Buffalo Police Credit Union Buffalo NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Buffalo Police, your trusted credit union located in the heart of Buffalo, NY at 68 Court St Rm 180. Since our establishment in 1936, we have been dedicated to providing exceptional financial services tailored to the needs of our members, currently numbering over 2,450. With a robust asset base of $17,126,240 and total deposits reaching $2,697,460, we are committed to fostering a secure financial environment for our community. At Buffalo Police, we understand that financial well-being is crucial for you and your family. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and much more. Our leadership team, led by CEO Lori West and Board President Dennis Richards, brings years of experience and a deep commitment to member service. While members can visit us at our branch address, official correspondence should be sent to 68 Court St Rm 180, Buffalo, NY 14202-3405. We encourage you to explore how we can assist you with your financial needs. Whether you are looking for an auto loan or seeking advice on managing your finances effectively, we're here to help. Feel free to reach out at 716-851-4490 during our lobby hours from Monday to Friday between 9 AM and 5 PM, or visit us online at buffalopolicefcu.com for more information. Join us as we continue to support and uplift our community through reliable financial solutions!

Branch History & Mission

Community Focus

Buffalo Police is more than just a financial institution; we are a cornerstone of the community. Through various initiatives and outreach efforts, we strive to make a positive impact in the lives of those we serve. Whether it's helping families secure their first home or supporting local businesses with tailored financing options, we are here for you. If you're looking for a financial partner who values your needs and prioritizes community well-being, look no further! Join us today at Buffalo Police and experience the difference firsthand. For inquiries or assistance, feel free to call us at (716) 851-4490 or visit our website at Main. We look forward to welcoming you into our family!

Our Mission

At Buffalo Police, our mission is simple yet powerful: to empower our members through quality financial services while actively supporting the community. We believe that everyone deserves access to affordable banking solutions and personalized service. Our goal is not only to help you achieve your financial aspirations but also to enrich the lives of those around us by engaging in various outreach programs and partnerships within the community. We take pride in our member-centric approach, offering modern conveniences like online banking, mobile payments, and person-to-person transactions. While we currently do not have ATM or drive-thru services available, we ensure that our operations are user-friendly and accessible during our operating hours: Monday through Friday from 9 AM to 5 PM. For any official correspondence, please note that while you can visit us at 68 Court St Rm 180 Buffalo Ny 14202, all mail should be directed to 68 Court St Rm 180, Buffalo, NY 14202-3405 if different.

Branch Location & Accessibility

Comprehensive Services

At Buffalo Police Credit Union, we offer a range of services tailored just for you from checking and savings accounts to auto loans and personal loans. Our team is dedicated to helping you navigate through your financial journey with ease. While we currently do not have ATM or drive-thru services available at this location, our online and mobile banking options ensure that you can manage your finances anytime and anywhere.

Easy Access and Parking

At our Buffalo branch, accessibility is important to us. We have made sure that our facilities are compliant with ADA standards, ensuring everyone can easily access our services. If you're driving, you'll find parking options nearby that make it convenient for you to stop by.

Let’s Connect!

If you have any questions or need assistance, don't hesitate to call us at 716-851-4490. We're here to help! Come visit us today and discover how Buffalo Police Credit Union can support your financial goals in a friendly and accessible environment.

Operating Hours That Fit Your Schedule

We understand that life can be busy! That's why we're here for you Monday through Friday from 9 AM to 5 PM. Whether you're stopping in for personal banking or discussing loan options, our friendly staff is ready to assist you during these hours.

Member Eligibility

Becoming a member of Buffalo Police is like joining a close-knit family that's dedicated to supporting you on your financial journey. If you're part of the Buffalo Police Department or related law enforcement agencies, you're already eligible to join us! We believe in making banking easy and accessible, so if you meet our eligibility criteria, which you can explore in more detail at , we invite you to take the next step. Opening an account is simple and straightforward. Just visit us at our branch located at 68 Court St Rm 180 Buffalo Ny 14202, or give us a call at (716) 851-4490 for any questions. You can also start the process online by following this link: https://www.realtimehomebanking.com/enroll.aspx?clientid=1157 . Join us today and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being!

Business Banking & Commercial Services

Financing Solutions for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Beyond loans, our merchant services are crafted to simplify transactions for your business. Picture accepting payments seamlessly whether it's through credit cards or mobile payments allowing you to focus on what you do best: running your business. Our aim is to provide practical tools that help streamline your operations, ensuring you have everything you need at your fingertips. Located at 68 Court St Rm 180 Buffalo Ny 14202 in Buffalo, NY, we're here to partner with you on your business journey. Reach out at (716) 851-4490 or visit us online at https://buffalopolicefcu.com/ for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? At Buffalo Police, we offer auto loans and vehicle financing options that can help turn that dream into reality. Our competitive rates make it easier than ever for you to drive off in the car you want. Whether you're purchasing a new vehicle or refinancing an existing loan, we are here to support you every step of the way.

Business Banking

If you're a business owner or thinking of starting one, our business banking services are tailored just for you. From merchant services that simplify payment processing to business loans that provide necessary funding, we aim to support local businesses in achieving their financial goals.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards come packed with benefits. You can earn points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's a simple way to make your money work harder for you.

Mortgage Loans & Refinancing

When it comes to home ownership or refinancing your current mortgage, our team is dedicated to helping you find the best solution for your unique situation. We provide mortgage loans that fit various budgets and lifestyles. With our personalized approach, we can help simplify the home-buying process so that you can focus on what truly matters making your house a home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from the palm of your hand. Whether you're making payments or checking account balances on-the-go, staying connected has never been easier. At Buffalo Police, we pride ourselves on being more than just a financial institution; we're part of the community. We invite you to visit us at Main or reach out via phone at (716) 851-4490 to learn more about how we can help meet your financial needs today!

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored just for you. Whether you're saving for a special occasion or managing your monthly expenses, our accounts are designed with your goals in mind. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our personal loans come in handy. If you're looking to consolidate debt or cover unforeseen costs, we offer flexible loan options designed with your needs in mind. Our goal is to help lighten your financial load while providing manageable repayment plans.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://buffalopolicefcu.com/ , you can check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, managing your finances has never been easier. Our user-friendly platform ensures that you can navigate your accounts effortlessly, giving you real-time control over your money.

Experience Mobile Banking

For those who prefer banking on their smartphones, our mobile application is just what you need. It allows you to take advantage of features like mobile payments and person-to-person transfers right from your device. Whether you're splitting a dinner bill with friends or making a quick payment, our app makes transactions smooth and straightforward.

Security You Can Trust

At Buffalo Police, we prioritize the security of your information. While we do not currently support electronic signature authorization, rest assured that all our online banking features are designed with advanced security measures to protect your personal data. Join us today at Buffalo Police and experience the ease of digital banking! With tools tailored for modern banking needs, managing your finances has never been more accessible or secure. For more information or to get started, visit us at https://buffalopolicefcu.com/ !

Stay Informed with E-Statements

Say goodbye to paper clutter! We offer e-statements to keep you informed about your account activity without the hassle of physical mail. This eco-friendly option not only helps you stay organized but also enhances your financial awareness by allowing you to access your statements easily and securely.

Financial Strength

Growing Trust

With a total of 3,842 accounts managed by our dedicated staff, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further indicating our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Buffalo Police is your trusted partner. Visit us at 68 Court St Rm 180 Buffalo Ny 14202 or call (716) 851-4490 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $3,076,496 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $231 we have provided in used auto loans and $10,430,490 across various lending sectors.

Member-Centric Savings

Members' savings are secured through $315,550 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $3,146,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,836 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,498,604 in used vehicle loans and $3,236,394 in new vehicle loans already helping members get on the road. We provide competitive rates on both new and used vehicle financing options, ensuring you can drive away with confidence.

Credit Lines

If you're looking for additional flexibility, our credit lines totaling $650,000 allow you to borrow what you need when you need it. This can be particularly helpful for managing cash flow or covering unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans (totaling $0), we encourage you to explore our other lending products that could support your housing journey.

Refinancing Options

For those interested in reducing monthly payments or consolidating debt, we provide refinancing options on many of our loan products. This can help make your financial obligations more manageable while saving you money in the long run. For more information on how our loan offerings can work for you, feel free to reach out at (716) 851-4490 or visit us at our location: 68 Court St Rm 180 Buffalo Ny 14202, Buffalo, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards provide an easy way to handle expenses without tying them down to a specific asset.

Loan Aggregator

Ensuring Accurate Comparisons

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BUFFALO POLICE FEDERAL CREDIT UNION - Buffalo, NY