Bull Dog Credit Union Hagerstown MD | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Bull Dog, your trusted financial partner located at 17555 York Rd, Hagerstown, MD 21740. Since our establishment in 1968, we have been dedicated to serving our community with a range of financial services tailored to meet your needs. With a total membership of 21,503 and assets exceeding $227,516,830, we are proud to be a solid foundation for our members' financial journeys. At Bull Dog, we believe in building relationships based on trust and support. Our team is committed to helping you navigate your financial choices, whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages. We currently manage over 5,011 loans and leases, ensuring that we have the resources available to assist you with whatever you may need. While members can visit us at our branch location, official correspondence should be sent to 580 Northern Ave, Hagerstown, MD 21740. We understand the importance of accessibility; that's why we offer various services including online and mobile banking, ATMs for cash withdrawals, and drive-thru banking for your convenience. Our leadership team is here for you: CEO David Barrett and Board President Victor Krondstadt lead our dedicated staff of 51 employees, ensuring that every interaction is warm and professional. Whether you're reaching out via phone at 301-797-6318 or visiting us in person during our lobby hours Monday through Wednesday from 9:00 AM to 5:00 PM and extended hours on Thursday and Friday until 7:00 PM we're here to help. Join us at Bull Dog as we work together towards achieving your financial goals. Explore our offerings today by visiting our website or feel free to give us a call. Your financial success starts here!

Branch History & Mission

Join Us

As we look ahead to the future, Bull Dog remains dedicated to enhancing the lives of our members and contributing positively to Hagerstown. Whether you're looking for personal finance advice or seeking ways to invest in your future, we invite you to experience the benefits of membership with us. Reach out today at 301-797-6318 or visit our website to learn more about how we can support your financial aspirations!

Our Journey

Since opening our doors, Bull Dog has experienced significant growth and change. From our humble beginnings, we've expanded our services to meet the needs of our members and adapt to the ever-changing financial landscape. Today, we manage total assets of approximately $227.5 million, offering a comprehensive range of products from personal banking to business loans. Our commitment to providing exceptional service has been recognized as we continually strive to improve member experiences through innovations such as online banking and mobile payments.

Our Mission

At Bull Dog Credit Union, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves support on their financial journey. That's why we offer tailored solutions like auto loans, mortgages, credit cards with rewards, and business banking services designed with your needs in mind. Our vision extends beyond just financial transactions; it includes building lasting relationships within Hagerstown and surrounding areas. We actively engage in outreach efforts that support local initiatives and organizations because when our community thrives, so do we. While members can visit us at 17555 York Rd for face-to-face assistance or enjoy convenient drive-thru banking options during extended hours (Monday through Friday), we also encourage digital interactions through our online platforms. For official correspondence, please direct mail to 580 Northern Ave, Hagerstown, MD 21740.

Branch Location & Accessibility

Convenient Access

Just a short drive from popular landmarks like [insert nearby landmark], our branch is easily reachable, ensuring that banking with us is as straightforward as possible. If you're coming by car, you'll find ample parking available right at our location, making it easy to visit us without the hassle of searching for a spot.

Join Us Today!

We invite you to stop by Bull Dog today! Our friendly team is eager to welcome you and assist with any questions you may have about our services or how we can help meet your financial goals. Come experience the difference at your local credit union!

Operating Hours

We understand that life gets busy, which is why our operating hours are designed to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Wednesday, extending until 7:00 PM on Thursday and Friday for those who prefer later visits. On Saturdays, we're here from 9:00 AM to 2:00 PM to assist you. If you need assistance after hours, feel free to give us a call at (301) 797-6318.

Services Tailored for You

At Bull Dog, we offer a range of services that cater to your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability and drive-thru banking options, accessing your funds has never been easier. While members can visit us at 17555 York Rd Hagerstown Md 21740, official correspondence should be sent to 580 Northern Ave, Hagerstown, MD 21740 if different.

Welcoming Environment

Our branch is designed with accessibility in mind, featuring ADA-compliant facilities to accommodate all members. With ramps and wide entryways, everyone can navigate through our space comfortably. We also offer a drive-thru service for added convenience perfect for those busy days when you need to make a quick deposit or withdrawal.

Member Eligibility

At Bull Dog, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the many benefits we offer. Membership is open to those who live, work, worship, or attend school in our local area, as well as their family members. This means that if you're part of our vibrant community around 17555 York Rd Hagerstown Md 21740, you're eligible to join us! By becoming a member, you'll gain access to exclusive services like low-interest loans, personalized banking solutions, and much more all tailored to help you thrive financially. Joining is simple! You can find more details about eligibility by visiting our website at https://www.bdfcu.com/about/eligibility/ . Once you're ready to take the next step, opening an account is just as easy check out the account opening process at https://www.bdfcu.com/eservices/applications/ . If you have any questions or need assistance, feel free to give us a call at (301) 797-6318. We can't wait to welcome you into the Bull Dog family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our loan offerings, we provide essential merchant services that simplify daily transactions for your business. Imagine accepting payments seamlessly from customers both online and in-store, enabling smooth cash flow while focusing on what you do best growing your business. Located conveniently at 17555 York Rd Hagerstown Md 21740 in Hagerstown, MD, we're here to partner with you every step of the way. Let's take your business to new heights together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,025,661, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

In today's fast-paced world, accessibility matters. That's why we offer robust Online & Mobile Banking solutions. Manage your accounts anytime and anywhere! Need cash on the go? Our ATM & Cash Withdrawal Services ensure you have access to your funds when you need them most. Additionally, enjoy the ease of basic transactions through our Drive-Thru banking service. At Bull Dog, convenience and customer care go hand in hand. We invite you to visit us or explore our services online at York Road today! Let us help guide you toward a brighter financial future.

Financing Your Dreams

When it comes to making big purchases like a car or home, our financing options have got you covered. We offer Auto Loans & Vehicle Financing that can help turn your dream of owning a new car into reality. Plus, if you're looking to buy a home, our Mortgage Loans & Refinancing services can provide the support you need for one of life's biggest investments.

Get Back on Track

Life can throw unexpected challenges your way, and we're here to help with that too. Our Personal Loans & Debt Consolidation options are designed to assist members in managing their finances effectively. Whether you're dealing with unexpected expenses or trying to simplify multiple debts into one manageable payment, we're just a phone call away at (301) 797-6318.

Personal Banking Made Easy

Whether you're saving for a vacation or planning for retirement, our Personal Banking services offer the perfect solutions. With Checking & Savings Accounts, managing your finances becomes straightforward and convenient. Imagine having easy access to your money whenever you need it, along with tools that help you track your spending and savings goals.

Reward Yourself

With our Credit Cards with Rewards, every purchase brings you closer to rewards that make life even more enjoyable. Whether you're traveling, dining out, or shopping for everyday essentials, earn points that can be redeemed for exciting perks.

Supporting Local Businesses

For our local entrepreneurs, we provide tailored services under our Business Banking umbrella. From Merchant Services to various types of Business Loans, we're committed to helping businesses thrive in our community.

Digital & Online Banking

At Bull Dog, we understand that banking should be easy, secure, and accessible whenever you need it. That's why we offer a variety of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our services empower you to manage your finances with confidence. With our 24/7 online banking services available at https://www.bdfcu.com/ , you can check your account balance, transfer funds, and pay bills anytime, anywhere. Enjoy the convenience of e-statements, which allow you to view your account statements electronically, reducing paper clutter while keeping your information organized and easy to access. For those busy moments when you need to make quick payments, our mobile payments feature lets you use your smartphone to pay for goods and services securely. Plus, with our user-friendly mobile application, managing your finances is just a tap away. Download it today to experience banking at your fingertips! Sending money to friends or family is simple with our person-to-person transfers. You can quickly send funds directly from your account without needing cash or checks. We prioritize security with every transaction you make through our online platforms. While we do not currently offer electronic signature authorization, rest assured that your personal information is protected with advanced encryption technologies. At Bull Dog, we believe in making banking accessible for everyone. Our digital tools are designed not only for ease of use but also for real-time account management so you can stay on top of your financial health effortlessly. Join us today and discover how our digital banking services can enhance your everyday life!

Financial Strength

A Growing Community

We're proud to support a strong community with a total of 38,061 share accounts, demonstrating the trust our members place in us. Net Shares available for lending and investments stand at $1,068,892, ensuring that your needs remain our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bull Dog is your trusted partner. Visit us at 17555 York Rd Hagerstown Md 21740 or call (301) 797-6318 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $22,218,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,506 in used auto loans and $82,447,703 in total loans and leases available for you. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member Savings and Resources

Members' savings are secured through $12,531,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $24,601,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,081, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,626,700 in used vehicle loans and $12,945,288 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $2,025,661 provide the capital needed to grow and expand your business operations. At Bull Dog, we strive to make borrowing as straightforward and accessible as possible. Our team is here to guide you through the process and ensure that you're aware of all refinancing and eligibility options available for each loan product. The financial insights provided are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or contact us today to learn more about how we can assist with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,653,401, make buying or refinancing simple. We also provide refinancing options to help you adjust your mortgage terms as needed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $287,958 in loans helping members manage their finances effectively. This option allows you to have access to funds when unexpected expenses arise or if you want to make larger purchases without impacting your cash flow.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy means you receive fair and transparent offers without hidden fees or misleading information.

BULL DOG FEDERAL CREDIT UNION