Business And Industrial Credit Union Columbus IN | Best Auto Loans & Business Banking

Introduction

Welcome to Business And Industrial, your trusted credit union located at 740 N Marr Rd, Columbus, IN 47201. Since opening our doors in 1960, we have proudly served our community and fostered a strong sense of belonging among our 3,997 members. With a commitment to providing exceptional financial services, we have grown into a reliable institution with total assets of $43,704,078 and total deposits reaching $7,083,795. At Business And Industrial, we understand that each member has unique financial needs. That's why we offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our members can access their accounts conveniently through online and mobile banking platforms. Additionally, we have an ATM and drive-thru service available for quick transactions. Our dedicated team is led by CEO Aaron Wilp, alongside Board President Roberta Mullins, both of whom are committed to ensuring that your experience with us is nothing short of excellent. With a staff of 12 employees, we are here to assist you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 740 N Marr Rd, Columbus, IN 47201. We invite you to explore how Business And Industrial can help you achieve your financial goals. Feel free to call us at (812) 372-6091 or visit our website at www.busindcu.com for more information on membership eligibility and account openings. Your financial success is our priority!

Branch History & Mission

Our Mission

At Business And Industrial, our mission is simple yet profound: to improve the financial well-being of our members and the community. We strive to offer accessible financial solutions while being actively involved in local outreach initiatives. Whether it's through sponsoring events or partnering with local organizations, we focus on making a positive impact beyond just transactions. We understand that convenience matters; that's why we provide robust digital banking options including online banking and mobile payments. For those who prefer traditional methods, our branch features both ATM access and a drive-thru service for quick transactions. We are committed to ensuring that all members can easily engage with us. While you can visit us at 740 N Marr Rd, official correspondence should be sent to the same address as there is no difference in mailing details. You can reach us at 812-372-6091 during our operating hours Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday until 12:30 PM. As we look ahead, we invite you to join our thriving community at Business And Industrial. Experience firsthand how we can support your financial journey while contributing to the betterment of Columbus. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At our Marr Road location, parking is ample and easily accessible. We've made sure that everyone can visit us comfortably with ADA-compliant features, including ramps for those who need them. Our friendly staff is always ready to assist you during our operating hours, which are Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings until 12:30 PM.

Get in Touch!

We invite you to stop by or give us a call at 812-372-6091 if you have any questions or need assistance. Our dedicated team is here to help you navigate your financial journey with ease. Visit us today and discover how we can support your banking needs!

Services Tailored for You

Here at Business And Industrial, we offer a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to make a quick deposit or withdrawal? Use our drive-thru service for simple transactions without leaving your car. Plus, we have an ATM available on-site for your convenience. While members can visit us at 740 N Marr Rd for all banking needs, if you wish to send any official correspondence, please direct it to the same address.

Member Eligibility

At Business And Industrial, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. If you're interested in joining us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our vibrant community. This means you can take advantage of all the great services we offer, from personal banking to loans tailored just for you. For more details on eligibility, feel free to visit our page at https://www.busindcu.com/membership/ . Opening an account with us is straightforward and welcoming. You can easily start the process online by visiting https://mobicint.net/bif/loanapp/list or give us a call at (812) 372-6091 if you have any questions. We're here to help you every step of the way! Join us at our branch located at 740 N Marr Rd Columbus In 47201, and let's work together toward achieving your financial goals.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $49,144, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine running your business without worrying about payment processing. Our merchant services provide reliable solutions that simplify transactions, allowing you to focus on what matters most serving your customers. From point-of-sale systems to online payment options, we ensure you have the tools necessary for success. Visit us at 740 N Marr Rd Columbus In 47201, Columbus, IN or call us at (812) 372-6091 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

At Business And Industrial, we understand the unique challenges faced by businesses. That's why we offer specialized business banking services including merchant services and business loans to help you grow your enterprise. Our team is dedicated to supporting local businesses with the financial resources they need.

Call Us Today!

With so many services designed for both personal and business needs, we invite you to explore what Business And Industrial has to offer. Give us a call at (812) 372-6091 or visit us at Marr Road today! Let us be your partner in achieving financial success because at Business And Industrial, your goals are our priority.

Credit Cards and Loans

For those needing extra funds, our personal loans and debt consolidation options can help streamline your finances and relieve some of that financial stress. Our credit cards come with rewards programs that let you earn points for everyday purchases, turning spending into savings.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make person-to-person payments with ease. Plus, our ATM availability ensures that cash withdrawals are just a few taps away.

Drive-Thru and ATM Services

For those who prefer in-person interactions but want quick transactions, our basic drive-thru banking provides an efficient way to handle deposits, withdrawals, and simple transactions without leaving your car. With basic ATM access available as well, you can quickly withdraw cash or check your balance when needed.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With competitive interest rates and low fees, we aim to make saving easier for everyone. If you're considering financing a new vehicle, our auto loans and vehicle financing options can get you on the road with favorable terms that fit your budget. Additionally, our mortgage loans and refinancing solutions provide flexible choices for those looking to buy a home or lower their monthly payments.

Digital & Online Banking

Key Features

With our mobile application, managing your finances is right at your fingertips. You can make mobile payments seamlessly, send money to friends and family through our person-to-person transfer feature, and enjoy the convenience of electronic statements for easy record-keeping. Plus, our commitment to security means that you can bank confidently knowing that your information is protected. We also value efficiency in every aspect of banking. While we don't currently offer electronic signature authorization, our team is always here to assist you with any paperwork or queries you may have. And if you prefer going green, you'll love the availability of e-statements perfect for those who want to reduce paper clutter while keeping their financial records organized. At Business And Industrial, we believe in making banking accessible and straightforward for everyone. Dive into our digital banking options today and experience a new level of convenience!

Financial Strength

Growing Membership Base

We currently serve 7,660 deposit accounts, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we remain poised to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Business And Industrial is your trusted partner. Visit us at 740 N Marr Rd Columbus In 47201 or call (812) 372-6091 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $5,771,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, illustrated by our $593 in used auto loans and $14,119,576 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $982,757 in share certificates and $3,035,551 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our resources; with non-member deposits at $0, we ensure that our efforts benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees dedicated to serving you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $7,133,190, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,632 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,640,162 in used vehicle loans and $3,822,304 in new vehicle loans already helping members get on the road. We can also assist you with refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $49,144 provide the capital needed to grow and expand. We understand the challenges faced by businesses today and are committed to helping you find the right financing solutions. At Business And Industrial, we prioritize transparency and support for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our goal is to make sure that you feel confident and informed when making any financial decision. If you're ready to explore our loan offerings further or have any questions, please don't hesitate to reach out at (812) 372-6091. We're here to help!

Credit Card Loans

For those who need help managing day-to-day expenses, we also offer flexible terms on unsecured credit card loans. With a total of $206,465 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees, ensuring that you know exactly what you're getting.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $843,240, make buying or refinancing simple. We offer various plans that can fit different budgets, making it easier for you to secure your dream home.

Loan Aggregator

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BUSINESS AND INDUSTRIAL FEDERAL CREDIT UNION - Columbus, IN