Building Trades Credit Union Maple Grove MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Building Trades, your trusted financial partner located at 12080 73Rd Ave N, Maple Grove, MN 55369. Since our establishment in 1959, we have proudly served our community with a strong commitment to fostering financial wellness among our 18,511 members. Our mission is to provide you with a range of services tailored to meet your unique needs, from personal banking and auto loans to business financing. At Building Trades, we understand the importance of building a solid financial foundation. With total assets exceeding $226 million and total deposits amounting to $26 million, we prioritize the security and growth of your finances. Our CEO, Richard Odenthal, and Board President, Joseph Lane, lead our dedicated team of 32 employees who are here to support you every step of the way. We take pride in being more than just a credit union; we are a part of your community. Whether you're looking for competitive rates on auto loans where we have issued over 8,376 loans or seeking guidance on debt consolidation, we're here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 12080 73rd Ave N, Maple Grove, MN 55369. If you have any questions or need assistance, feel free to reach out at 763-315-3888 during our lobby hours from Monday through Friday, 9 AM to 5 PM. Join us today and experience the difference that comes with a credit union that truly cares. Visit our website at Building Trades CU or start your membership application here. Your journey towards better financial health begins now!

Branch History & Mission

Building Trades has proudly served the Maple Grove community since its founding in 1959. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 18,500 members. Located at 12080 73Rd Ave N, our branch is conveniently situated in the heart of Maple Grove, MN, making it easy for you to access the services you need. Our mission is simple yet powerful: we strive to provide exceptional financial services while supporting and uplifting our community. We believe in fostering relationships based on trust, transparency, and mutual respect. As part of this commitment, we offer a range of products including personal banking, auto loans, mortgages, and business services that cater to every member's unique needs. Since opening our doors, we've focused on creating a welcoming environment where everyone feels valued. With total assets exceeding $226 million, we are well-equipped to support our members' financial journeys. Our operations reflect our dedication to innovation; we offer convenient online and mobile banking options alongside traditional services like drive-thru banking for quick transactions. While members can visit us at 12080 73Rd Ave N Maple Grove Mn 55369, official correspondence should be sent to 12080 73rd Ave N, Maple Grove, MN 55369 if different. Our operating hours from Monday to Friday from 9 AM to 5 PM allow ample time for you to connect with our dedicated team. You can reach us at (763) 315-3888 with any questions or concerns. Building Trades isn't just about finances; it's about building a stronger community together. We actively engage in local outreach initiatives and partnerships that make a positive impact right here in Maple Grove. Whether it's sponsoring local events or supporting charities, we believe in giving back and enhancing the lives of those around us. As we look toward the future, our commitment remains steadfast to empower our members through tailored financial solutions while continuing our legacy of community support. Join us today and experience the benefits of being part of Building Trades. Let's work together toward your financial goals!

Branch Location & Accessibility

Location Highlights

Located just a stone's throw away from local landmarks, our branch is easy to find and access. We're nestled in a friendly neighborhood, making us a convenient stop whether you're running errands or heading home. Our facility is fully ADA compliant, ensuring that everyone can visit us without hassle.

Operating Hours and Services

Our doors are open Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by when it fits your schedule. While you're here, take advantage of our personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you have any questions or need assistance, feel free to reach out at 763-315-3888 our friendly team is ready to help! While members can visit us at 12080 73Rd Ave N Maple Grove Mn 55369, official correspondence should be sent to 12080 73rd Ave N, Maple Grove, MN 55369. We invite you to visit us today and discover how Building Trades can help you achieve your financial goals!

Parking and Accessibility

We offer ample parking right outside the branch, so you won't have to worry about finding a spot. Plus, our drive-thru banking service allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle. For those who prefer to come inside, we've made sure that our entrance is accessible for all.

Member Eligibility

Becoming a member of Building Trades is like joining a family that truly cares about your financial well-being. Located at 12080 73Rd Ave N Maple Grove Mn 55369, we welcome individuals who share our commitment to community and mutual support. To qualify for membership, you should either live, work, or worship in the local area, or be connected through family or employment in certain industries we serve. It's all about building connections that matter! For a detailed look at the eligibility criteria, feel free to check out our website at https://buildingtradescu.com/membership/ . Joining us is easy and straightforward. Once you confirm your eligibility, you can open an account online in just a few minutes by visiting https://www.joinmycu.com/229/apply . If you have any questions or need assistance, don't hesitate to give us a call at (763) 315-3888. We're here to help you every step of the way as you start your journey with Building Trades.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,734,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that simplifies transactions and keeps your cash flow steady. Our merchant services provide exactly that secure, efficient ways for you to accept payments, whether in-store or online. This means more time for you to focus on what matters most: growing your business. Visit us at 12080 73Rd Ave N Maple Grove Mn 55369 or call us at (763) 315-3888 to explore how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, our drive-thru banking service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle perfect for those busy days when every minute counts. At Building Trades, we are committed to offering services that align with our members' lives and financial goals. If you have any questions or need assistance navigating these offerings, don't hesitate to reach out! Call us at 763-315-3888 during our lobby hours from Monday to Friday between 9 AM and 5 PM. We invite you to explore how our comprehensive services can empower you financially visit us today or check out more information on our website here. Your journey towards financial well-being starts at Building Trades!

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, we offer competitive auto loans and vehicle financing options. Imagine driving away in your dream car with terms that fit your budget perfectly. Our team is here to guide you through the process, making it simple and straightforward.

Business Banking

For business owners, we offer merchant services and business loans that can help take your venture to the next level. Imagine having the financial support needed to grow or expand your business without stress.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn while you spend. This means every purchase brings you closer to something special whether it's cash back or travel points. It's an easy way to get more out of your everyday spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we provide personalized support every step of the way. Picture yourself settling into your new home with peace of mind knowing you have chosen the best financial solution.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or even applying for loans all at your fingertips!

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed for your everyday needs. Whether you're saving for a vacation or planning for future expenses, our accounts offer flexibility and ease.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help you manage those costs effectively. Additionally, if you're feeling weighed down by multiple debts, our debt consolidation service could simplify your payments into one manageable monthly bill.

Digital & Online Banking

Accessibility & Ease-of-Use

At Building Trades, we believe that banking should be straightforward and accessible for everyone. That's why our online banking services are tailored for ease of use so that managing your money doesn't feel overwhelming. Whether you're checking balances or setting up new payments, everything is designed to be intuitive and efficient. In summary, with our comprehensive digital banking options, including mobile access and person-to-person transfers, managing your finances has never been more convenient. Join us at Building Trades today and experience hassle-free banking that fits into your lifestyle!

Key Features

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime you need. You can also enjoy the benefits of electronic statements, making it simple to keep track of your finances without the clutter of paper documents. Plus, with electronic signature authorization, signing important documents has never been easier or more secure. If you're always on the move, our mobile application is perfect for you. It allows you to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or paying for goods is as easy as a few taps on your screen. Security is a top priority at Building Trades. Our digital services are designed with robust security measures to protect your personal information while providing a user-friendly experience. Whether you're using our website or mobile app, you can rest assured that your data is safe with us.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand strong at 31,216, showing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Building Trades is your trusted partner. Visit us at 12080 73Rd Ave N Maple Grove Mn 55369 or call (763) 315-3888 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $22,677,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,984 in used auto loans and $110,415,194 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $42,914,357 in share certificates and $14,690,991 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $807,195 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $23,484,382, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business growth, our outstanding commercial loans totaling $4,734,668 provide the capital needed to expand your operations. We also offer personal loans for debt consolidation or other needs. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out! Our dedicated team is here to assist you in navigating your choices. To learn more about our loan offerings or to get started with an application, visit us at our branch located at 12080 73Rd Ave N Maple Grove Mn 55369, or give us a call at 763-315-3888 during our operating hours from Monday to Friday between 9 am - 5 pm. For performance insights and financial data on our services and offerings sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Building Trades, we are committed to supporting you every step of the way towards achieving your financial goals.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,506,548 in used vehicle loans and $8,601,535 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles to fit your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,079,011, make buying or refinancing simple. Our experienced team is ready to guide you through the process and find the right loan for your situation.

Unsecured Credit Card Loans

Managing daily expenses can be tough. We also offer flexible terms on unsecured credit card loans, with a total of $2,591,189 in loans helping members manage their finances effectively. Enjoy peace of mind with our competitive rates and straightforward application process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive. By working exclusively with verified financial institutions, LendMesh guarantees that you're looking at legitimate loan options.

BUILDING TRADES FEDERAL CREDIT UNION