BSE Credit Union Cleveland OH | Convenient ATM Services Only

Introduction

Welcome to Bse Credit Union, your trusted financial partner located at 19249 Bagley Rd, Cleveland, OH 44130. Since our establishment in 1955, we have been dedicated to serving our community with integrity and commitment. With a total membership of over 2,400, we strive to create meaningful relationships that empower individuals and families to achieve their financial goals. At Bse Credit Union, we're proud of our solid foundation, reflected in our impressive assets totaling $16,932,582. Our members benefit from a range of services backed by a robust financial position, including $394,187 in total deposits and a strong net worth of $1,640,811. We understand that trust is earned through action; hence we prioritize transparency and member satisfaction. Led by our experienced CEO Diana Larsen and Board President Tim Gerding, we are committed to providing personalized service that meets the unique needs of each member. Whether you're looking for loans having facilitated over 1,235 loans and leases or simply want to learn more about saving options, our team is here to assist you every step of the way. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 19249 Bagley Rd, Cleveland, OH 44130-3315. With a focus on community impact and financial literacy, we invite you to explore what Bse Credit Union can offer you. Call us at 440-243-9180 or stop by during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM to discover how we can help you thrive financially. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, Bse is committed to adopting digital advancements that enhance member experiences while maintaining ADA compliance for accessibility. We offer online banking services that allow you to manage your finances conveniently from anywhere. While we currently do not provide ATM or drive-thru services, our dedicated team is always available during operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM to assist you with any inquiries or support you may need.

Join Us

As we continue on this journey of growth and service, we invite you to become part of the Bse family. Experience firsthand the benefits of membership where your financial future is prioritized. Together, let's build a brighter tomorrow for ourselves and our community. For more information or assistance, don't hesitate to reach out at 440-243-9180. Welcome to Bse!

Our Mission

At the core of Bse's mission is our commitment to empowering our members through exceptional financial services. We believe in creating opportunities for every individual to achieve their financial goals. Our focus extends beyond traditional banking; we actively engage in community outreach initiatives that uplift those around us. By forging partnerships with local organizations, we strive to make a positive impact on the lives of our members and contribute to the overall well-being of Cleveland. While members can visit us at 19249 Bagley Rd, official correspondence should be sent to 19249 Bagley Rd, Cleveland, OH 44130-3315 if it differs from our branch address.

Branch Location & Accessibility

Convenient Location

Situated near popular local spots, our branch is easy to find. With ample parking available, you can visit us without any hassle. We are committed to making banking accessible for everyone, featuring ADA-compliant facilities and ramps for those who need assistance.

Get In Touch

Have questions? Don't hesitate to reach out! You can give us a call at 440-243-9180. We invite you to stop by and see how we can assist you with your banking journey. At Bse Credit Union, we're more than just a bank; we're a community partner dedicated to serving you!

Operating Hours and Services

At Bse Credit Union, we understand that flexibility is key. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 5:30 PM. Whether you're stopping by for a quick transaction or need more in-depth assistance, our team is ready to help. While our branch does not currently offer ATM services or drive-thru banking, we do provide essential services to meet your financial needs. If you require official correspondence, feel free to send it to our mailing address at 19249 Bagley Rd, Cleveland, OH 44130-3315.

Member Eligibility

At Bse, we believe that becoming a member means joining a community that truly cares about you. If you're looking to enjoy personalized financial services in a friendly environment, you've come to the right place! To become a member, you need to meet some simple eligibility criteria. Generally, anyone who lives, works, or attends school in our local area can join us. Plus, if you have family members who are already part of our credit union, you're also eligible! For the most up-to-date details on membership requirements, feel free to check out this [eligibility resource](). Opening an account is just as easy and welcoming! Our team at Bse, located at 19249 Bagley Rd Cleveland Oh 44130, is ready to assist you every step of the way. Whether you prefer visiting us in person or giving us a call at (440) 243-9180, we're here to help you get started. Embrace the benefits of being part of our supportive community today!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a partner that not only offers funding but also supports your daily operations. Our merchant services help streamline transactions, allowing you to focus on what matters most growing your business. With efficient payment processing and reliable support, managing cash flow becomes easier, letting you serve your customers better. For businesses in and around Cleveland, OH, our services at 19249 Bagley Rd Cleveland Oh 44130 are here to fuel your success. If you're ready to take the next step in your business journey, contact us today at (440) 243-9180!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our goal remains to empower local entrepreneurs with flexible financing solutions when the time comes.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we encourage all our members to take advantage of our online banking options. With online banking, you can check your balances, transfer funds, and manage your accounts from the comfort of your home or on the go. We aim to make it easier for you to handle your finances whenever you need it.

Everyday Banking Solutions

Our primary focus is on making banking as straightforward as possible for you. At Bse, we offer essential services that help streamline your daily financial activities. For those who prefer cashless transactions, we provide ATM Services Only. This means you can easily access your funds without the hassle of visiting a physical location.

Join Us Today!

Whether you're a long-time member or considering joining us for the first time, Bse is committed to supporting your financial well-being. Visit us at 19249 Bagley Rd Cleveland Oh 44130 or call us at (440) 243-9180 to learn more about how our services can benefit you. We're excited to help you achieve your financial goals!

Member Support When You Need It

Have questions? Our friendly team is always ready to assist you! You can reach us at (440) 243-9180 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM. We understand that financial decisions can sometimes be daunting, and we're here to provide guidance every step of the way.

Digital & Online Banking

Convenient Online Access

With 24/7 online banking services available at , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. No more waiting in line; everything you need is just a click away.

Mobile Banking Made Easy

While we currently don't have a mobile application or mobile payments feature, rest assured that our online banking platform is optimized for use on smartphones and tablets. You can access all the essential features right from your device, making it simple to manage your money anytime.

Secure Transactions

Your security is our priority. Although we do not currently offer electronic signature authorization or person-to-person transfers, we ensure that all online transactions are protected with robust security measures. You can feel confident knowing that your personal information is safe while using our services. In summary, whether you're at home or out and about, Bse provides accessible and user-friendly digital banking solutions to help you manage your finances efficiently. For more information on how to get started with our online banking services, visit us today!

Stay Updated with E-Statements

We offer e-statements, so you can view your account information quickly and securely without the clutter of paper. This feature not only keeps your financial records organized but also helps reduce environmental waste.

Financial Strength

A Trusted Partner for Your Future

Total Share Accounts stand at 3,546, showcasing a strong member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,594,021. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bse is your trusted partner. Visit us at 19249 Bagley Rd Cleveland Oh 44130 or call (440) 243-9180 to learn more about how we can help you achieve your financial goals.

Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member-Centric Savings Options

Members' savings are secured through $223,778 in share certificates, offering stable and rewarding financial growth opportunities. This commitment allows us to prioritize your needs over traditional banking practices.

Reinvestment for Better Services

With $1,115,905 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more choices and improved services tailored specifically for you.

Solid Financial Health

With a net worth of $1,640,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $968 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $166 in used auto loans and $5,980,405 in total loans and leases. This flexibility allows you to achieve what matters most to you. Our operational efficiency shines through with a net income of $49,847, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees ready to assist you with knowledgeable service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,033,405 in used vehicle loans and $1,209,183 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered with flexible terms and competitive rates.

Credit Lines

If you're looking for additional financial flexibility, our credit lines totaling $900,000 can be a great option. They allow you to borrow what you need when you need it without the hassle of reapplying each time. At Bse, we also recognize that life circumstances change. That's why we offer refinancing options across many of our loan products. If you're considering refinancing any existing loans or exploring eligibility options, our knowledgeable staff is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 19249 Bagley Rd Cleveland Oh 44130 or call us at (440) 243-9180 to learn more about how our loan products can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,285,237, make buying or refinancing simple. We can help guide you through the process and find the right mortgage solution for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $775,586 in loans helping members manage their finances effectively. These cards provide an easy way to cover unexpected expenses while allowing you to build credit over time.

Loan Aggregator

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BSE CREDIT UNION