C E S Credit Union Coshocton OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to C E S, your trusted partner in financial well-being since 1952. Located at 700 S 2Nd St Ste B, Coshocton, OH 43812, our branch is dedicated to serving the community with personalized financial solutions and exceptional service. With a membership base of over 17,221 individuals, we pride ourselves on building strong relationships and supporting the dreams of our members. At C E S, we understand that banking is about more than just numbers. It's about people your aspirations, your goals, and your journey. That's why we've grown our total assets to an impressive $214,760,552 and continue to offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have you covered. While members can visit us at our Coshocton location, official correspondence should be directed to our mailing address: 1215 Yauger Rd, Mount Vernon, OH 43050-9233. Our commitment to transparency and accessibility means you can always reach out via phone at 740-397-1136 or explore our services online at cescu.com. Under the leadership of CEO Sandy Coffing and Board President Jeff Wells, our team of 58 employees is here to ensure you receive the best possible experience. Whether you're looking for competitive loan rates or assistance with business banking solutions, we are dedicated to helping you achieve financial success. Join us today and discover how C E S can make a difference in your life. Visit us in person or give us a call we're excited to help you on your financial journey!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. C E S embraces digital advancements that enhance your banking experience. With features like online banking and mobile payments, managing your finances is simple and secure. We ensure that all our services comply with ADA standards so everyone can enjoy equal access.

Community Partnerships

We believe in giving back. Through partnerships with local organizations and community outreach programs, we work tirelessly to uplift those around us. Our focus on education and financial literacy empowers individuals and families to make informed decisions about their finances. We invite you to join C E S today! Experience the benefits of being part of a credit union that prioritizes your needs while fostering a supportive community environment. Visit us at 700 S 2Nd St Ste B or call us at 740-397-1136 for more information on how you can become a member and start your journey toward financial wellness with us!

Our Journey

Located at 700 S 2Nd St Ste B, Coshocton, OH 43812, our branch has witnessed remarkable changes over the years. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Our journey has been marked by a steadfast dedication to community support and outreach initiatives that resonate with the values of our members. While members can visit us at 700 S 2Nd St Ste B, official correspondence should be sent to 1215 Yauger Rd, Mount Vernon, OH 43050-9233. Our branch is conveniently situated near local landmarks, making it easy for you to access our services.

Our Mission

At C E S, our mission is clear: to empower our members through accessible financial services while fostering a sense of community and trust. We strive to provide personalized support that meets the unique needs of each member. Whether you're looking for assistance with savings accounts or seeking advice on loans and investments, we are here for you every step of the way. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. With ATM availability and shared service centers nearby, accessing your finances has never been easier.

Branch Location & Accessibility

Convenient Access

While you can come by and meet us at our Coshocton address, if you need to send official correspondence, please direct it to our mailing address at 1215 Yauger Rd, Mount Vernon, OH. We want to make sure you have all the details you need for smooth communication.

Get in Touch!

We invite you to come see us! For any questions or assistance, feel free to call us at 740-397-1136. Our dedicated team at C E S is excited to help you achieve your financial goals. Whether you're a longtime member or thinking about joining us for the first time, we can't wait to welcome you through our doors!

Operating Hours

We know that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking needs or exploring financing options, our friendly staff is here to assist you during these hours.

Parking and Accessibility Features

At C E S, we prioritize your comfort. Our location offers ample parking space right outside the branch, making it simple for you to pop in and out. The facility is ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy our services without hassle.

Services We Offer

At C E S, we are proud to provide a range of financial services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, our ATM service is available for quick cash withdrawals and balance checks whenever you need it. While we don't currently offer drive-thru banking, we do have shared services available for partner credit union members.

Member Eligibility

At C E S, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also welcome family members of current members, making it easy for loved ones to benefit from our personalized services. For a more detailed look at eligibility criteria, feel free to visit our website at http://www.cescu.com/save/join-now. Once you're ready to take the next step, opening an account with us is straightforward. Just check out the details on how to get started at https://cescu.symapp.jhahosted.com/. If you have any questions or need assistance, don't hesitate to give us a call at (740) 397-1136. We can't wait to welcome you into the C E S family at our branch located at 700 S 2Nd St Ste B Coshocton Oh 43812!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $151,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine making transactions easier for your customers while simplifying your daily operations. Our merchant services offer practical benefits like secure payment processing, which can improve your cash flow and customer satisfaction. This means you can focus on what truly matters growing your business. Visit us at 700 S 2Nd St Ste B Coshocton Oh 43812 in Coshocton, OH, or call us at (740) 397-1136 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how critical it is to have reliable banking solutions at your fingertips. Our business banking services, including merchant services and business loans, can help support your growth and streamline operations.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money to friends through our secure platforms anytime, anywhere. Plus, with ATM access available for cash withdrawals and balance checks, managing your finances has never been easier.

Credit Options

For those who enjoy rewards while spending, our credit cards with rewards let you earn points on everyday purchases, making it easier to get something back from your spending.

Personal Banking Solutions

Our personal banking options are tailored for everyone. Whether you're just starting out or planning for the future, we have something for you. You can open checking and savings accounts that suit your lifestyle and help you manage daily expenses. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing programs offer competitive rates that make getting behind the wheel easier than ever. Planning to buy a home? Our mortgage loans and refinancing options are designed to fit a variety of budgets and needs. We also provide personal loans and debt consolidation services that can help you simplify your finances, allowing you to focus on what matters most.

Shared Branch Transactions

We also participate in shared branch transactions. If you're a member of one of our partner credit unions, you can make basic deposits and withdrawals right here at C E S. This means greater flexibility when accessing your funds! Whether it's the personalized service from our friendly staff or the ease of digital banking features like mobile payments or e-statements, we strive to make every interaction valuable. For more information about how we can assist you in reaching your financial goals or to explore any of our services further, don't hesitate to call us at (740) 397-1136 or visit us online at Coshocton Center. Join us today at C E S, where financial success begins!

Digital & Online Banking

Key Features of Our Online Services

Our online banking offers a variety of features that put you in control. Whether you're checking your balance or transferring funds, you can do it all from the comfort of your home or on the go. Need to send money quickly? Our person-to-person transfer service makes it easy to send cash to friends and family instantly. For added convenience, we also provide e-statements, so you can view your account statements anytime without the clutter of paper. Plus, with electronic signature authorization available, signing documents is a breeze no need to print, sign, and scan.

Mobile Banking at Your Fingertips

If you're always on the move, our mobile application allows you to manage your accounts from anywhere. You can deposit checks using just your smartphone camera or make payments with ease through our mobile payments feature. Staying connected to your finances has never been more accessible.

Security and Support

Your security is our priority. We implement robust measures to ensure that all transactions are safe and secure. Should you need any assistance, our friendly team is just a phone call away at (740) 397-1136. Experience the ease of banking with C E S today! With everything from online banking to mobile applications at your disposal, we're here to help you take charge of your financial future effortlessly.

Financial Strength

At C E S, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency, which is why we want to share insights into our financial strength. With a net worth of $25,115,134, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,335,051 in share certificates and $8,976,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust earnings show our commitment to reinvesting in our community. With $20,431,439 in undivided earnings, we can enhance our banking tools and lending options while strengthening security measures to serve you better. Additionally, with $2,629 in used auto loans and $121,887,887 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our impressive $1,043,319, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 40,253 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C E S is your trusted partner. Visit us at 700 S 2Nd St Ste B Coshocton Oh 43812 or call (740) 397-1136 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for more specialized financing, our total credit lines amount to $33,202,771, providing additional resources for personal or business needs. Furthermore, if you're considering refinancing options, our team is ready to discuss eligibility and help you explore potential savings. Our branch at 700 S 2Nd St Ste B Coshocton Oh 43812 in Coshocton, OH, is open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. You can reach us at (740) 397-1136 for any questions about our loan offerings or assistance with your application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At C E S, we are dedicated to supporting our members' financial success through tailored lending solutions. Visit us today or check out our website at https://www.cescu.com/ for more information on how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,743,283 in used vehicle loans and $18,817,535 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,740,482 in loans helping members manage their finances effectively. Our credit card solutions come with competitive interest rates and rewards programs that add value to your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,623,145, make buying or refinancing simple. We offer guidance throughout the mortgage process to help you find the right plan for your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By prioritizing verified data, LendMesh guarantees that users receive accurate information about their options.

C E S CREDIT UNION - Coshocton, OH

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