Buckeye State Credit Union Alliance OH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Buckeye State Credit Union, where we believe in building strong financial futures for our members and community. Located at 1010 W State St, Alliance, OH 44601, we have proudly served the Alliance area since our establishment. Our commitment to providing personalized service and valuable financial solutions has allowed us to grow our membership to an impressive 19,510 members. At Buckeye State, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total assets reaching $143,262,912 and total deposits of $6,083,852, we have built a solid foundation that enables us to support our members effectively. Our dedicated team, led by CEO Michael Abernathy and Board President J David Nero, is here to guide you on your financial journey. We take pride in having a diverse workforce of 71 employees, all working together to ensure you receive exceptional service every time you visit. Whether you're looking to apply for a loan or need assistance with online banking through our website at buckeyecu.org, we're ready to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 1010 W State St, Alliance, OH 44601. We invite you to reach out by phone at 330-823-7930 during our lobby hours from Monday to Thursday between 9 AM and 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to noon. Join us at Buckeye State Credit Union today where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Buckeye State takes pride in being an active participant in the Alliance community. We believe in giving back through partnerships with local organizations and initiatives aimed at supporting those in need. By focusing on community outreach efforts, we continue to foster relationships that help create a stronger neighborhood for everyone. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM; Fridays from 9:00 AM to 6:00 PM; and Saturdays from 9:00 AM until noon. We also offer ATM access for quick transactions and drive-thru banking for added convenience.

Join Us Today!

As we look toward the future at Buckeye State Credit Union, we invite you to join our growing family. Experience firsthand the benefits of being part of an organization that genuinely cares about its members and their financial well-being. Your journey begins here let's build a brighter future together! If you have questions or need assistance, feel free to reach out at 330-823-7930.

Our Mission

At Buckeye State, our mission goes beyond traditional banking. We strive to enhance the quality of life for our members by providing valuable financial education and support. Our aim is to make banking simple and approachable while ensuring every member feels valued and empowered. We offer various services including checking and savings accounts, auto loans, mortgage options, personal loans for debt consolidation, and rewarding credit cards. In addition to these services, we also provide business banking solutions such as merchant services and business loans. With online and mobile banking options available, managing your finances has never been easier! While members can visit us at 1010 W State St Alliance Oh 44601, official correspondence should be sent to 1010 W State St, Alliance, OH 44601 if needed.

Our Story

Opened in a spirit of cooperation and mutual benefit, Buckeye State began its journey to support local families and businesses. With each passing year, we have steadily expanded our services and membership base, currently reaching over 19,510 members. Our total assets now stand at an impressive $143,262,912, which allows us to offer a wide range of financial products tailored to meet the diverse needs of our community. Located at 1010 W State St, Alliance, OH 44601, our branch is not just a place for banking; it's a hub where relationships flourish. We are conveniently situated near several local landmarks that make visiting us easy and accessible. Whether you're stopping by for personal banking or seeking advice on loans and financing options, you can count on us to be your trusted partner.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 330-823-7930. We invite you to visit Buckeye State at Alliance where your financial journey begins!

Convenient Access and Nearby Landmarks

You'll find us nestled among local favorites like the Alliance Community Hospital and just a stone's throw away from the vibrant downtown area. With ample parking available right outside our doors, visiting us is hassle-free. Our branch is fully accessible, ensuring that everyone can comfortably make use of our services.

Operating Hours and Services

At Buckeye State, we pride ourselves on being available when you need us most. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. Whether you have questions about checking accounts, auto loans, or personal loans, our friendly staff is ready to assist you. We also offer convenient drive-thru banking for quick deposits and withdrawals. And if you're in need of cash outside of regular hours, our ATM is readily available for your convenience.

Member Eligibility

At Buckeye State, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of a community that supports its members, you're in the right place! Eligibility to join us is open to individuals who live, work, worship, or attend school in the area surrounding our branch at 1010 W State St Alliance Oh 44601. It's as simple as that! We're here to offer you personalized services and products designed just for you. For more specific eligibility details, feel free to check out our website at . Joining is easy and welcoming. Simply reach out to us at (330) 823-7930, and we'll guide you through the straightforward account opening process. Whether you're interested in checking and savings accounts or loans tailored to your needs, we're excited to help you every step of the way. So why wait? Join the Buckeye State family today and experience all the benefits we have to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $509,809, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café where customers enjoy their coffee while effortlessly paying with their mobile devices. Our merchant services make this a reality. By offering various payment solutions, we enable businesses like yours to focus on what you do best serving your customers. From credit card processing to e-commerce solutions, we are here to simplify transactions and enhance customer experiences. Located at 1010 W State St Alliance Oh 44601 in Alliance, OH, our dedicated team is ready to assist you. Connect with us today at (330) 823-7930 and let's explore how we can support your business journey!

Comprehensive List Of Services

Convenient Access at Your Fingertips

We pride ourselves on accessibility and convenience. In addition to traditional banking hours from Monday through Saturday, we also provide basic drive-thru banking for quick transactions like deposits and withdrawals. Whether you're stopping by during your lunch break or after work, we're here for you. In summary, at Buckeye State in Alliance, OH (1010 W State St), we strive to offer services that cater to both personal and business financial needs. If you have any questions or would like more information about how we can assist you, don't hesitate to reach out! Give us a call at 330-823-7930, or visit us online at buckeyecu.org. Join us today and experience the Buckeye difference where members come first!

Financing Your Dreams

If you're considering purchasing a vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing options can help make that dream a reality. Picture yourself driving off in that new car, knowing you've secured a great rate with us. For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process and guide you through each step.

Managing Debt and Building Credit

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide flexibility and relief when you need it most. Plus, with our credit cards featuring rewards programs, you can earn while you spend helping you build credit while enjoying benefits along the way.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed for your everyday needs. Imagine having easy access to your funds with our Online & Mobile Banking services, allowing you to check balances and make transfers from anywhere. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most.

Supporting Local Businesses

For entrepreneurs in our area, Buckeye State offers comprehensive Business Banking solutions including merchant services and business loans. We believe in supporting local businesses because they help make our community thrive.

Digital & Online Banking

Always Accessible

With 24/7 online banking services, you're never far from your financial information. Whether it's early morning or late at night, Buckeye State is here for you. Our secure platform ensures that your personal information is protected while giving you real-time access to manage your accounts effectively. At Buckeye State, we are dedicated to making banking convenient and accessible for all our members. Join us today and discover how our digital services can simplify your financial life!

Convenient Online Services

Our online banking service lets you check balances, transfer funds, and pay bills without stepping foot in a branch. You can also take advantage of e-statements, which means no more paper clutter just quick and easy access to your statements whenever you need them. Plus, with electronic signature authorization available, signing important documents is as simple as a few clicks.

Mobile Banking Made Easy

For those who prefer managing their accounts from their mobile devices, our user-friendly mobile application makes it easy to stay connected. With features like person-to-person transfers, sending money to friends or family is hassle-free. Although we currently do not support mobile payments, we are committed to providing features that enhance your banking experience.

Financial Strength

Commitment to Growth

With $7,125,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $96,430,784 in total loans and leases shows our capacity to support your financial goals across various sectors. Additionally, with $2,748 in used auto loans, we provide you with flexible financing options tailored to your needs.

Member-Centric Savings Options

Members' savings are secured through $8,076,637 in share certificates and $26,025,903 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 66 full-time employees and 5 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team dedicated to your financial well-being.

Solid Financial Health

With a net worth of $16,726,503, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,163 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 33,748, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Buckeye State is your trusted partner. Visit us at 1010 W State St Alliance Oh 44601 or call (330) 823-7930 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,962,061 in used vehicle loans and $5,122,550 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $509,809 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,122,410, make buying or refinancing simple. We are dedicated to helping you navigate the path to owning your home with competitive rates and clear terms.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility for new ones, our team is here to help guide you through your options. We want to ensure that you find the best solution that fits your financial situation. For more information about our loan products or if you have questions about how we can assist you in achieving your financial goals, please reach out to us at 330-823-7930 or visit us at 1010 W State St Alliance Oh 44601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,913,353 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping control of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they see reflects current market conditions and legitimate lending practices.

BUCKEYE STATE CREDIT UNION