Bull Dog Credit Union Hagerstown MD | Low Mortgage Rates & Business Banking

Introduction

Welcome to Bull Dog, your trusted partner in financial growth and community support, located at 1240 Dual Hwy, Hagerstown, MD 21740. Since our establishment in 1968, we have been dedicated to providing exceptional banking services tailored to meet the needs of our 21,503 members. With total assets of $227,516,830 and a commitment to fostering strong relationships, we strive to make every member feel valued and supported. At Bull Dog, we understand that banking is more than just transactions; it's about building a community. Our members enjoy a wide range of financial products, including auto loans, mortgages, and personal loans. With a solid foundation of $12,757,066 in total deposits and an impressive 5011 loans and leases facilitated, we take pride in helping our members achieve their financial goals. Led by our dedicated CEO, David Barrett, and Board President Victor Krondstadt, our team of 51 employees works tirelessly to ensure you receive personalized service that meets your unique needs. Whether you're looking for assistance with online banking or want to explore our various lending options, we're here for you. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 580 Northern Ave, Hagerstown, MD 21742. Join us on this journey towards financial well-being! For inquiries or assistance, don't hesitate to reach out at 301-797-6318 or visit our website at bdfcu.com. We look forward to serving you!

Branch History & Mission

Welcome to Bull Dog, a proud member of the Hagerstown community since 1968. Located at 1240 Dual Hwy, Hagerstown, MD 21740, our branch has grown alongside our members and evolved into a trusted financial partner. With a deep commitment to serving our members, we currently support over 21,503 individuals in achieving their financial goals. Our journey began with a simple mission: to provide accessible financial services to our community. Over the years, we've expanded our offerings significantly while maintaining that core value. Today, we proudly hold assets totaling $227,516,830, reflecting our steady growth and stability. Our dedication to member satisfaction is evident through our comprehensive range of services, including personal banking, auto loans, mortgage options, and business banking solutions. At Bull Dog, we believe that financial well-being goes hand in hand with community support. That's why our mission extends beyond just providing financial products; we actively engage in outreach programs that benefit local organizations and initiatives. We strive to empower our members by offering educational resources and workshops designed to enhance their financial literacy. While you can visit us at 1240 Dual Hwy, official correspondence should be directed to 580 Northern Ave, Hagerstown, MD 21742 if needed. Our doors are open during convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. With features like drive-thru banking, ATM access, and user-friendly online services including mobile payments and online banking, we ensure that banking with us is as easy as possible. As we continue to embrace technology while remaining ADA compliant, we prioritize making banking accessible for everyone. Our community connections are strong through partnerships with local businesses and participation in various events; we keep our commitment alive. We invite you to join us at Bull Dog and experience firsthand the benefits of being part of a cooperative that cares about your financial success. Come visit us or give us a call at 301-797-6318 today!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near the bustling area of Dual Highway, our branch is easy to find. We're close to local shops and restaurants, making it simple for you to combine errands with your banking visit. Our location features accessible parking and ADA-compliant facilities, ensuring that everyone can enjoy a hassle-free experience when they visit us. While members can visit us at 1240 Dual Hwy Hagerstown Md 21740, official correspondence should be sent to our mailing address at 580 Northern Ave, Hagerstown, MD 21742.

Operating Hours

We understand your time is valuable. That's why our lobby hours are designed to fit your busy schedule: open from 9 AM to 5 PM Monday through Wednesday, until 7 PM on Thursday and Friday, and even open until 2 PM on Saturdays. Need to use the drive-thru? We're here for you from 9 AM to 7 PM on weekdays and 9 AM to 2 PM on Saturdays too!

Services Offered

At Bull Dog, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts, auto loans, mortgage financing, to credit cards with rewards. If you're a business owner, our merchant services and business loans are designed with you in mind. Plus, with convenient online and mobile banking options available, managing your finances has never been easier. Feel free to drop by or give us a call at (301) 797-6318 if you have any questions or need assistance. We look forward to welcoming you into our branch soon!

Member Eligibility

At Bull Dog, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in the area surrounding our branch at 1240 Dual Hwy Hagerstown Md 21740, you are eligible to join us. We value individuals from all walks of life, making it simple for you to access our range of financial services tailored just for you. Once you're a member, you'll enjoy benefits like personalized banking solutions, competitive loan rates, and a dedicated team ready to help you achieve your financial goals. Ready to take the next step? You can learn more about our eligibility criteria by visiting this page. When you're ready to open an account, check out our online application at this link. If you have any questions or need assistance, feel free to give us a call at (301) 797-6318. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine this: You run a busy café and need to process payments quickly. Our merchant services simplify transactions so you can focus on serving customers instead of worrying about payment methods. From card processing to online payment solutions, we help you manage sales efficiently, ensuring you keep your cash flow steady. Located at 1240 Dual Hwy Hagerstown Md 21740, Hagerstown, MD, we're here to provide the financial tools your business needs to thrive. Reach out today at (301) 797-6318 to learn more about how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,025,661, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs provide easy access for withdrawals and balance checks whenever you need them. Additionally, our drive-thru service allows for quick deposits and simple transactions without leaving your vehicle. We invite you to explore all the services offered at Bull Dog where community meets convenience! If you have any questions or would like more information about how we can assist you financially, feel free to call us at (301) 797-6318 or visit us at http://bdfcu.com . Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, making it easier for you to drive off in the vehicle of your dreams. Whether it's a brand-new model or a reliable used car, we have financing solutions tailored just for you.

Business Banking

If you're running a business, our merchant services and business loans can help you grow and succeed. We understand the challenges small businesses face, which is why we offer tailored banking solutions that fit your unique needs.

Credit Cards with Rewards

With our credit cards, you'll earn rewards on every purchase. Whether you're using it for daily expenses or special occasions, enjoy benefits that make spending worthwhile. Plus, our straightforward terms mean no surprises when it comes time to pay your bill.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many. At Bull Dog, we offer mortgage loans and refinancing options that make owning a home more attainable. Our knowledgeable team will guide you through the process, helping you find the best rates so you can secure your dream home without breaking the bank.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or deposit checks with just a few taps on your smartphone or computer.

Personal Banking

Our personal banking services are designed to help you manage your everyday finances effectively. With various checking and savings accounts, you can choose the right option that aligns with your lifestyle. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are here to assist you when you need a little extra support.

Digital & Online Banking

Additional Services

For those looking to simplify their transactions, our person-to-person transfer feature allows you to send money quickly to friends or family without any hassle. And if you're someone who prefers going paperless, you'll be pleased to know that e-statements are readily available for your accounts making it easy to keep track of your finances while helping the environment. With the added benefit of mobile payments, you can make purchases directly from your phone with ease. This way, you can leave your wallet at home and still have everything you need for a successful shopping trip. In summary, Bull Dog is committed to providing accessible and efficient digital banking solutions tailored for you. Visit us online at https://www.bdfcu.com/ today and take control of your financial future!

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, you can manage your finances with just a few taps on your device. Plus, our mobile application enhances this experience even further, providing all the features you need right in your pocket. Security is a top priority for us. We ensure that your personal information is safe while using our online services. Although we do not offer electronic signature authorization at this time, we employ robust security measures to protect your data.

Financial Strength

Commitment to Member Services

With $22,218,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further reflected in our lending capacity; we have $1,506 in used auto loans and $82,447,703 in total loans and leases to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 38,061, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,068,892, demonstrating our capability to meet your borrowing needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bull Dog is your trusted partner. Visit us at 1240 Dual Hwy Hagerstown Md 21740 or call (301) 797-6318 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $12,531,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $24,601,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates available in the industry. With $29,626,700 in used vehicle loans and $12,945,288 in new vehicle loans already helping our members hit the road, we're here to support your journey. Whether you're looking for financing for a reliable used car or a brand-new model, we've got options that fit your budget.

Business Loans

For business owners, we have outstanding commercial loans totaling $2,025,661 that provide the capital needed for growth and expansion. Whether you need funds for equipment, inventory, or other operational expenses, our team is here to assist you in finding the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options make it simple to buy or refinance your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,653,401, providing flexible terms and competitive rates. Owning a home is within reach with our supportive lending process.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available to help lower your monthly payments or reduce your interest rate. Be sure to check our eligibility criteria and see how you can benefit from refinancing. You can reach us at (301) 797-6318 or visit us at our branch located at 1240 Dual Hwy Hagerstown Md 21740 in Hagerstown, MD. Our friendly staff is ready to answer any questions you may have about our loan offerings and guide you through the application process. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here at Bull Dog!

Unsecured Credit Card Loans

We also recognize the need for flexibility when it comes to managing finances. That's why we provide unsecured credit card loans, totaling $287,958. These cards come with competitive rates and terms designed to help you keep your spending manageable while enjoying the benefits of rewards.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

BULL DOG FEDERAL CREDIT UNION