BSE Credit Union Dayton OH | Secure ATM Services Only

Introduction

Welcome to Bse, where community and commitment come together to create a financial environment you can trust. Located at 7915 Washington Woods Dr, Dayton, OH 45459, we have been serving our members since 1955 with the core mission of providing exceptional financial services tailored to your needs. With a proud membership of 2,401, we are dedicated to ensuring that each member feels valued and supported. At Bse, we understand the importance of financial security. That's why our total assets stand at an impressive $16,932,582, reflecting our strength and stability in the credit union landscape. Our total deposits have reached $394,187, showcasing the trust our members place in us. We also manage a healthy loan portfolio with 1,235 loans and leases currently active, which illustrates our commitment to empowering you financially. Our leadership team is headed by CEO Diana Larsen and Board President Tim Gerding, who are both passionate about fostering a strong community spirit within our credit union. With a dedicated staff of 4 employees, we strive to provide personalized service that meets your unique financial needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 7915 Washington Woods Dr, Dayton, OH 45459. Feel free to reach out to us at 800-275-7518 for any inquiries or assistance you may need. Join us as we continue to build a stronger community through responsible banking practices and member-focused services. Discover how Bse can help you achieve your financial goals today!

Branch History & Mission

At Bse, we take pride in our rich legacy and commitment to serving the community of Dayton, OH. Established in 1955, our branch has grown alongside its members, fostering relationships built on trust and support. Over the years, we have evolved from a small credit union into a valued financial partner for over 2,400 members, reflecting our dedication to meeting the diverse needs of our community. Located at 7915 Washington Woods Dr, Dayton, OH 45459, our branch is easily accessible and conveniently situated near local landmarks that make it a familiar spot for many. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. Bse's mission is simple yet profound: to empower our members with reliable financial services while actively contributing to the well-being of our community. We strive to provide personalized banking solutions that promote financial literacy and stability. Whether you are looking for auto loans or savings accounts, our goal is to help you achieve your financial aspirations. As we embrace modern technology, we ensure that our services remain user-friendly and accessible. Our online banking platform allows members to manage their accounts conveniently from anywhere. While we currently do not offer ATM services or drive-thru banking, we are committed to exploring ways to enhance member convenience in the future. Community outreach is at the heart of what we do at Bse. We believe in giving back and actively participate in local initiatives that uplift those around us. Our partnerships with various organizations allow us to contribute positively to the lives of individuals in need. With total assets reaching $16932582 and an unwavering focus on member satisfaction, we invite you to join Bse and experience firsthand the benefits of being part of a supportive credit union community. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 800-275-7518.

Branch Location & Accessibility

Accessibility Features

We take pride in making our branch welcoming and accessible for everyone. With ADA compliance features, including ramps and wide entryways, visiting us is comfortable for all members of the community. Plus, parking is available close to the entrance, making your visit hassle-free.

Call to Action

We invite you to stop by and experience the warm and welcoming atmosphere at Bse. Our dedicated staff is eager to help you with your banking needs and provide personalized service that makes a difference. Visit us today and discover how we can help you achieve your financial goals!

Operating Hours & Services

Our doors are open during convenient hours to accommodate your busy schedule. Although specific operating hours are not listed here, rest assured we are committed to serving you when it's most convenient for you. At Bse, we strive to offer a variety of essential services tailored to meet your financial needs. While we currently provide ATM services only, our team is always ready to assist with any inquiries or support you may require. You can reach us at (800) 275-7518 if you have questions or would like more information about our offerings.

Member Eligibility

At Bse, we believe that becoming a member is like stepping into a community where your financial well-being is our top priority. If you're looking to join us, it's easy! We welcome individuals who live, work, or worship in our local area. Whether you're just starting out on your financial journey or looking for a place that offers personalized service, we have something for everyone. Our members enjoy a range of benefits, including lower loan rates and exceptional customer service tailored just for you. To find out more about the specific eligibility requirements and see if you qualify, please visit our website at . When you're ready to open an account, the process is simple! You can reach out to us at (800) 275-7518 for assistance or visit our branch at 7915 Washington Woods Dr Dayton Oh 45459. We look forward to welcoming you into the Bse family!

Business Banking & Commercial Services

At Bse, we understand that running a business requires not just vision but also the right support. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to help you thrive. Imagine a local bakery that dreams of expanding its menu and reaching more customers. With our commercial loans, that dream can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical tools to streamline payments and manage transactions efficiently. This means you can focus on what matters most growing your business. Visit us at 7915 Washington Woods Dr Dayton Oh 45459 in Dayton, OH or call us at (800) 275-7518 to discover how we can help your business reach its full potential!

Comprehensive List Of Services

Digital Convenience

In today's fast-paced world, having digital banking features is essential. While our primary focus at Bse is on delivering personalized service, we also recognize the importance of online tools. By utilizing our online banking platform, members can easily check their account balances, transfer funds, and review transaction history all from the comfort of their home. This means no more waiting in line or rushing to the bank before closing time your financial management is just a few clicks away.

Everyday Banking Needs

For those who need convenient access to their funds, we offer ATM Services Only. Imagine being able to withdraw cash or check your balance quickly without any hassle. Our ATM services ensure that you can manage your money on your terms, giving you peace of mind wherever you are.

Local Support

Located at 7915 Washington Woods Dr Dayton Oh 45459, we pride ourselves on being part of the Dayton community. Our friendly staff is always ready to assist you with questions about your accounts or services we provide. You can reach us at (800) 275-7518 if you need guidance or support with anything related to your finances.

Tailored Solutions

We know that some situations require a personal touch. At Bse, our team takes the time to understand your specific financial goals, whether you're saving for a major purchase or planning for retirement. We strive to build lasting relationships with our members, helping them navigate their financial journeys effectively. At Ami Information Systems, we are proud to offer a dedicated space for all your banking needs while ensuring ease and convenience every step of the way. If you're in need of reliable financial solutions backed by exceptional service, look no further than Bse. Ready to take the next step? Visit us today at 7915 Washington Woods Dr Dayton Oh 45459 in Dayton, OH, or give us a call at (800) 275-7518! We look forward to serving you soon!

Digital & Online Banking

Key Features

Our online banking services are designed with you in mind. Visit us at to explore how you can manage your money with ease. You can view account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, our 24/7 online banking means you're never out of touch with your finances, day or night. For those who prefer paperless options, we offer e-statements that allow you to keep track of your transactions easily and securely. This not only helps reduce clutter but also ensures that your financial information is always accessible when you need it. While we currently do not offer mobile payments or a dedicated mobile application, our commitment to providing a secure online experience remains strong. We prioritize your safety with robust security measures in place so you can bank with peace of mind.

Stay Connected

Managing money should be straightforward and stress-free. At Bse, we believe in providing tools that enhance your banking experience. Although person-to-person transfers aren't available yet, we're constantly looking for ways to improve our offerings. Whether you're checking your balance or setting up automatic payments, our user-friendly platform makes managing your accounts simple and efficient. Enjoy the freedom of real-time account management and keep track of your finances effortlessly. Experience the future of banking today with Bse where convenience meets security!

Financial Strength

Growing Membership Base

With a total of 3,546 share accounts, we see a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,594,021, further indicating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bse is your trusted partner. Visit us at 7915 Washington Woods Dr Dayton Oh 45459 or call (800) 275-7518 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our net income of $49,847, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 4 full-time employees ready to assist you at any time.

Reinvestment for Growth

We also boast $1,115,905 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $166 in used auto loans and $5,980,405 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Secure Savings Options

Your savings are secure with us through $223,778 in share certificates, offering stable and rewarding growth opportunities. Although we currently have no money market shares available, we focus on providing options that best serve our members' needs.

Solid Financial Health

With a net worth of $1,640,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reflected in our robust net worth ratio of $968, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,033,405 in used vehicle loans and $1,209,183 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our team is here to assist you every step of the way.

Credit Lines

If you're looking for more flexibility, consider our credit lines. With a total available amount of $900,000, these can serve as a safety net during unexpected expenses or provide funds for planned purchases. If you're considering refinancing any existing loans, our dedicated team can help you explore eligibility options and find the best solution for your situation. For more information about our loan offerings or to get started on your application, feel free to reach out at (800) 275-7518 or visit us at 7915 Washington Woods Dr Dayton Oh 45459 in Dayton, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing our members with the support they need to succeed financially.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,285,237, make buying or refinancing simple. We provide competitive rates and flexible terms that can be tailored to fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $775,586 in loans helping members manage their finances effectively. This option allows for greater control over your spending while providing you with the purchasing power you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is backed by the latest results from the NCUA, which you can find at NCUA.gov. By working only with verified institutions, LendMesh guarantees that users receive fair and reliable offers. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Moreover, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. The platform's goal is to provide unbiased results so that users can make well-informed decisions. Additionally, LendMesh provides real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, which allows them to weigh their options effectively and select the best deal for their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the platform's effectiveness in delivering valuable insights to consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BSE CREDIT UNION