Building Trades Credit Union Bloomington MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Building Trades Credit Union, your trusted financial partner located at 9741 Lyndale Ave S, Bloomington, MN 55420. Established in 1959, we have been dedicated to serving our community and supporting our members' financial goals for over six decades. With a strong commitment to member service, we currently serve 18,511 members, providing them with a range of financial products designed to meet their unique needs. At Building Trades CU, we pride ourselves on our impressive financial standing, boasting total assets of $226,399,959 and total deposits amounting to $26,002,435. Our focus is not just on numbers; it's about building relationships and fostering a sense of community. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we have the resources to help you thrive. Our leadership team is dedicated to your success. Led by CEO Richard Odenthal and Board President Joseph Lane, our experienced staff works diligently to provide exceptional service every day of the week from 9 AM to 5 PM. We also encourage you to reach out at 952-746-0990 for any inquiries or assistance you may need. While members can visit us at our branch location in Bloomington, official correspondence should be sent to the same address: 9741 Lyndale Ave S, Bloomington, MN 55420. Explore what Building Trades CU has to offer by visiting our website at buildingtradescu.com today! We look forward to serving you as your reliable financial partner in the community.

Branch History & Mission

Advancing Financial Services

In an effort to stay relevant and meet modern-day demands, we have embraced technology while ensuring compliance with ADA standards. Our digital services include online banking and mobile payments for convenience on-the-go. We also offer personal assistance through our dedicated staff who are always ready to help you navigate your financial journey. At Building Trades, we understand that each member's financial situation is unique. Therefore, we encourage anyone looking for personalized service or seeking guidance on managing their finances to reach out to us directly at 952-746-0990 during our operating hours from Monday to Friday from 9 AM to 5 PM. Join us today and experience firsthand the benefits of being part of the Building Trades family! Explore more about membership eligibility here or start your application now. Together, let's build a brighter future!

Commitment to Community

Building Trades is more than just a credit union; we are dedicated to enriching the lives of our members and supporting local initiatives. Through partnerships with various organizations and active participation in community outreach programs, we work hard to make a positive impact in Bloomington. We believe that when our members succeed, so does the entire community.

Our Mission

Our mission at Building Trades is simple yet powerful: to provide exceptional financial services while fostering community growth and development. We strive to empower our members through a variety of offerings including personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus on member satisfaction drives us to continually improve and adapt to the needs of those we serve.

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible, ensuring everyone can take advantage of our services. We're proud to provide features that comply with ADA standards, including ramps and designated parking spaces for those who need them. Plus, there's ample parking available right outside our doors.

Contact Us

Have questions or want to learn more? Feel free to give us a call at 952-746-0990! We invite you to visit us soon and discover how we can help you achieve your financial goals. At Building Trades Credit Union, you're not just a member; you're part of our community!

Operating Hours

We know your time is valuable, which is why we keep our lobby open from Monday to Friday, from 9 AM to 5 PM. Whether you're coming in for personal banking needs or seeking advice on loans and mortgages, our friendly staff are here to assist you during these hours.

Services Offered

At Building Trades Credit Union, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Our team is also available to help with credit cards featuring rewards and business banking solutions. While we currently do not have ATM facilities or drive-thru service at this location, we're committed to providing excellent customer service inside the branch.

Member Eligibility

At Building Trades, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, or worship in the Bloomington area, you're already on your way to joining our family. We also extend membership to immediate family members of existing members, so if someone in your household is already with us, you can enjoy the benefits too. For more detailed information on eligibility, feel free to check out our website at https://buildingtradescu.com/membership/ . Joining us means gaining access to a variety of services tailored just for you, from personal banking options like checking and savings accounts to competitive loan products. The process of opening an account is straightforward and quick just visit https://www.joinmycu.com/229/apply to get started today! If you have any questions or need assistance along the way, don't hesitate to reach out at (952) 746-0990. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that make transactions easy and efficient. Imagine processing payments seamlessly, whether in-store or online. With our solutions, you can focus more on serving your customers rather than worrying about payment hassles. Located at 9741 Lyndale Ave S Bloomington Mn 55420 in Bloomington, MN, our team is dedicated to helping you find the financial tools that best suit your business needs. Connect with us today at (952) 746-0990 and take your business to new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,734,668, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services. From merchant services that simplify payment processing to business loans that fuel growth and expansion, Building Trades is here to support your vision. Our team understands the unique challenges businesses face and works closely with you to find solutions that fit your needs.

Connect With Us

Whether you're stopping by for personal advice or seeking business solutions, we're here for you during our lobby hours from Monday to Friday, 9 AM to 5 PM. If you have questions about any of our services or need assistance getting started, don't hesitate to give us a call at 952-746-0990. Join us at Building Trades today and discover how we can assist you in reaching all of your financial aspirations! Explore more about membership eligibility here or apply for an account here. Your financial journey starts with us!

Digital Convenience

In addition to traditional banking services, we recognize the importance of digital convenience in today's world. With our robust online and mobile banking platforms, accessing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. Although we currently do not have ATMs or drive-thru services available at this location, our online banking features ensure that you can manage your finances anytime from anywhere. You'll also enjoy e-statements and electronic signature authentication for added security.

Personal Banking

In today's fast-paced world, managing your finances should be easy and accessible. That's why we offer personal banking options like checking and savings accounts designed with you in mind. Imagine having a checking account that not only simplifies your daily transactions but also helps you save effortlessly. Our savings accounts can help you reach your goals faster, whether you're saving for a vacation, a new car, or an emergency fund. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms that can make purchasing your dream car more attainable. We understand that buying a home is one of the biggest decisions you'll make; that's why our mortgage loans and refinancing services are structured to guide you through the process smoothly, ensuring you get the best deal possible. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options are here to help ease your financial burden. Plus, with our credit cards with rewards, every purchase can bring you closer to exciting rewards that enhance your lifestyle.

Digital & Online Banking

Key Services at Your Fingertips

With just a few clicks at https://buildingtradescu.com/ , you can access a range of services tailored to meet your needs. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services make it easy and hassle-free. You can also enjoy the convenience of e-statements, allowing you to view your account statements electronically no more waiting for paper statements to arrive in the mail!

Secure and User-Friendly

Your security is our top priority. At Building Trades, we offer electronic signature authorization for added peace of mind when making important transactions. Our mobile application provides a secure platform where you can manage your accounts with ease. Plus, with mobile payments enabled, making purchases is as simple as tapping your phone.

Stay Connected with Friends and Family

Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle. Whether it's splitting a dinner bill or sending a gift, our digital services ensure that your money moves as quickly as you do. In today's fast-paced world, having accessible and user-friendly banking options is essential. At Building Trades, we are committed to providing you with tools that empower you to manage your finances effectively and securely. Explore our digital offerings today and experience the difference!

Financial Strength

Growing Membership Base

Our total share accounts stand at 31,216, showcasing a strong and growing member base that trusts us with their finances. This growth allows us to provide even more tailored services to meet your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Building Trades is your trusted partner. Visit us at 9741 Lyndale Ave S Bloomington MN 55420 or call 952-746-0990 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $42,914,357 in share certificates and $14,690,991 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $807,195 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Community

With $22,677,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further reflected in our lending capacity; we have $1,984 in used auto loans and a total of $110,415,194 across all loans and leases.

Strong Financial Health

With a net worth of $23,484,382, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,506,548 in used vehicle loans and $8,601,535 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so that you can choose what works best for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $4,734,668 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to help you succeed.

Credit Lines

We have competitive credit lines available as well, amounting to $25,878,967, allowing you access to funds when you need them without the hassle of applying for a traditional loan every time. If you're considering refinancing any of these options or want to see if you're eligible for one of our loan products, feel free to check out our eligibility requirements here. At Building Trades, we're committed to providing personal service and financial solutions that fit your lifestyle. For more information about our loan offerings or to apply today, visit us online at buildingtradescu.com or give us a call at 952-746-0990. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,079,011, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,591,189 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by continuously updating its loan rates, allowing users to see current offers rather than outdated information.

BUILDING TRADES FEDERAL CREDIT UNION