You can easily check the specific eligibility requirements by visiting this link, where you'll find all the details tailored just for you. Opening an account with us is straightforward and designed with your convenience in mind. Whether you're interested in a savings account, loan options, or any of our financial services, we're here to help you every step of the way. For more information on how to get started, feel free to visit our account opening page at this link. If you have any questions or need assistance, don't hesitate to reach out at (740) 397-1136. We can't wait to welcome you to C E S, located at 3030 State Route 3 Loudonville Oh 44842!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services tailored for today's fast-paced market. Imagine having the tools to accept payments seamlessly from your customers, whether they prefer cash, card, or mobile payment options. Our solutions help streamline transactions, allowing you more time to focus on what matters growing your business. Located at 3030 State Route 3 Loudonville Oh 44842, we're here to partner with you on your journey toward success. Contact us at (740) 397-1136 to learn more about how our business banking and commercial services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $151,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also have an ATM available for quick cash withdrawals or balance checks. If you prefer face-to-face interactions but need a quick visit, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Essentials

For local entrepreneurs, C E S offers robust business banking solutions including merchant services and business loans. We understand the challenges of running a business, and we're here to provide the resources needed for growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or making payments through mobile payments or person-to-person transactions, accessing your accounts has never been easier.

Credit Card Benefits

Don't forget about our credit cards with rewards! They offer not only convenience but also perks that can enhance your spending power while allowing you to earn rewards on purchases you make every day.

Personal Banking Solutions

Whether you're opening your first checking account or looking to grow your savings, our personal banking options have got you covered. With our checking and savings accounts, you can manage your finances effortlessly. Plus, if you're thinking about getting a new car, our auto loans and vehicle financing options make it easy to hit the road in style without breaking the bank. Need help with homeownership? Our mortgage loans and refinancing services help you navigate the path to owning your dream home. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide that extra cushion.

Shared Branching Opportunities

If you're a member of another participating credit union, our shared branch services enable basic transactions such as deposits and withdrawals making it even easier to access your funds when you're away from home. At C E S, we're more than just a financial institution; we're part of your community. Our knowledgeable team is always ready to assist you with any questions or concerns. Call us at (740) 397-1136 or visit us today to discover how we can help meet your financial needs! Your journey towards better financial health starts here let's take that first step together!

Digital & Online Banking

Key Features

Our digital banking platform is equipped with user-friendly features that enhance your banking experience. You can sign documents electronically with our electronic signature authorization feature, making transactions faster and more convenient. Plus, say goodbye to paper clutter! With e-statements available, you can view your monthly statements online without the hassle of keeping physical copies. For those on the go, our mobile application lets you manage your accounts right from your smartphone. You can make mobile payments effortlessly, ensuring that paying bills or making purchases is quick and easy. Need to send money to friends or family? Our person-to-person transfers allow you to send cash instantly without any fuss.

Security You Can Trust

We prioritize your security. Our online banking services are built with robust security measures to protect your information while giving you peace of mind during every transaction. In short, C E S offers an engaging and secure way for you to manage your money digitally. With features tailored for convenience and accessibility, we're here to help you bank smarter! Explore all our online offerings today at https://www.cescu.com/ and take charge of your financial journey!

Financial Strength

Growing Together

Total Share Accounts stand at 40,253, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further exemplifies our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C E S is your trusted partner. Visit us at 3030 State Route 3 Loudonville Oh 44842 or call (740) 397-1136 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $25,335,051 in share certificates and $8,976,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,321,623 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $25,115,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $20,431,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $2,629 in used auto loans and $121,887,887 in total loans and leases supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,743,283 in used vehicle loans and $18,817,535 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $151,984 provide the capital needed to grow and expand your business. We understand the unique challenges that entrepreneurs face and are here to support you with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,623,145, make buying or refinancing simple. We provide personalized service and competitive rates to help you navigate the home-buying process smoothly.

Refinancing Options

If you're considering refinancing existing loans, C E S offers options that could help lower your interest rates or monthly payments. Check out our eligibility requirements to see if you qualify for more favorable terms. At C E S, we pride ourselves on transparency and community engagement. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to speak with one of our friendly representatives, please call us at (740) 397-1136 or visit us at our branch located at 3030 State Route 3 Loudonville Oh 44842 in Loudonville, OH. Your financial future starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,740,482 in loans helping members manage their finances effectively. These cards come with various benefits that can enhance your purchasing power while keeping repayment manageable.

Loan Aggregator

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C E S CREDIT UNION