C C S E Credit Union Ellicottville NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to C C S E, your trusted financial partner in the heart of Ellicottville, NY! Located at 37 Bristol Lane, Ellicottville, NY 14731, our branch has proudly served the community since 1977. With a commitment to providing exceptional service and fostering strong relationships, we currently support over 5,719 members with a total asset base of $58,061,746. At C C S E, we believe that banking should be personal and accessible. Whether you're looking for a new auto loan where we've facilitated 1,892 loans totaling significant financial backing or simply want to open a savings account to secure your future, our dedicated team is here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 417 Broad Street, Salamanca, NY 14779. We take pride in maintaining a strong local presence and are always eager to connect with our community. Our leadership team is passionate about ensuring you have the best experience possible. Under the guidance of CEO Ginger Haley and Board President Dale Colton, our staff of 13 employees works tirelessly to provide quality services such as online banking, mobile payments, and personalized lending options. With total deposits amounting to $2,693,166 and cash in hand reaching $1,291,797, we are well-positioned to support your financial needs today and in the future. Come see how we can assist you in achieving your financial goals! We invite you to visit us or give us a call at 716-699-1004 during our business hours from Monday through Friday from 9 AM to 5 PM. Experience the difference of being part of a credit union that truly values its members! For more information about our services or membership eligibility, please visit our website at ccseonline.com.

Branch History & Mission

Community-Centric Initiatives

In addition to providing essential banking services like ATM access and drive-thru facilities for ease of transactions, we continuously seek ways to better serve you. Our dedication to being ADA compliant ensures that everyone can enjoy full access to our facilities and services. We actively listen to feedback from our members as part of our ongoing efforts to improve. Join us today! Experience the difference with C C S E where your financial goals matter. Together, let's build a brighter future for you and your community. For any inquiries or assistance, feel free to call us at 716-699-1004 or visit our website at ccseonline.com. We look forward to welcoming you!

Our Evolution

From our humble beginnings at 37 Bristol Lane, Ellicottville, NY 14731, we have become a trusted financial partner for many families and businesses. Over the years, we've adapted to meet the changing needs of our members by introducing various services such as personal banking accounts, auto loans, mortgages, and even business banking solutions. We've always prioritized a customer-first approach that emphasizes trust and support. Our branch is conveniently located near popular local landmarks, making it easy for our members to visit us for their banking needs. While you can come see us at our main location, if you need to send official correspondence, please direct it to our mailing address at 417 Broad Street, Salamanca, NY 14779.

Our Mission

C C S E is more than just a financial institution; we are dedicated to making a positive impact on the lives of our members and the community. Our mission focuses on empowering individuals through comprehensive financial education and personalized service. We believe that everyone deserves access to quality financial products and resources. This commitment drives us to offer innovative digital solutions such as online banking and mobile payments that enhance convenience while ensuring accessibility for all. We also understand the importance of giving back to the community. Through partnerships with local organizations and outreach programs, we strive to uplift those around us and foster a sense of belonging among our members.

Branch Location & Accessibility

Getting Here

When you come to our branch, you'll find ample parking available, making your visit hassle-free. The location is designed with accessibility in mind, featuring ADA-compliant ramps to ensure that everyone can visit us comfortably. While members can visit us at 37 Bristol Lane, official correspondence should be sent to our mailing address at 417 Broad Street, Salamanca, NY 14779.

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need assistance with checking accounts or want to discuss auto loans and refinancing options, our team is ready to help during these hours.

Services Offered

At the C C S E Ellicottville Branch, we offer a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we aim to meet all your financial needs. We also provide convenient ATM access for quick cash withdrawals and balance checks. Plus, with drive-thru banking available for deposits and simple transactions, managing your money has never been easier!

Visit Us Today!

If you're in the Ellicottville area or planning a visit, we invite you to drop by! Have questions? Feel free to call us at 716-699-1004. We're excited to welcome you into the C C S E family and assist you with all your banking needs!

Member Eligibility

At C C S E, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Ellicottville area, you're already eligible to join us. We also invite family members of existing members to become part of our community. Once you're a member, you gain access to a variety of benefits including personalized banking services, competitive loan rates, and opportunities to save more on your financial journey. To get started, simply visit us at 37 Bristol Lane Ellicottville Ny 14731 or give us a call at (716) 699-1004 for any questions. For more detailed eligibility criteria and the latest updates, check out our website at https://ccseonline.com/membership/ . We can't wait to welcome you into the C C S E family!

Business Banking & Commercial Services

Loan Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans available, we are eager to partner with local enterprises when the opportunity arises.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for businesses of all sizes. Imagine having a reliable payment processing solution that allows you to focus on what you do best serving your customers and growing your business. With our merchant services, you can accept payments easily and efficiently, ensuring that cash flow stays strong. If you're in Ellicottville, NY, visit us at 37 Bristol Lane Ellicottville Ny 14731 or give us a call at (716) 699-1004. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Accessing Your Funds

We understand that accessing your money should be straightforward. That's why we provide ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. Our branch is equipped with an ATM for added convenience during your visits.

Business Banking Services

For our business members, we offer robust banking solutions including merchant services and business loans that can help your enterprise thrive. Whether you're just starting out or looking to expand, we're here to support your goals.

Commitment to Member Satisfaction

At C C S E, we pride ourselves on building lasting relationships with our members by offering personalized service and expert guidance. Our friendly team is always ready to assist you with any questions or needs you may have. If you're ready to explore how we can help you financially, don't hesitate to reach out! Call us at (716) 699-1004 or visit us at 37 Bristol Lane Ellicottville Ny 14731 in Ellicottville, NY during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the difference at Ccse Ellicottville Branch!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. Need a vehicle? We offer competitive auto loans and vehicle financing options to get you on the road quickly. If you're considering buying a home or refinancing your current mortgage, our mortgage loans can guide you through the process smoothly. Additionally, for those moments when unexpected expenses arise, our personal loans and debt consolidation options can provide the relief you need.

Rewards and Convenience

With our credit cards featuring rewards programs, every purchase you make can bring you closer to exciting benefits. Enjoy the flexibility of earning points while managing your everyday expenses. Our members appreciate the convenience of online and mobile banking, allowing them to access their accounts anytime, anywhere. You can easily pay bills, transfer funds, and even use person-to-person payment services with just a few clicks.

Digital & Online Banking

Eco-Friendly and Efficient

We also provide e-statements, making it easy for you to access your financial information while helping the environment by reducing paper waste. Our commitment to security means your information is protected every step of the way. In summary, C C S E combines convenience with cutting-edge technology to enhance your banking experience. Whether you're checking balances late at night or making payments while out and about, we're here to support you every step of the way. Explore our digital services today at https://ccseonline.com/ and see how we can help streamline your banking needs!

Key Features

Our online banking platform at https://ccseonline.com/ is user-friendly and available 24/7, allowing you to check balances, pay bills, and transfer money with just a few clicks. No more waiting in line or rushing to the bank before closing time! With features like electronic signature authorization, signing important documents has never been simpler. You can do it all from the comfort of your home or on the go.

Mobile Banking on Your Terms

Stay connected with our mobile application, which offers all the essential features right at your fingertips. Need to send money to a friend? Use our person-to-person transfer feature for quick and easy transactions. Plus, if you enjoy the convenience of mobile payments, you're in luck our platform supports this option too!

Financial Strength

Commitment to Member Services

With $5,509,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $531 in used auto loans and $25,742,458 in total loans and leases.

Dedicated Team and Community Trust

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 10,355 share accounts, we show a strong and growing member base that trusts us with their finances. This reflects our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C C S E is your trusted partner. Visit us at 37 Bristol Lane Ellicottville Ny 14731 or call (716) 699-1004 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $8,703,456 in share certificates and $6,240,053 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,509,223, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,441,869 in used vehicle loans and $4,137,179 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new vehicle or a reliable used one, our financing options are designed to fit your budget.

Contact Us

Ready to explore your options? Give us a call at (716) 699-1004 or visit us at our branch. Our knowledgeable staff is here to assist you with any questions about our loan products or eligibility criteria. For more information about membership and services, check out our website at ccseonline.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At C C S E, we're committed to supporting you on your financial journey!

Credit Lines and Unsecured Loans

For those looking for flexibility, we offer credit lines with a total of $9,000,000 available for various needs. Additionally, we provide unsecured credit card loans, helping members manage their finances effectively. With $0 in these loans, it's easier than ever to cover unexpected expenses or make purchases without tying up your savings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $953,285, make buying or refinancing simple. We believe that everyone deserves a place they can call home, and our team is here to guide you through the process every step of the way.

Refinancing Options

If you currently have existing loans and are considering refinancing, our team can help evaluate your options. We strive to provide solutions that can save you money on interest rates or reduce your monthly payments.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is not only current but also reliable.

C C S E FEDERAL CREDIT UNION