Buffalo Metropolitan Credit Union Buffalo NY | Best Auto Loans & Business Banking

Introduction

Welcome to Buffalo Metropolitan, where our commitment to serving the community has been unwavering since our establishment in 1937. Located at 62 S Elmwood Ave, Buffalo, NY 14202, we are proud to be a trusted financial partner for over 15,737 members. With total assets of $140,808,528, we ensure that our members have access to the financial resources they need to thrive. At Buffalo Metropolitan, we believe in putting our members first. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we have tailored solutions just for you. Our dedicated team of 49 employees, led by CEO Jeanne Stadler and Board President Danielle Sullivan, is here to guide you every step of the way. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be sent to the same address: 62 S Elmwood Ave, Buffalo, NY 14202-2609. We understand that convenience matters our branch offers online and mobile banking services alongside an ATM for quick cash withdrawals. With total deposits reaching $13,267,549 and a net worth of $16,727,432, Buffalo Metropolitan is not only stable but also focused on helping you achieve your financial goals. Our approach combines personal service with modern technology to keep your finances secure and accessible. We invite you to become part of our family. If you have any questions or wish to explore how we can assist you further, feel free to call us at 716-847-6960 or visit our website at bflometrocu.org. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

At Buffalo Metropolitan, we take pride in our rich history and commitment to serving the community. Founded in 1937, our branch has grown alongside Buffalo, NY, becoming a trusted financial partner for thousands. Over the years, we've seen significant milestones that reflect our dedication to providing exceptional service and support to our members. Located at 62 S Elmwood Ave, Buffalo, NY 14202, our branch is easily accessible and situated near local landmarks that make it a central part of the community. While members can visit us at this address, official correspondence should be sent to 62 S Elmwood Ave, Buffalo, NY 14202-2609. Today, we proudly serve over 15,737 members and manage total assets of $140,808,528. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their needs. Whether it's opening a checking account or securing an auto loan, we strive to make every interaction meaningful and impactful. Our operating hours are designed to accommodate busy lifestyles: Monday through Wednesday from 8:30 AM to 4:30 PM, Thursday and Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 3:00 PM. For those who prefer self-service options, we provide ATM access for cash withdrawals and balance checks. As technology evolves, so do we. We offer online and mobile banking services that empower our members to manage their finances from anywhere. Our commitment extends beyond banking; we actively participate in community outreach programs that support local initiatives and partnerships. Join us on this journey! At Buffalo Metropolitan, you're not just a member; you're part of a family dedicated to your financial success. Experience the benefits of membership today by reaching out or visiting us in person. Together, let's build a brighter future for Buffalo!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 716-847-6960. Whether you're interested in opening an account or learning more about our services like personal banking, auto loans, or mortgage options, we're here to help! We look forward to seeing you soon at Buffalo Metropolitan Credit Union!

Operating Hours

Our doors are open during convenient hours to accommodate your busy schedule. We welcome you from Monday to Wednesday from 8:30 AM to 4:30 PM, and on Thursday and Friday until 5:30 PM. If weekends work better for you, feel free to visit us on Saturday between 9:00 AM and 3:00 PM.

Visiting Us

We want your visit to be as smooth as possible. At our branch, you'll find ample parking available, making it easy to stop by without the hassle of searching for a spot. The facility is fully ADA compliant, ensuring accessibility for all our members. While you're here, you can take advantage of our ATM services, which are available around the clock for your convenience. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

At Buffalo Metropolitan, we believe that joining our community is a step toward achieving your financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're already eligible to join us. We embrace everyone looking for better financial solutions and a supportive environment. Being part of Buffalo Metropolitan not only gives you access to personalized banking services but also allows you to connect with others who share your values. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . When you're ready to open an account, the process is straightforward and user-friendly. Just visit us online at https://app.consumer.meridianlink.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad-gzhtfhqutmblrpwowzqx7jx_0sauaiithhib1iaaxkvx0dbluhopszabqd9oxcszqlnlrjwvjkiull4xwi4nnct-wy1aagqprl_zzx0nqn or give us a call at (716) 847-6960 for assistance. We're here to guide you every step of the way, so you can experience all the benefits of being part of our vibrant community located at 62 S Elmwood Ave Buffalo Ny 14202.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're eager to help you navigate your financing options when you're ready. Our goal is to empower local businesses like yours with flexible funding that allows for expansion, equipment purchases, or even working capital.

Merchant Services

Beyond loans, we offer comprehensive merchant services designed to streamline your transactions. Imagine processing payments quickly and securely so you can focus on what matters most growing your business. With our services, you'll be equipped to accept various payment methods, helping you reach more customers and improve cash flow. At Buffalo Metropolitan, we are here to help you thrive. Reach out today at (716) 847-6960 and discover how we can assist you in taking your business to the next level!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can make it happen. Picture yourself driving off in the vehicle of your dreams, all while enjoying competitive rates that won't break the bank. We also assist with refinancing if you're looking to lower your monthly payments or get cash out from your current auto loan.

Business Banking Solutions

For entrepreneurs and small business owners, we offer Business Banking services including Merchant Services and Business Loans. Let us partner with you to fuel growth and meet the demands of operating a successful business.

Convenient Access

Accessibility is key at Buffalo Metropolitan. We have an ATM available for quick cash withdrawals and balance checks whenever you need them. Plus, with our Online & Mobile Banking platforms, managing your accounts has never been easier do everything from paying bills to transferring money right from your smartphone! In conclusion, whether you're just starting out on your financial journey or looking to enhance what you already have, Buffalo Metropolitan is here for you. Visit us at 62 S Elmwood Ave Buffalo Ny 14202 or give us a call at (716) 847-6960 to learn more about how we can assist you today! Your financial success starts here!

Credit Cards with Rewards

With our Credit Cards featuring rewards programs, spending becomes more rewarding! Whether you're using it for everyday purchases or special occasions, enjoy perks that add value back into your wallet.

Mortgage Loans & Refinancing

Homeownership is a goal for many, and our Mortgage Loans can guide you there. From first-time homebuyers to those looking to refinance their existing mortgages for better rates, we simplify the process every step of the way. You can count on us for personalized service that addresses your specific needs and goals.

Personal Banking

Managing your finances shouldn't be complicated. That's why we offer Personal Banking services that include Checking & Savings Accounts tailored for everyday use. Imagine having easy access to your funds whenever you need them, whether it's for groceries, bills, or that spontaneous dinner out with friends. With our online and mobile banking options, checking balances and making transfers is just a tap away.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt into one manageable payment, our Personal Loans can provide the flexibility you need. This service helps you take control of your finances without the stress of juggling multiple payments.

Digital & Online Banking

At Buffalo Metropolitan, we understand that convenience and security are top priorities for our members. That's why we've designed our digital and online banking services to make managing your finances as easy and safe as possible. With just a few clicks, you can access your accounts anytime, anywhere, ensuring you stay in control of your money. Our online banking platform is available 24/7 at https://www.bflometrocu.org/ , allowing you to check balances, pay bills, and transfer funds without the hassle of visiting a branch. For those who prefer using their mobile devices, our user-friendly mobile application provides the same great features right at your fingertips. You can even make mobile payments effortlessly, making transactions on the go a breeze. Security is crucial when it comes to banking online. That's why we offer electronic signature authorization for added peace of mind. This means you can sign documents securely from the comfort of your home, eliminating the need for physical paperwork. Plus, with e-statements available, you can easily track your financial activity while reducing clutter. While person-to-person transfers are not currently available, our robust online services ensure that managing your finances remains simple and secure. Whether you want to set up automatic payments or view your account history in real-time, everything is designed with ease of use in mind. Join us at Buffalo Metropolitan for a digital banking experience that prioritizes your convenience and security. Visit us online today to get started!

Financial Strength

A Growing Member Base

Our total share accounts stand at 26,533, showcasing a robust and growing member base that trusts us with their finances. This growth reflects the community's confidence in our ability to manage their money wisely.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Buffalo Metropolitan is your trusted partner. Visit us at 62 S Elmwood Ave Buffalo Ny 14202 or call (716) 847-6960 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team for You

Our strength comes from our people too. We proudly have 44 full-time employees and 5 part-time employees who are always ready to assist you. Whether you're looking for guidance or need help with your accounts, our knowledgeable team is here for you.

Member-Centric Savings

Your savings are secure with us. We hold $10,851,072 in share certificates and $13,133,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

We believe in reinvesting back into our services. With $15,354,231 in undivided earnings, we continually enhance our banking tools, lending options, and security measures to serve our members better. Our commitment to your financial success is reflected in the $115,311,799 allocated for various loans and leases.

Strong Financial Position

With a net worth of $16,727,432, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,347,277 in used vehicle loans and $17,650,646 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options make it easier than ever to drive away happy.

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $10,040,000 give you access to funds when you need them most. This option is perfect for covering unforeseen costs or managing ongoing expenses without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,657,195, make buying or refinancing simple. We provide competitive rates and terms that fit your budget, so you can invest in your future without breaking the bank.

Refinancing Options

If you're considering refinancing any existing loans to lower your monthly payments or take advantage of better rates, we have options available. Our team is ready to discuss eligibility and tailor solutions that work for your financial situation. At Buffalo Metropolitan, we're committed to making borrowing straightforward and accessible for everyone. For more information about our loan offerings or to get started today, please call us at 716-847-6960 or visit us at our branch located at 62 S Elmwood Ave Buffalo NY 14202. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,329,615 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in handling day-to-day expenses while maintaining control over your spending.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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BUFFALO METROPOLITAN FEDERAL CREDIT UNION